Fees
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale
Download the 2023 Pricing Brochure Flexi Account
Download the 2023 Pricing Brochure Transact Account
Download the 2023 Pricing Brochure Premium Banking Account
Download the 2023 Pricing Brochure Gold Banking Account
Download the 2023 Pricing Brochure Student Account
Download the 2023 Pricing Brochure MegaU Account
Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale
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Transactional Rates and Fees
With Value Bundles we offer you a selection of transactions free of charge as part of your month fee. When you’ve used up all the free transactions, you will only pay the standard fee per transaction.
Cheque Account Interest Rates
Current and other transmission accounts do not offer credit interest as they are designed for day-to-day banking purposes
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Credit Card Rates and Fees
We offer you a diverse range of credit cards that have been designed to suit your individual requirements, and are paired with a range of flexible fee structures to suit your pocket.
Interest Rates
Download the Personal Interest Rates Brochure
Fees
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Download the 2023 Pricing Brochure
Download the 2023 Pricing Brochure Products no longer on sale
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Value Bundles Rates and Fees
With Value Bundles we offer you a selection of transactions free of charge as part of your month fee. When you’ve used up all the free transactions, you will only pay the standard fee per transaction. Unused transactions will roll over and discounts apply for positive balances.
Fees
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Home Loans Rates and Fees
Buying a home is one of the biggest investments that you will make in your life - but hidden costs can cripple you monthly; which is why we have a highly transparent rates and fees structure.
Interest Rates
Interest rates will vary depending on your credit profile, spending and saving behaviour, when you applied for your home loan and are contracted when you sign your home loan agreement. Please refer to your home loan statement for the interest rate your currently being charged.
Fees
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Anytime Anywhere Rates and Fees
We offer many ways to do your banking, either telephonically or electronically and each has a different pricing option.
Fees
Download the 2024 Pricing Guide - Everyday Banking Products On Sale
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Insuring Rates and Fees
Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.
Fees
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Download the 2022 Packages Brochure
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Business Current Accounts Rates and Fees
We believe in transparent rates and fees structures that are designed to suit your pocket – which means that you can concentrate on running your business and not on unexpected fees and charges.
Fees
Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure
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Business Credit Card Rates and Fees
Whatever your small business credit requirements are, we can offer you a variety of business credit cards at a rate that is suitable to you.
Interest Rates
Download the Business & Corporate Credit Card Rates
Fees
Download the 2024 Business Banking Pricing Brochure
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Business Packages Rates and Fees
Our Business Packages offer everything you need to grow your business with confidence, in one package, combining a current account with expert advice seminars, networking opportunities, software and training courses.
Interest Rates
Monthly charges apply for Business Advantage and Business Essentials as well as for usage on iPayroll.
Fees
Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure -
Business Saving and Investing Rates and Fees
We are dedicated to growing your business - whether it be small or large - and offer you a wide range of solutions to suit your specific needs and requirements.
Interest Rates
Interest is calculated on the BizStart account for balances over R1 000.
Biz Start
From To Rate 0.01 9 999.99 0.00% 10 000.00 99 999.99 0.05% 100 000.00 249 999.99 0.25% 250 000.00 499 999.99 0.50% 500 000.00+ 0.75% Savings Call Account
From To Rate 0.01 999.99 0.00% 1 000.00 14 999.99 5.25% 15 000.00 74 999.99 6.95% 75 000.00 999 999.99 7.05% 1 000 000.00 9 999 999.99 7.05% 10 000 000.00 24 999 999.99 7.15% 25 000 000.00 49 999 999.99 7.20% 50 000 000.00 99 999 999.99 7.35% 100 000 000.00 9 999 999 999 999.99 7.50% Last Review on 26 May 2023 Fees
Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure -
Business Ways to Bank Rates and Fees
We offer you a number of Ways to Bank with choices on price options, so that you manage your transactions efficiently and conveniently.
Interest Rates
There is no monthly cost for Cellphone and Telephone Banking, only charges for usage.
Fees
Download the 2024 Business Banking Pricing Brochure
Download the 2023 Business Pricing Brochure
privatebankingtab
Download the rates and fees pricing brochure that you are looking for.
Fees
Download the 2024 Private Banking Pricing Brochure
Download the 2023 Private Banking Pricing Brochure
We are committed to helping you grow your wealth with our wide range of saving and investing products while offering competitive rates and fees to help in achieving your goals.
The interest rates shown are indicative only and are subject to change without notification. The rate is determined on the date on which your funds are received in your account and, where applicable, is also determined by your chosen investment term, interest payment frequency and the investment amount deposited. Please call us on 0860 111 515 or visit any Absa branch to get the best rate of the day. All rates are expressed as a percentage per annum.
Get your bank statements quickly and easily on your Banking App, Absa Online or via email. As from 17 July 2023 you will no longer get your bank statements through the post.
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Savings and Investing Fees
Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.
Fees
Download the 2023 Pricing Brochure
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Interest Rates for less than a R1 000 deposit
>R 1
>R 50
>R 100
>R 500
>R 1000
Instant Access
MegaU
0.00%
0.00%
0.00%
0.00%
0.00%
TruSave
0.00%
5.20%
5.20%
5.20%
5.20%
Mzansi
0.15%
Saving plans
FuturePlan
5.80%
5.80%
5.80%
6.00%
Last reviewed on 26 May 2023
Absa Digital Bonus Rate for TruSave
Balance Tier
Standard Rate
Digital Bonus Rate
Total Rate
R0.01
R49.90
0.00%
0.00%
R50.00
R9 999 999 999 999.99
0.00%
1.90%
1.90%
Last reviewed on 26 May 2023
Rates subject to change. View our product term sheet.
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Interest Rates for between R1 000 and R10 000 deposits
>R1 000
>R2 000
>R5 000
>R6 000
>R10 000
Instant Access
TruSave
4.95%
4.95%
4.95%
4.95%
4.95%
Saving plans
FuturePlan
6.00%
6.00%
6.00%
6.20%
6.40%
Last reviewed on 26 May 2023
Absa Digital Bonus Rate for TruSave
Balance Tier
Standard Rate
Digital Bonus Rate
Total Rate
R0.01
R49.90
0.00%
0.00%
R50.00
R9 999 999 999 999.99
5.20%
1.90%
7.10%
Last reviewed on 26 May 2023
Rates subject to change. View our product term sheet.
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Interest Rates for more than R10 000 deposit
>R15 000
>R25 000
>R75 000
>R100 000
>R250 000
>R1 000 000
>R 10 000 000
>R 25 000 000
Easy Access
Depositor Plus
6.95% 7.70% 7.80% 7.85% 8.00% 8.05% 8.25% 7.95% Investor Plus 4.95% 4.95% 4.95% 4.95% 8.40% 8.40% 8.40% 8.40% >R10 000
>R15 000
>R20 000
>R25 000
>R50 000
>R100 000
+R100 0000
Saving plans
FuturePlan
6.40%
6.40%
6.80%
7.30%
7.30%
7.30%
7.30%
Last reviewed on 26 May 2023
Absa Digital Bonus Rate for Depositor Plus
Balance Tier
Standard Rate
Digital Bonus Rate
Total Rate
R0.01
R14 999.99
0.00%
0.00%
0.00%
R15 000.00
R24 999.99
6.95%
0.25%
7.20%
R25 000.00
R74 999.99
7.70%
0.25%
7.95%
R75 000.00
R99 999.99
7.80%
0.25%
8.05%
R100 000.00
R249 999.99
7.85%
0.25%
8.10%
R250 000.00
R999 999.99
8.00%
0.25%
8.25%
R1 000 000.00
R9 999 999.99
8.05%
0.25%
8.30%
R10 000 000.00
R24 999 999.99
8.25%
0.25%
8.50%
R25 000 000.00
R9 999 999 999 999.99
7.95%
0.25%
8.20%
Last reviewed on 26 May 2023
View our product term sheet.
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Interest Rates for Dynamic Fixed Deposit
dynamic-fixed-deposit
Balance R 1000 – R99,999.99
Standard Interest Rates
*Please scroll from left to right
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 5.90% 5.90% 5.65% 5.60% 5.55% 5.50% 5.45% 1 month 6.90% 6.90% 6.65% 6.60% 6.55% 6.50% 6.45% 2 months 6.90% 6.92% 6.65% 6.60% 6.55% 6.50% 6.45% 3 months 7.60% 7.65% 7.35% 7.30% 7.25% 7.20% 7.15% 4 months 7.60% 7.68% 7.35% 7.30% 7.25% 7.20% 7.15% 5 months 7.60% 7.70% 7.35% 7.30% 7.25% 7.20% 7.15% 6 months 8.30% 8.45% 8.05% 8.00% 7.95% 7.90% 7.85% 7 months 8.30% 8.49% 8.05% 8.00% 7.95% 7.90% 7.85% 8 months 8.30% 8.52% 8.05% 8.00% 7.95% 7.90% 7.85% 9 months 8.30% 8.55% 8.05% 8.00% 7.95% 7.90% 7.85% 10 months 8.30% 8.59% 8.05% 8.00% 7.95% 7.90% 7.85% 11 months 8.30% 8.62% 8.05% 8.00% 7.95% 7.90% 7.85% 12 months 8.90% 9.28% 8.65% 8.60% 8.55% 8.50% 8.45% 13-17 months 8.65% 9.11% 8.40% 8.35% 8.30% 8.25% 8.20% 18 months 8.65% 9.22% 8.40% 8.35% 8.30% 8.25% 8.20% 19-23 months 8.65% 9.32% 8.40% 8.35% 8.30% 8.25% 8.20% 24 months 8.70% 9.47% 8.45% 8.40% 8.35% 8.30% 8.25% 25-35 months 8.70% 9.70% 8.45% 8.40% 8.35% 8.30% 8.25% 36 months 8.85% 10.09% 8.60% 8.50% 8.35% 8.19% 8.03% 37-47 months 8.85% 10.34% 8.60% 8.55% 8.50% 8.45% 8.40% 48-59 months 8.85% 10.87% 8.60% 8.55% 8.50% 8.45% 8.40% 60 months 9.50% 12.28% 9.10% 9.05% 8.85% 8.70% 8.65% Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.10% 6.10% 5.85% 5.80% 5.75% 5.70% 5.65% 1 month 7.65% 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 2 months 7.65% 7.67% 7.40% 7.35% 7.30% 7.25% 7.20% 3 months 7.90% 7.95% 7.65% 7.60% 7.55% 7.50% 7.45% 4 months 7.90% 7.98% 7.65% 7.60% 7.55% 7.50% 7.45% 5 months 7.90% 8.00% 7.65% 7.60% 7.55% 7.50% 7.45% 6 months 8.60% 8.75% 8.35% 8.30% 8.25% 8.20% 8.15% 7 months 8.60% 8.79% 8.35% 8.30% 8.25% 8.20% 8.15% 8 months 8.60% 8.82% 8.35% 8.30% 8.25% 8.20% 8.15% 9 months 8.70% 8.95% 8.45% 8.40% 8.35% 8.30% 8.25% 10 months 8.70% 8.99% 8.45% 8.40% 8.35% 8.30% 8.25% 11 months 8.70% 9.02% 8.45% 8.40% 8.35% 8.30% 8.25% 12 months 8.90% 9.28% 8.65% 8.60% 8.55% 8.50% 8.45% 13-17 months 8.80% 9.26% 8.55% 8.50% 8.45% 8.40% 8.35% 18 months 8.80% 9.37% 8.55% 8.50% 8.45% 8.40% 8.35% 19-23 months 8.80% 9.47% 8.55% 8.50% 8.45% 8.40% 8.35% 24 months 8.80% 9.57% 8.55% 8.50% 8.45% 8.40% 8.35% 25-35 months 8.80% 9.80% 8.55% 8.50% 8.45% 8.40% 8.35% 36 months 8.90% 10.14% 8.65% 8.55% 8.40% 8.24% 8.08% 37-47 months 8.90% 10.39% 8.65% 8.60% 8.55% 8.50% 8.45% 48-59 months 9.05% 11.07% 8.80% 8.75% 8.70% 8.65% 8.60% 60 months 9.60% 12.38% 9.20% 9.15% 8.95% 8.80% 8.75% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.
Balance R 100 000 - R999,999.99
Standard Interest Rates
*Please scroll from left to right
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.00% 6.00% 5.75% 5.70% 5.65% 5.60% 5.55% 1 month 7.00% 7.00% 6.75% 6.70% 6.65% 6.60% 6.55% 2 months 7.00% 7.02% 6.75% 6.70% 6.65% 6.60% 6.55% 3 months 7.85% 7.90% 7.60% 7.55% 7.50% 7.45% 7.40% 4 months 7.85% 7.93% 7.60% 7.55% 7.50% 7.45% 7.40% 5 months 7.85% 7.95% 7.60% 7.55% 7.50% 7.45% 7.40% 6 months 8.60% 8.75% 8.35% 8.30% 8.25% 8.20% 8.15% 7 months 8.60% 8.79% 8.35% 8.30% 8.25% 8.20% 8.15% 8 months 8.60% 8.82% 8.35% 8.30% 8.25% 8.20% 8.15% 9 months 8.75% 9.00% 8.50% 8.45% 8.40% 8.35% 8.30% 10 months 8.75% 9.04% 8.50% 8.45% 8.40% 8.35% 8.30% 11 months 8.75% 9.07% 8.50% 8.45% 8.40% 8.35% 8.30% 12 months 9.00% 9.38% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.80% 9.26% 8.55% 8.50% 8.45% 8.40% 8.35% 18 months 8.80% 9.37% 8.55% 8.50% 8.45% 8.40% 8.35% 19-23 months 8.80% 9.47% 8.55% 8.50% 8.45% 8.40% 8.35% 24 months 8.75% 9.52% 8.50% 8.45% 8.40% 8.35% 8.30% 25-35 months 8.80% 9.80% 8.55% 8.50% 8.45% 8.40% 8.35% 36 months 8.85% 10.09% 8.50% 8.45% 8.40% 8.35% 8.30% 37-47 months 8.85% 10.34% 8.50% 8.45% 8.40% 8.35% 8.30% 48-59 months 9.05% 11.07% 8.80% 8.68% 8.53% 8.41% 8.29% 60 months 9.60% 12.38% 9.10% 8.90% 8.85% 8.75% 8.65% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.40% 6.40% 6.15% 6.10% 6.05% 6.00% 5.95% 1 month 7.70% 7.70% 7.45% 7.40% 7.35% 7.30% 7.25% 2 months 7.70% 7.72% 7.45% 7.40% 7.35% 7.30% 7.25% 3 months 8.00% 8.05% 7.75% 7.70% 7.65% 7.60% 7.55% 4 months 8.00% 8.08% 7.75% 7.70% 7.65% 7.60% 7.55% 5 months 8.00% 8.10% 7.75% 7.70% 7.65% 7.60% 7.55% 6 months 8.70% 8.85% 8.45% 8.40% 8.35% 8.30% 8.25% 7 months 8.70% 8.89% 8.45% 8.40% 8.35% 8.30% 8.25% 8 months 8.70% 8.92% 8.45% 8.40% 8.35% 8.30% 8.25% 9 months 8.80% 9.05% 8.55% 8.50% 8.45% 8.40% 8.35% 10 months 8.80% 9.09% 8.55% 8.50% 8.45% 8.40% 8.35% 11 months 8.80% 9.12% 8.55% 8.50% 8.45% 8.40% 8.35% 12 months 9.00% 9.38% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.85% 9.31% 8.60% 8.55% 8.50% 8.45% 8.40% 18 months 8.85% 9.42% 8.60% 8.55% 8.50% 8.45% 8.40% 19-23 months 8.85% 9.52% 8.60% 8.55% 8.50% 8.45% 8.40% 24 months 8.80% 9.57% 8.55% 8.50% 8.45% 8.40% 8.35% 25-35 months 8.85% 9.85% 8.60% 8.55% 8.50% 8.45% 8.40% 36 months 8.90% 10.14% 8.55% 8.50% 8.45% 8.40% 8.35% 37-47 months 8.90% 10.39% 8.55% 8.50% 8.45% 8.40% 8.35% 48-59 months 9.10% 11.12% 8.85% 8.73% 8.58% 8.46% 8.34% 60 months 9.70% 12.48% 9.20% 9.00% 8.95% 8.85% 8.75% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.
Balance R1 000 000 and more
Standard Interest Rates
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.00% 6.00% 5.75% 5.70% 5.65% 5.60% 5.55% 1 month 7.25% 7.25% 7.00% 6.95% 6.90% 6.85% 6.80% 2 months 7.25% 7.27% 7.00% 6.95% 6.90% 6.85% 6.80% 3 months 7.90% 7.95% 7.65% 7.60% 7.55% 7.50% 7.45% 4 months 7.90% 7.98% 7.65% 7.60% 7.55% 7.50% 7.45% 5 months 7.90% 8.00% 7.65% 7.60% 7.55% 7.50% 7.45% 6 months 8.80% 8.95% 8.55% 8.50% 8.45% 8.40% 8.35% 7 months 8.80% 8.99% 8.55% 8.50% 8.45% 8.40% 8.35% 8 months 8.80% 9.02% 8.55% 8.50% 8.45% 8.40% 8.35% 9 months 8.85% 9.10% 8.60% 8.55% 8.50% 8.45% 8.40% 10 months 8.85% 9.14% 8.60% 8.55% 8.50% 8.45% 8.40% 11 months 8.85% 9.17% 8.60% 8.55% 8.50% 8.45% 8.40% 12 months 9.00% 9.38% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.90% 9.36% 8.65% 8.60% 8.55% 8.50% 8.45% 18 months 8.90% 9.47% 8.65% 8.60% 8.55% 8.50% 8.45% 19-23 months 8.90% 9.57% 8.65% 8.60% 8.55% 8.50% 8.45% 24 months 8.75% 9.52% 8.50% 8.45% 8.40% 8.35% 8.30% 25-35 months 8.80% 9.80% 8.55% 8.50% 8.45% 8.40% 8.35% 36 months 8.85% 10.09% 8.50% 8.45% 8.40% 8.35% 8.30% 37-47 months 8.95% 10.44% 8.60% 8.55% 8.50% 8.45% 8.40% 48-59 months 9.05% 11.07% 8.80% 8.68% 8.53% 8.41% 8.29% 60 months 9.70% 12.48% 9.20% 9.00% 8.95% 8.85% 8.75% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.70% 6.70% 6.45% 6.40% 6.35% 6.30% 6.25% 1 month 7.80% 7.80% 7.55% 7.50% 7.45% 7.40% 7.35% 2 months 7.80% 7.82% 7.55% 7.50% 7.45% 7.40% 7.35% 3 months 8.20% 8.25% 7.95% 7.90% 7.85% 7.80% 7.75% 4 months 8.20% 8.28% 7.95% 7.90% 7.85% 7.80% 7.75% 5 months 8.20% 8.30% 7.95% 7.90% 7.85% 7.80% 7.75% 6 months 8.80% 8.95% 8.55% 8.50% 8.45% 8.40% 8.35% 7 months 8.80% 8.99% 8.55% 8.50% 8.45% 8.40% 8.35% 8 months 8.80% 9.02% 8.55% 8.50% 8.45% 8.40% 8.35% 9 months 8.90% 9.15% 8.65% 8.60% 8.55% 8.50% 8.45% 10 months 8.90% 9.19% 8.65% 8.60% 8.55% 8.50% 8.45% 11 months 8.90% 9.22% 8.65% 8.60% 8.55% 8.50% 8.45% 12 months 9.00% 9.38% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.95% 9.41% 8.70% 8.65% 8.60% 8.55% 8.50% 18 months 8.95% 9.52% 8.70% 8.65% 8.60% 8.55% 8.50% 19-23 months 8.95% 9.62% 8.70% 8.65% 8.60% 8.55% 8.50% 24 months 8.80% 9.57% 8.55% 8.50% 8.45% 8.40% 8.35% 25-35 months 8.85% 9.85% 8.60% 8.55% 8.50% 8.45% 8.40% 36 months 8.90% 10.14% 8.55% 8.50% 8.45% 8.40% 8.35% 37-47 months 9.00% 10.49% 8.65% 8.60% 8.55% 8.50% 8.45% 48-59 months 9.15% 11.17% 8.90% 8.78% 8.63% 8.51% 8.39% 60 months 9.80% 12.58% 9.30% 9.10% 9.05% 8.95% 8.85% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.
Prime-linked rate
Balance R 1000 – R99,999.99
Standard Interest Rates
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest Payment frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 3.25% 3.25% 3.05% 3.00% 2.95% 2.90% 2.85% 1 month 6.70% 6.70% 6.50% 6.45% 6.40% 6.35% 6.30% 2 months 6.80% 6.82% 6.60% 6.55% 6.50% 6.45% 6.40% 3 months 7.00% 7.04% 6.80% 6.75% 6.70% 6.65% 6.60% 4 months 7.10% 7.17% 6.90% 6.85% 6.80% 6.75% 6.70% 5 months 7.10% 7.19% 6.90% 6.85% 6.80% 6.75% 6.70% 6 months 7.75% 7.89% 7.55% 7.50% 7.45% 7.40% 7.35% 7 months 7.80% 7.97% 7.60% 7.55% 7.50% 7.45% 7.40% 8 months 7.80% 8.00% 7.60% 7.55% 7.50% 7.45% 7.40% 9 months 7.80% 8.03% 7.60% 7.55% 7.50% 7.45% 7.40% 10 months 7.80% 8.06% 7.60% 7.55% 7.50% 7.45% 7.40% 11 months 7.80% 8.09% 7.60% 7.55% 7.50% 7.45% 7.40% 12 months 7.95% 8.35% 7.75% 7.70% 7.65% 7.60% 7.55% 13-17 months 8.00% 8.42% 7.80% 7.75% 7.70% 7.65% 7.60% 18 months 8.25% 8.80% 8.05% 8.00% 7.95% 7.90% 7.85% 19-23 months 8.25% 8.86% 8.05% 8.00% 7.95% 7.90% 7.85% 24 months 8.70% 9.45% 8.50% 8.45% 8.40% 8.35% 8.30% 25-35 months 8.70% 9.63% 8.50% 8.45% 8.40% 8.35% 8.30% 36 months 8.95% 10.15% 8.55% 8.50% 8.45% 8.40% 8.35% 37-47 months 9.10% 10.52% 8.70% 8.65% 8.60% 8.55% 8.50% 48-59 months 9.15% 11.03% 8.95% 8.90% 8.85% 8.80% 8.75% 60 months 9.20% 11.74% 8.80% 8.75% 8.70% 8.65% 8.60% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 3.45% 3.45% 3.25% 3.20% 3.15% 3.10% 3.05% 1 month 7.20% 7.20% 7.00% 6.95% 6.90% 6.85% 6.80% 2 months 7.30% 7.32% 7.10% 7.05% 7.00% 6.95% 6.90% 3 months 7.45% 7.49% 7.25% 7.20% 7.15% 7.10% 7.05% 4 months 7.40% 7.47% 7.20% 7.15% 7.10% 7.05% 7.00% 5 months 7.40% 7.49% 7.20% 7.15% 7.10% 7.05% 7.00% 6 months 7.80% 7.94% 7.60% 7.55% 7.50% 7.45% 7.40% 7 months 7.85% 8.02% 7.65% 7.60% 7.55% 7.50% 7.45% 8 months 7.85% 8.05% 7.65% 7.60% 7.55% 7.50% 7.45% 9 months 7.90% 8.13% 7.70% 7.65% 7.60% 7.55% 7.50% 10 months 7.90% 8.16% 7.70% 7.65% 7.60% 7.55% 7.50% 11 months 7.90% 8.19% 7.70% 7.65% 7.60% 7.55% 7.50% 12 months 7.95% 8.35% 7.75% 7.70% 7.65% 7.60% 7.55% 13-17 months 8.25% 8.67% 8.05% 8.00% 7.95% 7.90% 7.85% 18 months 8.55% 9.10% 8.35% 8.30% 8.25% 8.20% 8.15% 19-23 months 8.55% 9.16% 8.35% 8.30% 8.25% 8.20% 8.15% 24 months 8.85% 9.60% 8.65% 8.60% 8.55% 8.50% 8.45% 25-35 months 8.90% 9.83% 8.70% 8.65% 8.60% 8.55% 8.50% 36 months 9.05% 10.25% 8.65% 8.60% 8.55% 8.50% 8.45% 37-47 months 9.20% 10.62% 8.80% 8.75% 8.70% 8.65% 8.60% 48-59 months 9.25% 11.13% 9.05% 9.00% 8.95% 8.90% 8.85% 60 months 9.30% 11.84% 8.90% 8.85% 8.80% 8.75% 8.70% *Please scroll from left to right
Balance R 100 000 - R999,999.99
Standard Interest Rates
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 3.25% 3.25% 3.05% 3.00% 2.95% 2.90% 2.85% 1 month 6.75% 6.75% 6.55% 6.50% 6.45% 6.40% 6.35% 2 months 6.85% 6.87% 6.65% 6.60% 6.55% 6.50% 6.45% 3 months 7.05% 7.09% 6.85% 6.80% 6.75% 6.70% 6.65% 4 months 7.15% 7.22% 6.95% 6.90% 6.85% 6.80% 6.75% 5 months 7.15% 7.24% 6.95% 6.90% 6.85% 6.80% 6.75% 6 months 7.80% 7.94% 7.60% 7.55% 7.50% 7.45% 7.40% 7 months 7.85% 8.02% 7.65% 7.60% 7.55% 7.50% 7.45% 8 months 7.85% 8.05% 7.65% 7.60% 7.55% 7.50% 7.45% 9 months 7.85% 8.08% 7.65% 7.60% 7.55% 7.50% 7.45% 10 months 7.85% 8.11% 7.65% 7.60% 7.55% 7.50% 7.45% 11 months 7.85% 8.14% 7.65% 7.60% 7.55% 7.50% 7.45% 12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05% 13-17 months 8.70% 9.12% 8.50% 8.45% 8.40% 8.35% 8.30% 18 months 9.00% 9.55% 8.80% 8.75% 8.70% 8.65% 8.60% 19-23 months 9.00% 9.61% 8.80% 8.75% 8.70% 8.65% 8.60% 24 months 9.20% 9.95% 9.00% 8.95% 8.90% 8.85% 8.80% 25-35 months 9.25% 10.18% 9.05% 9.00% 8.95% 8.90% 8.85% 36 months 9.45% 10.65% 9.05% 9.00% 8.95% 8.90% 8.85% 37-47 months 9.60% 11.02% 9.20% 9.15% 9.10% 9.05% 9.00% 48-59 months 9.65% 11.53% 9.25% 9.20% 9.15% 9.10% 9.05% 60 months 9.70% 12.24% 9.30% 9.25% 9.20% 9.15% 9.10% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 3.65% 3.65% 3.45% 3.40% 3.35% 3.30% 3.25% 1 month 7.30% 7.30% 7.10% 7.05% 7.00% 6.95% 6.90% 2 months 7.40% 7.42% 7.20% 7.15% 7.10% 7.05% 7.00% 3 months 7.50% 7.54% 7.30% 7.25% 7.20% 7.15% 7.10% 4 months 7.45% 7.52% 7.25% 7.20% 7.15% 7.10% 7.05% 5 months 7.45% 7.54% 7.25% 7.20% 7.15% 7.10% 7.05% 6 months 7.90% 8.04% 7.70% 7.65% 7.60% 7.55% 7.50% 7 months 7.95% 8.12% 7.75% 7.70% 7.65% 7.60% 7.55% 8 months 7.95% 8.15% 7.75% 7.70% 7.65% 7.60% 7.55% 9 months 7.90% 8.13% 7.70% 7.65% 7.60% 7.55% 7.50% 10 months 7.90% 8.16% 7.70% 7.65% 7.60% 7.55% 7.50% 11 months 7.90% 8.19% 7.70% 7.65% 7.60% 7.55% 7.50% 12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05% 13-17 months 9.05% 9.47% 8.85% 8.80% 8.75% 8.70% 8.65% 18 months 9.25% 9.80% 9.05% 9.00% 8.95% 8.90% 8.85% 19-23 months 9.35% 9.96% 9.15% 9.10% 9.05% 9.00% 8.95% 24 months 9.35% 10.10% 9.15% 9.10% 9.05% 9.00% 8.95% 25-35 months 9.25% 10.18% 9.05% 9.00% 8.95% 8.90% 8.85% 36 months 9.55% 10.75% 9.15% 9.10% 9.05% 9.00% 8.95% 37-47 months 9.70% 11.12% 9.30% 9.25% 9.20% 9.15% 9.10% 48-59 months 9.75% 11.63% 9.35% 9.30% 9.25% 9.20% 9.15% 60 months 9.75% 12.29% 9.35% 9.30% 9.25% 9.20% 9.15% Balance R1 000 000 and more
Standard Interest Rates
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 3.25% 3.25% 3.05% 3.00% 2.95% 2.90% 2.85% 1 month 6.80% 6.80% 6.60% 6.55% 6.50% 6.45% 6.40% 2 months 6.90% 6.92% 6.70% 6.65% 6.60% 6.55% 6.50% 3 months 7.10% 7.14% 6.90% 6.85% 6.80% 6.75% 6.70% 4 months 7.20% 7.27% 7.00% 6.95% 6.90% 6.85% 6.80% 5 months 7.20% 7.29% 7.00% 6.95% 6.90% 6.85% 6.80% 6 months 7.85% 7.99% 7.65% 7.60% 7.55% 7.50% 7.45% 7 months 7.90% 8.07% 7.70% 7.65% 7.60% 7.55% 7.50% 8 months 7.90% 8.10% 7.70% 7.65% 7.60% 7.55% 7.50% 9 months 7.90% 8.13% 7.70% 7.65% 7.60% 7.55% 7.50% 10 months 7.90% 8.16% 7.70% 7.65% 7.60% 7.55% 7.50% 11 months 7.90% 8.19% 7.70% 7.65% 7.60% 7.55% 7.50% 12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05% 13-17 months 8.70% 9.12% 8.50% 8.45% 8.40% 8.35% 8.30% 18 month 8.95% 9.50% 8.75% 8.70% 8.65% 8.60% 8.55% 19-23 months 9.00% 9.61% 8.80% 8.75% 8.70% 8.65% 8.60% 24 months 9.20% 9.95% 9.00% 8.95% 8.90% 8.85% 8.80% 25-35 months 9.25% 10.18% 9.05% 9.00% 8.95% 8.90% 8.85% 36 months 9.45% 10.65% 9.05% 9.00% 8.95% 8.90% 8.85% 37-47 months 9.60% 11.02% 9.20% 9.15% 9.10% 9.05% 9.00% 48-59 months 9.65% 11.53% 9.25% 9.20% 9.15% 9.10% 9.05% 60 months 9.70% 12.24% 9.30% 9.25% 9.20% 9.15% 9.10% *Please scroll from left to right
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermInterest frequency Monthly Maturity Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 3.95% 3.95% 3.75% 3.70% 3.65% 3.60% 3.55% 1 month 7.30% 7.30% 7.10% 7.05% 7.00% 6.95% 6.90% 2 months 7.40% 7.42% 7.20% 7.15% 7.10% 7.05% 7.00% 3 months 7.60% 7.64% 7.40% 7.35% 7.30% 7.25% 7.20% 4 months 7.60% 7.67% 7.40% 7.35% 7.30% 7.25% 7.20% 5 months 7.60% 7.69% 7.40% 7.35% 7.30% 7.25% 7.20% 6 months 8.05% 8.19% 7.85% 7.80% 7.75% 7.70% 7.65% 7 months 8.10% 8.27% 7.90% 7.85% 7.80% 7.75% 7.70% 8 months 8.10% 8.30% 7.90% 7.85% 7.80% 7.75% 7.70% 9 months 8.05% 8.28% 7.85% 7.80% 7.75% 7.70% 7.65% 10 months 8.05% 8.31% 7.85% 7.80% 7.75% 7.70% 7.65% 11 months 8.05% 8.34% 7.85% 7.80% 7.75% 7.70% 7.65% 12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05% 13-17 months 8.90% 9.32% 8.70% 8.65% 8.60% 8.55% 8.50% 18 months 9.20% 9.75% 9.00% 8.95% 8.90% 8.85% 8.80% 19-23 months 9.20% 9.81% 9.00% 8.95% 8.90% 8.85% 8.80% 24 months 9.35% 10.10% 9.15% 9.10% 9.05% 9.00% 8.95% 25-35 months 9.35% 10.28% 9.15% 9.10% 9.05% 9.00% 8.95% 36 months 9.55% 10.75% 9.15% 9.10% 9.05% 9.00% 8.95% 37-47 months 9.70% 11.12% 9.30% 9.25% 9.20% 9.15% 9.10% 48-59 months 9.75% 11.63% 9.35% 9.30% 9.25% 9.20% 9.15% 60 months 9.75% 12.29% 9.35% 9.30% 9.25% 9.20% 9.15% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.
Last reviewed on 23 November 2023
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Islamic Term Deposits
islamic-term-deposit
Standard Profit Rates Including Digital Bonus
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 6.20% 6.20% 6.30% 6.30% 6.30% 6.30% 1 7.15% 7.15% 7.25% 7.25% 7.50% 7.50% 2 7.15% 7.17% 7.25% 7.27% 7.50% 7.52% 3 7.85% 7.90% 8.05% 8.10% 8.10% 8.15% 4 7.85% 7.92% 8.05% 8.12% 8.10% 8.17% 5 7.85% 7.95% 8.05% 8.15% 8.10% 8.20% 6 8.30% 8.45% 8.55% 8.70% 8.65% 8.80% 7 8.30% 8.48% 8.55% 8.73% 8.65% 8.83% 8 8.30% 8.51% 8.55% 8.76% 8.65% 8.86% 9 8.40% 8.65% 8.80% 9.05% 8.80% 9.05% 10 8.40% 8.68% 8.75% 9.03% 8.75% 9.03% 11 8.45% 8.76% 8.80% 9.11% 8.80% 9.11% 12 8.75% 9.11% 8.95% 9.31% 8.95% 9.31% 13-17 8.65% 9.09% 8.70% 9.14% 8.70% 9.14% 18 8.65% 9.19% 8.70% 9.24% 8.70% 9.24% 19-23 8.65% 9.29% 8.70% 9.34% 8.70% 9.34% 24 8.40% 9.11% 8.45% 9.16% 8.45% 9.16% 25-35 8.40% 9.31% 8.45% 9.36% 8.45% 9.36% 36 8.50% 9.64% 8.55% 9.69% 8.55% 9.69% 37-47 8.55% 9.90% 8.60% 9.95% 8.60% 9.95% 48-59 8.75% 10.66% 8.85% 10.76% 8.85% 10.76% 60 9.00% 11.31% 9.15% 11.46% 9.15% 11.46% Standard Profit Rates
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 5.90% 5.90% 6.00% 6.00% 6.00% 6.00% 1 6.90% 6.90% 7.00% 7.00% 7.25% 7.25% 2 6.90% 6.92% 7.00% 7.02% 7.25% 7.27% 3 7.45% 7.50% 7.65% 7.70% 7.70% 7.75% 4 7.45% 7.52% 7.65% 7.72% 7.70% 7.77% 5 7.45% 7.55% 7.65% 7.75% 7.70% 7.80% 6 8.20% 8.35% 8.45% 8.60% 8.55% 8.70% 7 8.20% 8.38% 8.45% 8.63% 8.55% 8.73% 8 8.20% 8.41% 8.45% 8.66% 8.55% 8.76% 9 8.30% 8.55% 8.70% 8.95% 8.70% 8.95% 10 8.30% 8.58% 8.65% 8.93% 8.65% 8.93% 11 8.30% 8.61% 8.65% 8.96% 8.65% 8.96% 12 8.65% 9.01% 8.85% 9.21% 8.85% 9.21% 13-17 8.50% 8.94% 8.55% 8.99% 8.55% 8.99% 18 8.50% 9.04% 8.55% 9.09% 8.55% 9.09% 19-23 8.50% 9.14% 8.55% 9.19% 8.55% 9.19% 24 8.35% 9.06% 8.40% 9.11% 8.40% 9.11% 25-35 8.35% 9.26% 8.40% 9.31% 8.40% 9.31% 36 8.45% 9.59% 8.50% 9.64% 8.50% 9.64% 37-47 8.45% 9.80% 8.50% 9.85% 8.50% 9.85% 48-59 8.70% 10.61% 8.80% 10.71% 8.80% 10.71% 60 8.90% 11.21% 9.05% 11.36% 9.05% 11.36% Senior Profit Rates Including Digital Bonus
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 6.40% 6.40% 6.70% 6.70% 7.00% 7.00% 1 7.65% 7.65% 7.70% 7.70% 7.80% 7.80% 2 7.65% 7.67% 7.70% 7.72% 7.80% 7.82% 3 8.10% 8.15% 8.20% 8.25% 8.40% 8.45% 4 8.10% 8.17% 8.20% 8.27% 8.40% 8.47% 5 8.10% 8.20% 8.20% 8.30% 8.40% 8.50% 6 8.55% 8.70% 8.65% 8.80% 8.75% 8.90% 7 8.55% 8.73% 8.65% 8.83% 8.75% 8.93% 8 8.55% 8.76% 8.65% 8.86% 8.75% 8.96% 9 8.75% 9.00% 8.90% 9.15% 8.90% 9.15% 10 8.75% 9.03% 8.85% 9.13% 8.85% 9.13% 11 8.80% 9.11% 8.90% 9.21% 8.90% 9.21% 12 8.80% 9.16% 8.95% 9.31% 8.95% 9.31% 13-17 8.70% 9.14% 8.75% 9.19% 8.75% 9.19% 18 8.70% 9.24% 8.75% 9.29% 8.75% 9.29% 19-23 8.70% 9.34% 8.75% 9.39% 8.75% 9.39% 24 8.45% 9.16% 8.50% 9.21% 8.50% 9.21% 25-35 8.45% 9.36% 8.50% 9.41% 8.50% 9.41% 36 8.50% 9.64% 8.60% 9.74% 8.60% 9.74% 37-47 8.55% 9.90% 8.65% 10.00% 8.65% 10.00% 48-59 8.80% 10.71% 8.90% 10.81% 8.90% 10.81% 60 9.05% 11.36% 9.15% 11.46% 9.15% 11.46% Senior Profit Rates
Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 + Monthly Maturity Monthly Maturity Monthly Maturity 8 to 31 days 6.10% 6.10% 6.40% 6.40% 6.70% 6.70% 1 7.40% 7.40% 7.45% 7.45% 7.55% 7.55% 2 7.40% 7.42% 7.45% 7.47% 7.55% 7.57% 3 7.70% 7.75% 7.80% 7.85% 8.00% 8.05% 4 7.70% 7.77% 7.80% 7.87% 8.00% 8.07% 5 7.70% 7.80% 7.80% 7.90% 8.00% 8.10% 6 8.45% 8.60% 8.55% 8.70% 8.65% 8.80% 7 8.45% 8.63% 8.55% 8.73% 8.65% 8.83% 8 8.45% 8.66% 8.55% 8.76% 8.65% 8.86% 9 8.65% 8.90% 8.80% 9.05% 8.80% 9.05% 10 8.65% 8.93% 8.75% 9.03% 8.75% 9.03% 11 8.65% 8.96% 8.75% 9.06% 8.75% 9.06% 12 8.70% 9.06% 8.85% 9.21% 8.85% 9.21% 13-17 8.55% 8.99% 8.60% 9.04% 8.60% 9.04% 18 8.55% 9.09% 8.60% 9.14% 8.60% 9.14% 19-23 8.55% 9.19% 8.60% 9.24% 8.60% 9.24% 24 8.40% 9.11% 8.45% 9.16% 8.45% 9.16% 25-35 8.40% 9.31% 8.45% 9.36% 8.45% 9.36% 36 8.45% 9.59% 8.55% 9.69% 8.55% 9.69% 37-47 8.45% 9.80% 8.55% 9.90% 8.55% 9.90% 48-59 8.75% 10.66% 8.85% 10.76% 8.85% 10.76% 60 8.95% 11.26% 9.05% 11.36% 9.05% 11.36% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.
Last reviewed on 23 November 2023
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Profit rates for Islamic Dynamic Deposit
islamic-dynamic-deposit
Balance R 1000 – R99,999.99
Standard Profit Share Rates
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 5.90% 5.65% 5.60% 5.55% 5.50% 5.45% 1 month 6.90% 6.65% 6.60% 6.55% 6.50% 6.45% 2 months 6.90% 6.65% 6.60% 6.55% 6.50% 6.45% 3 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15% 4 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15% 5 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15% 6 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 7 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 8 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 9 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 10 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 11 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85% 12 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 13-17 months 8.65% 8.40% 8.35% 8.30% 8.25% 8.20% 18 months 8.65% 8.40% 8.35% 8.30% 8.25% 8.20% 19-23 months 8.65% 8.40% 8.35% 8.30% 8.25% 8.20% 24 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 25-35 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 36 months 8.85% 8.60% 8.50% 8.35% 8.19% 8.03% 37-47 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 48-59 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 60 months 9.50% 9.10% 9.05% 8.85% 8.70% 8.65% *Please scroll from left to right
Senior Profit Share Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.10% 5.85% 5.80% 5.75% 5.70% 5.65% 1 month 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 2 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20% 3 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 4 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 5 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 6 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% 7 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% 8 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% 9 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 10 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 11 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 12 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 13-17 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 18 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 19-23 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 24 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 25-35 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 36 months 8.90% 8.65% 8.55% 8.40% 8.24% 8.08% 37-47 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 48-59 months 9.05% 8.80% 8.75% 8.70% 8.65% 8.60% 60 months 9.60% 9.20% 9.15% 8.95% 8.80% 8.75% *Please scroll from left to right
Balance R 100 000 - R999,999.99
Standard Profit Share Rates
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.00% 5.75% 5.70% 5.65% 5.60% 5.55% 1 month 7.00% 6.75% 6.70% 6.65% 6.60% 6.55% 2 months 7.00% 6.75% 6.70% 6.65% 6.60% 6.55% 3 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 4 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 5 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40% 6 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% 7 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% 8 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15% 9 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30% 10 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30% 11 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30% 12 months 9.00% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 18 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 19-23 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 24 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30% 25-35 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 36 months 8.85% 8.50% 8.45% 8.40% 8.35% 8.30% 37-47 months 8.85% 8.50% 8.45% 8.40% 8.35% 8.30% 48-59 months 9.05% 8.80% 8.68% 8.53% 8.41% 8.29% 60 months 9.60% 9.10% 8.90% 8.85% 8.75% 8.65% *Please scroll from left to right
Senior Profit Share Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.40% 6.15% 6.10% 6.05% 6.00% 5.95% 1 month 7.70% 7.45% 7.40% 7.35% 7.30% 7.25% 2 months 7.70% 7.45% 7.40% 7.35% 7.30% 7.25% 3 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 4 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 5 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55% 6 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 7 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 8 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25% 9 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 10 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 11 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 12 months 9.00% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 18 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 19-23 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 24 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 25-35 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 36 months 8.90% 8.55% 8.50% 8.45% 8.40% 8.35% 37-47 months 8.90% 8.55% 8.50% 8.45% 8.40% 8.35% 48-59 months 9.10% 8.85% 8.73% 8.58% 8.46% 8.34% 60 months 9.70% 9.20% 9.00% 8.95% 8.85% 8.75% *Please scroll from left to right
Balance R 1,000,000 +
Standard Profit Share Rates
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.00% 5.75% 5.70% 5.65% 5.60% 5.55% 1 month 7.25% 7.00% 6.95% 6.90% 6.85% 6.80% 2 months 7.25% 7.00% 6.95% 6.90% 6.85% 6.80% 3 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 4 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 5 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45% 6 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 7 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 8 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 9 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 10 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 11 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 12 months 9.00% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 18 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 19-23 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 24 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30% 25-35 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 36 months 8.85% 8.50% 8.45% 8.40% 8.35% 8.30% 37-47 months 8.95% 8.60% 8.55% 8.50% 8.45% 8.40% 48-59 months 9.05% 8.80% 8.68% 8.53% 8.41% 8.29% 60 months 9.70% 9.20% 9.00% 8.95% 8.85% 8.75% *Please scroll from left to right
Senior Profit Share Rates
(Exclusive to clients from 55 years and older only)
Percentage of access
0% 10% 20% 30% 40% 50%
Investment TermProfit Payment frequency Monthly Monthly Monthly Monthly Monthly Monthly 8 - to 31 days 6.70% 6.45% 6.40% 6.35% 6.30% 6.25% 1 month 7.80% 7.55% 7.50% 7.45% 7.40% 7.35% 2 months 7.80% 7.55% 7.50% 7.45% 7.40% 7.35% 3 months 8.20% 7.95% 7.90% 7.85% 7.80% 7.75% 4 months 8.20% 7.95% 7.90% 7.85% 7.80% 7.75% 5 months 8.20% 7.95% 7.90% 7.85% 7.80% 7.75% 6 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 7 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 8 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 9 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 10 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 11 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45% 12 months 9.00% 8.75% 8.70% 8.65% 8.60% 8.55% 13-17 months 8.95% 8.70% 8.65% 8.60% 8.55% 8.50% 18 months 8.95% 8.70% 8.65% 8.60% 8.55% 8.50% 19-23 months 8.95% 8.70% 8.65% 8.60% 8.55% 8.50% 24 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35% 25-35 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40% 36 months 8.90% 8.55% 8.50% 8.45% 8.40% 8.35% 37-47 months 9.00% 8.65% 8.60% 8.55% 8.50% 8.45% 48-59 months 9.15% 8.90% 8.78% 8.63% 8.51% 8.39% 60 months 9.80% 9.30% 9.10% 9.05% 8.95% 8.85% *Please scroll from left to right
*Monthly – The rate associated with the investment should you choose to get your profit paid monthly.
Last reviewed on 23 November 2023 -
Interest Rates for Fixed Deposit
fixed-deposit
Standard Interest Rates including Digital Bonus
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 6.20% 6.20% 6.30% 6.30% 6.30% 6.30% 1 month 7.15% 7.15% 7.25% 7.25% 7.50% 7.50% 2 months 7.15% 7.17% 7.25% 7.27% 7.50% 7.52% 3 months 7.85% 7.90% 8.05% 8.10% 8.10% 8.15% 4 months 7.85% 7.92% 8.05% 8.12% 8.10% 8.17% 5 months 7.85% 7.95% 8.05% 8.15% 8.10% 8.20% 6 months 8.30% 8.45% 8.55% 8.70% 8.65% 8.80% 7 months 8.30% 8.48% 8.55% 8.73% 8.65% 8.83% 8 months 8.30% 8.51% 8.55% 8.76% 8.65% 8.86% 9 months 8.40% 8.65% 8.80% 9.05% 8.80% 9.05% 10 months 8.40% 8.68% 8.75% 9.03% 8.75% 9.03% 11 months 8.45% 8.76% 8.80% 9.11% 8.80% 9.11% 12 months 8.75% 9.11% 8.95% 9.31% 8.95% 9.31% 13 -17 months 8.65% 9.09% 8.70% 9.14% 8.70% 9.14% 18 months 8.65% 9.19% 8.70% 9.24% 8.70% 9.24% 19-23 months 8.65% 9.29% 8.70% 9.34% 8.70% 9.34% 24 months 8.40% 9.11% 8.45% 9.16% 8.45% 9.16% 25-35 months 8.40% 9.31% 8.45% 9.36% 8.45% 9.36% 36 months 8.50% 9.64% 8.55% 9.69% 8.55% 9.69% 37-47 months 8.55% 9.90% 8.60% 9.95% 8.60% 9.95% 48-59 months 8.75% 10.66% 8.85% 10.76% 8.85% 10.76% 60 months 9.00% 11.31% 9.15% 11.46% 9.15% 11.46% Standard Interest Rates
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 5.90% 5.90% 6.00% 6.00% 6.00% 6.00% 1 month 6.90% 6.90% 7.00% 7.00% 7.25% 7.25% 2 months 6.90% 6.92% 7.00% 7.02% 7.25% 7.27% 3 months 7.45% 7.50% 7.65% 7.70% 7.70% 7.75% 4 months 7.45% 7.52% 7.65% 7.72% 7.70% 7.77% 5 months 7.45% 7.55% 7.65% 7.75% 7.70% 7.80% 6 months 8.20% 8.35% 8.45% 8.60% 8.55% 8.70% 7 months 8.20% 8.38% 8.45% 8.63% 8.55% 8.73% 8 months 8.20% 8.41% 8.45% 8.66% 8.55% 8.76% 9 months 8.30% 8.55% 8.70% 8.95% 8.70% 8.95% 10 months 8.30% 8.58% 8.65% 8.93% 8.65% 8.93% 11 months 8.30% 8.61% 8.65% 8.96% 8.65% 8.96% 12 months 8.65% 9.01% 8.85% 9.21% 8.85% 9.21% 13 -17 months 8.50% 8.94% 8.55% 8.99% 8.55% 8.99% 18 months 8.50% 9.04% 8.55% 9.09% 8.55% 9.09% 19-23 months 8.50% 9.14% 8.55% 9.19% 8.55% 9.19% 24 months 8.35% 9.06% 8.40% 9.11% 8.40% 9.11% 25-35 months 8.35% 9.26% 8.40% 9.31% 8.40% 9.31% 36 months 8.45% 9.59% 8.50% 9.64% 8.50% 9.64% 37-47 months 8.45% 9.80% 8.50% 9.85% 8.50% 9.85% 48-59 months 8.70% 10.61% 8.80% 10.71% 8.80% 10.71% 60 months 8.90% 11.21% 9.05% 11.36% 9.05% 11.36% Senior Interest Rates Including Digital Bonus
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 6.40% 6.40% 6.70% 6.70% 7.00% 7.00% 1 month 7.65% 7.65% 7.70% 7.70% 7.80% 7.80% 2 months 7.65% 7.67% 7.70% 7.72% 7.80% 7.82% 3 months 8.10% 8.15% 8.20% 8.25% 8.40% 8.45% 4 months 8.10% 8.17% 8.20% 8.27% 8.40% 8.47% 5 months 8.10% 8.20% 8.20% 8.30% 8.40% 8.50% 6 months 8.55% 8.70% 8.65% 8.80% 8.75% 8.90% 7 months 8.55% 8.73% 8.65% 8.83% 8.75% 8.93% 8 months 8.55% 8.76% 8.65% 8.86% 8.75% 8.96% 9 months 8.75% 9.00% 8.90% 9.15% 8.90% 9.15% 10 months 8.75% 9.03% 8.85% 9.13% 8.85% 9.13% 11 months 8.80% 9.11% 8.90% 9.21% 8.90% 9.21% 12 months 8.80% 9.16% 8.95% 9.31% 8.95% 9.31% 13 -17 months 8.70% 9.14% 8.75% 9.19% 8.75% 9.19% 18 months 8.70% 9.24% 8.75% 9.29% 8.75% 9.29% 19-23 months 8.70% 9.34% 8.75% 9.39% 8.75% 9.39% 24 months 8.45% 9.16% 8.50% 9.21% 8.50% 9.21% 25-35 months 8.45% 9.36% 8.50% 9.41% 8.50% 9.41% 36 months 8.50% 9.64% 8.60% 9.74% 8.60% 9.74% 37-47 months 8.55% 9.90% 8.65% 10.00% 8.65% 10.00% 48-59 months 8.80% 10.71% 8.90% 10.81% 8.90% 10.81% 60 months 9.05% 11.36% 9.15% 11.46% 9.15% 11.46% Senior Interest Rates
Investment Term
R1000 to R100,000
R100,001 to R999,999
R1,000,000 +
Monthly
Maturity
Monthly
Maturity
Monthly
Maturity
8 - to 31 days 6.10% 6.10% 6.40% 6.40% 6.70% 6.70% 1 month 7.40% 7.40% 7.45% 7.45% 7.55% 7.55% 2 months 7.40% 7.42% 7.45% 7.47% 7.55% 7.57% 3 months 7.70% 7.75% 7.80% 7.85% 8.00% 8.05% 4 months 7.70% 7.77% 7.80% 7.87% 8.00% 8.07% 5 months 7.70% 7.80% 7.80% 7.90% 8.00% 8.10% 6 months 8.45% 8.60% 8.55% 8.70% 8.65% 8.80% 7 months 8.45% 8.63% 8.55% 8.73% 8.65% 8.83% 8 months 8.45% 8.66% 8.55% 8.76% 8.65% 8.86% 9 months 8.65% 8.90% 8.80% 9.05% 8.80% 9.05% 10 months 8.65% 8.93% 8.75% 9.03% 8.75% 9.03% 11 months 8.65% 8.96% 8.75% 9.06% 8.75% 9.06% 12 months 8.70% 9.06% 8.85% 9.21% 8.85% 9.21% 13 -17 months 8.55% 8.99% 8.60% 9.04% 8.60% 9.04% 18 months 8.55% 9.09% 8.60% 9.14% 8.60% 9.14% 19-23 months 8.55% 9.19% 8.60% 9.24% 8.60% 9.24% 24 months 8.40% 9.11% 8.45% 9.16% 8.45% 9.16% 25-35 months 8.40% 9.31% 8.45% 9.36% 8.45% 9.36% 36 months 8.45% 9.59% 8.55% 9.69% 8.55% 9.69% 37-47 months 8.45% 9.80% 8.55% 9.90% 8.55% 9.90% 48-59 months 8.75% 10.66% 8.85% 10.76% 8.85% 10.76% 60 months 8.95% 11.26% 9.05% 11.36% 9.05% 11.36% -
Interest Rates for Notice Select
notice-select
Standard Rate
Balance R1000 - R24 999
7 Days 15 Days 32 Days 45 Days 50/50 6.85% 6.90% 6.95% 7.85% 90/10 7.05% 7.10% 7.15% 8.25% 100/0 7.15% 7.20% 7.25% 8.35% Digital Bonus Rate
Balance R1000 - R24 999
7 Days 15 Days 32 Days 45 Days 50/50 7.10% 7.15% 7.20% 8.10% 90/10 7.30% 7.35% 7.40% 8.50% 100/0 7.40% 7.45% 7.50% 8.60% Balance R25 000 – R49 999
7 Days 15 Days 32 Days 45 Days 50/50 7.67% 7.70% 7.73% 8.15% 90/10 7.79% 7.82% 7.85% 8.55% 100/0 7.87% 7.90% 7.93% 8.65% Digital Bonus Rate
Balance R25 000 – R49 999
7 Days 15 Days 32 Days 45 Days 50/50 7.92% 7.95% 7.98% 8.40% 90/10 8.04% 8.07% 8.10% 8.80% 100/0 8.12% 8.15% 8.18% 8.90% Balance R50 000 – R249 999
7 Days 15 Days 32 Days 45 Days 50/50 7.75% 7.80% 7.83% 8.30% 90/10 7.87% 7.92% 7.95% 8.70% 100/00 7.95% 8.00% 8.03% 8.80% Digital Bonus Rate
Balance R50 000 – R249 999
7 Days 15 Days 32 Days 45 Days 50/50 8.00% 8.05% 8.08% 8.55% 90/10 8.12% 8.17% 8.20% 8.95% 100/00 8.20% 8.25% 8.28% 9.05% Balance R250 000 – R999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.85% 7.90% 7.92% 8.35% 90/10 7.95% 8.00% 8.05% 8.75% 100/00 8.05% 8.10% 8.20% 8.85% Digital Bonus Rate
Balance R250 000 – R999 999
7 Days 15 Days 32 Days 45 Days 50/50 8.10% 8.15% 8.17% 8.60% 90/10 8.20% 8.25% 8.30% 9.00% 100/00 8.30% 8.35% 8.45% 9.10% Balance R1 000 000 – R9 999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.93% 7.95% 7.97% 8.35% 90/10 8.03% 8.05% 8.10% 8.75% 100/00 8.13% 8.15% 8.25% 8.85% Digital Bonus Rate
Balance R1 000 000 – R9 999 999
7 Days 15 Days 32 Days 45 Days 50/50 8.18% 8.20% 8.22% 8.60% 90/10 8.28% 8.30% 8.35% 9.00% 100/00 8.38% 8.40% 8.50% 9.10% Balance R10 000 000 – R9 999 999 999
7 Days 15 Days 32 Days 45 Days 50/50 7.95% 8.00% 8.02% 8.40% 90/10 8.05% 8.10% 8.15% 8.80% 100/00 8.15% 8.20% 8.30% 8.90% Digital Bonus Rate
Balance R10 000 000 – R9 999 999 999
7 Days 15 Days 32 Days 45 Days 50/50 8.20% 8.25% 8.27% 8.65% 90/10 8.30% 8.35% 8.40% 9.05% 100/00 8.40% 8.45% 8.55% 9.15% -
Bonus Interest rates
-
Tax Free Products
Tax Free Savings
R0.01 - R999.99
0.00%
R 1 000.00 - R14 999.99
8.00%
R 15 000.00 - R 29 999.99
8.00%
R 30 000.00 - R 49 999.99
8.00%
R 50 000.00 - R 74 999.99
8.00%
R 75 000.00 - R 99 999.99
8.05%
R 100 000.00 - R 249 999.99
8.05%
R 250 000.00 - R 499 999.99
8.75%
R 500 000.00 - R 9 999 999 999 999.99
8.75%
Last reviewed on 26 May 2023
-
Tax Free Fixed
-
TargetSave - Age add on
-
Islamic Profit Share
Islamic Targetsave Balance Tier R0.01 - R9 999 999 999 999.99 Date Rate 2023 5.5000 2022 4.0500 2021 4.0000 2020 5.5000 2019 5.5000 2016 5.5000 2014 5.2500 2013 5.2300 2012 5.1000 Islamic Savings Balance Tier R0.01 - R9 999 999 999 999.99 Date Rate 2023 2.000% 2022 2.000% 2021 2.005% 2020 3.500% 2019 3.500% 2018 3.500% 2017 3.500% 2016 3.500% 2015 3.300% Islamic Youth Balance Tier R0.01 - R9 999 999 999 999.99 Date Rate 2023 1.000% 2022 1.000% 2021 1.005% 2020 1.500% 2019 1.500% 2018 1.500% 2017 1.500% 2016 1.500% 2015 1.500% The above rates are historical rates and provide no indication of future rates
-
Interest rates for products no longer available for sale
TargetSave Balance Tier Rate R0.01 - R99.99 0.00% R100.00 - R10 000.00 5.90% R10 000.01 - R19 999.99 6.10% R20 000.00 - R24 999.99 6.25% R25 000.00 - R9999999999999.99 6.35% Club account Balance Tier Rate R0.01 - R499 4.80% R500 - R999 4.80% R1 000 - R4 999 4.80% R5 000 - R9 999 4.80% R10 000 - R14 999 4.80% R15 000 - R24 999 4.80% R25 000 - R39 999 4.80% R40 000 - R49 999 4.80% R50 000 - R74 999 5.30% R75 000 - R99 999 5.30% R100 000 + 6.30% Linked Rate Deposits Term Rate 180 Days 5.49% 370 Days 5.76% Prime Linked Account Balances between R 10 000.01 & R 100 000 6 Months 8.25% 12 Months 8.45% 18 Months 8.55% 24 Months 8.85% 36 Months 9.25% Investment Advantage From To Rate 0.01 20, 000.00 0.00% 20, 000.01 + 7.75% Money Builder Balance Tiers Rate 0.01 - 999.99 4.80% 1000.00 - 19999.99 5.05% 20000.00 - 99999.99 5.85% 100000.00 - 499999.99 6.35% 500000.00 - 9999999999999.99 6.55% Active Save From To Rate 0.01 + 0.00% Youth Save From To Rate 0.01+ 0.15% Easy Save From To Rate 0.01+ 0.05% Senior Save From To Rate 0.01+ 0.05% Savings Call Account From To Rate 0.01 999.99 - 1 000.00 14 999.99 5.25% 15 000.00 74 999.99 6.95% 75 000.00 999 999.99 7.05% 1 000 000.00 9 999 999.99 7.05% 10 000 000.00 24 999 999.99 7.15% 25 000 000.00 49 999 999.99 7.20% 50 000 000.00 99 999 999.99 7.35% 100 000 000.00 9 999 999 999 999.99 7.50% 32 Day Notice Balance Tiers Rate 0.01 - 99.99 - 100.00 - 999.99 4.80% 1 000.00 - 4 999.99 4.80% 5 000.00 - 14 999.99 4.80% 15 000.00 - 24 999.99 4.80% 25 000.00 - 49 999.99 5.30% 50 000.00 + 5.75% *The rates above are applicable from month 13 onwards. In the 1st to 6th month, the rates are 1% higher than above and from the 7th to 12th month, rates are 0.5% higher than above (for balances above R100) 70/30 Account Balance Tiers Rate 0.01 - 49 999.99 0.00% 50 000.00 - 99 999.99 7.10% 100 000.00 + 7.60% 90/10 Account Balance Tiers Rate 0.01 - 19 999.99 - 20 000.00 - 49 999.99 7.00% 50 000.00 + 7.60% Private Banking Money Market Account >R100 000 7.52% Last reviewed on 26 May 2023
