An Absa Home Loan can be structure to suit your individual and family needs, to purchase your home. We finance all residential property, whether it’s a freestanding house, a flat, a townhouse or vacant land.

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Find your dream home
Find your dream home

Buy your dream home then choose a flexible repayment term of up to 30 years with Absa Home Loan.

Choose what you can afford
Choose what you can afford

Choose either a fixed or variable interest rate option to suit your needs.

Start applying now
Start applying now 

Apply now and enjoy more benefits tailored for your needs.

Apply now

Get your perfect home
Get your perfect home

As your home’s market value increases, access the available equity with a Further Advance or ReAdvance.

Manage my debt
Manage my debt

Let’s help you during these tough economic times, and advice on how to effectively manage your debt.

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How to get it and what you can expect

  • What you get

    Use an Absa Home Loan to finance residential property, including vacant land or a new home.Up to a

  • Get more out

    • Pay a deposit up front, reduce your Home Loan and reduce your monthly repayments.
    • Pay extra every month into your home loan and reduce the interest cost.
    • Use ReAdvance and Further Advance, together with a Multiplan to access available equity in your home.
    • Register for Absa Cash Rewards.
    • Get electronic access to your home loan with Absa Online and Telephone Banking (if you have an Absa transactional account).
    • Absa Home Loan Protector Policy that pays off your home loan in the event of your death.

    For more information, you can download our brochure here.

  • What you will need

    • A single or joint gross monthly household income of more than R23 301
    • A valid, bar-coded South African identity document
    • An offer to purchase (if purchasing a property)
    • Your latest salary advice (or income statement if self-employed)
    • Provide consent to request three (3) months bank statement if banking with First National Bank (FNB), Nedbank or Standard Bank, otherwise provide three (3) months bank statement.
    • Load a debit order repayment instruction

Need more help?

Let one of our consultants help you get the best home loan for your needs.

Call us on:

0860 111 007

E-mail us at:

Visit your nearest branch