personalbankingtab
-
Transactional Rates & Fees
Our range of dynamic cheque and debit card accounts offer comprehensive individual banking solutions that suit your unique requirements at very competitive rates and fees.
Cheque Account Interest Rates
Cheque accounts do not offer credit interest as they are designed for day-to-day banking purposes.
Seniors Prosperity Account Interest Rates
>R 25 000 >R 50 000 >R 100 000 Prosperity 0.10% 0.25% 3.75% Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on saleDownload the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale
Download the 2019 Lotto Purchase -
Credit Card Rates & Fees
We offer you a diverse range of credit cards that have been designed to suit your individual requirements, and are paired with a range of flexible fee structures to suit your pocket.
Interest Rates
Download the Personal Interest Rates Brochure
Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on saleDownload the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale -
Value Bundles Rates & Fees
With Value Bundles we offer you a selection of transactions free of charge as part of your month fee. When you’ve used up all the free transactions, you will only pay the standard fee per transaction. Unused transactions will roll over and discounts apply for positive balances.
Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on sale
Download the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale -
Packaged Solutions Rates & Fees
Each of our packaged solutions is an inclusive banking offering that is dedicated to accommodating your unique needs, all in one package - provided at highly competitive and affordable rates and fees.
Interest Rates
Silver Gold Platinum >R0.01 0.05% 0.05% 0.05% Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on saleDownload the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale -
Home Loans Rates & Fees
Buying a home is one of the biggest investments that you will make in your life - but hidden costs can cripple you monthly; which is why we have a highly transparent rates and fees structure.
Interest Rates
Interest rates will vary depending on your credit profile, spending and saving behaviour, when you applied for your home loan and are contracted when you sign your home loan agreement. Please refer to your home loan statement for the interest rate your currently being charged.
Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on sale
Download the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale -
Anytime Anywhere Rates & Fees
We offer many ways to do your banking, either telephonically or electronically and each has a different pricing option.
Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on sale
Download the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale -
Insuring Rates & Fees
Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.
Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on sale
Download the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale
businessbankingtab
-
Business Current Accounts Rates & Fees
We believe in transparent rates and fees structures that are designed to suit your pocket – which means that you can concentrate on running your business and not on unexpected fees and charges.
Fees
Download the 2020 Business Pricing Brochure
Download the 2019 Business Pricing Brochure
-
Business Credit Card Rates & Fees
Whatever your small business credit requirements are, we can offer you a variety of business credit cards at a rate that is suitable to you.
Interest Rates
Download the Business & Corporate Credit Card Rates
Fees
Download the 2020 Business Pricing Brochure
Download the 2019 Business Pricing Brochure
-
Business Packages Rates & Fees
Our Business Packages offer everything you need to grow your business with confidence, in one package, combining a current account with expert advice seminars, networking opportunities, software and training courses.
Interest Rates
Monthly charges apply for Business Advantage and Business Essentials as well as for usage on iPayroll.
Fees
Download the 2020 Business Pricing Brochure
Download the 2019 Business Pricing Brochure
-
Business Saving & Investing Rates & Fees
We are dedicated to growing your business - whether it be small or large - and offer you a wide range of solutions to suit your specific needs and requirements.
Interest Rates
Interest is calculated on the BizStart account for balances over R1 000.
Biz Start
From To Rate 0.01 9 999.99 0.00% 10 000.00 99 999.99 0.05% 100 000.00 249 999.99 0.25% 250 000.00 499 999.99 0.50% 500 000.00+ 0.75% Savings Call Account
From To Rate 0.01+ 1.05% Fees
Download the 2020 Business Pricing Brochure
Download the 2019 Business Pricing Brochure
-
Business Ways to Bank Rates & Fees
We offer you a number of Ways to Bank with choices on price options, so that you manage your transactions efficiently and conveniently.
Interest Rates
There is no monthly cost for Cellphone and Telephone Banking, only charges for usage.
Fees
Download the 2020 Business Pricing Brochure
Download the 2019 Business Pricing Brochure
privatebankingtab
Download the rates and fees pricing brochure that you are looking for.
Fees
Download the 2020 Private Banking Pricing Brochure
Download the 2019 Private Banking Pricing Brochure
saveandinvesttab
-
Savings & Investing Fees
Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.
Fees
Download the 2020 Pricing Brochure
Download the 2020 Pricing Brochure Products no longer on sale
Download the 2019 Pricing Brochure
Download the 2019 Pricing Brochure Products no longer on sale
-
Interest Rates for less than a R1 000 deposit
>R 1
>R 50
>R 100
>R 500
>R 1000
Instant Access
MegaU
0.00%
0.00%
0.00%
0.00%
0.00%
Club Account
1.15%
1.15%
1.15%
1.15%
2.50%
TruSave
0%
3.45%
3.45%
3.45%
3.45%
Mzansi
0.15%
Saving plans
TargetSave
4.15%
4.15%
4.15%
FuturePlan
4.05%
4.05%
4.05%
4.25%
Term Deposits for 12 months
Bonus Deposit
6.15%
Fixed Deposit
7.00%
Last reviewed on 18 September2019
-
Interest Rates for between R1 000 and R10 000 deposits
>R1 000
>R2 000
>R5 000
>R6 000
>R10 000
Instant Access
Club Account
2.50%
2.50%
2 .50%
2.50%
2.75%
TruSave
3.45%
3.45%
3.45%
3.45%
3.45%
Saving plans
TargetSave
4.15%
4.15%
4.15%
4.15%
4.35%
FuturePlan
4.25%
4.25%
4.25%
4.45%
4.65%
Term Deposits for 12 months
Bonus Deposit
6.30%
Fixed Deposit
7.00%
7.00% 7.00% 7.00% 7.00% Last reviewed on 18 September 2019
-
Interest Rates for more than a R10 000 deposit
>R10 000
>R15 000
>R20 000
>R25 000
>R50 000
>R100 000
+R1 000 000
Easy Access
Club Account
2.75%
2.75%
2.75%
2.80%
3.55%
4.55%
4.55%
TruSave
3.45%
3.45%
3.45%
3.45%
3.45%
3.45%
3.45%
>R15 000
>R25 000
>R75 000
>R100 000
>R250 000
>R1 000 000
>R 10 000 000
>R 25 000 000
Easy Access
Depositor Plus
5.20%
5.95%
6.05%
6.10%
6.25%
6.30%
6.50%
6.20%
Investor Plus 3.45% 3.45% 3.45% 3.45% 6.90% 6.90% 6.90% 6.90% >R10 000
>R15 000
>R20 000
>R25 000
>R50 000
>R100 000
+R1 000 000
Saving plans
TargetSave
4.35%
4.35%
4.50%
4.60%
4.60%
4.60%
4.60%
FuturePlan
4.65%
4.65%
5.05%
5.55%
5.55%
5.55%
5.55%
Term Deposits for 12 months
Fixed Deposits
7.00%
7.00% 7.00% 7.00% 7.00% 7.50% 7.50% Last reviewed on 18 September 2019
-
Interest Rates for Dynamic Fixed Deposit
Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months Balance R1000.00 - R100 000.00 | Fixed Rate Liquidity Option 100/0 6.90% 7.00% 7.30% 7.25% 7.40% 8.10% 90/10 6.65% 6.85% 6.90% 7.00% 7.15% 7.70% 80/20 6.60% 6.80% 6.85% 6.95% 7.05% 7.65% 70/30 6.55% 6.75% 6.80% 6.90% 6.90% 7.45% 60/40 6.50% 6.70% 6.75% 6.85% 6.74% 7.30% 50/50 6.45% 6.65% 6.70% 6.80% 6.58% 7.25% Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months Balance R100 001.00 - R999 999.99 | Fixed Rate Liquidity Option 100/0 6.95% 7.50% 7.80% 7.75% 7.90% *8.50% 90/10 6.70% 7.35% 7.40% 7.50% 7.55% 8.00% 80/20 6.65% 7.30% 7.35% 7.45% 7.50% 7.80% 70/30 6.60% 7.25% 7.30% 7.40% 7.45% 7.75% 60/40 6.55% 7.20% 7.25% 7.35% 7.40% 7.65% 50/50 6.50% 7.15% 7.20% 7.30% 7.35% 7.55% *10.50% if interest is paid out at maturity Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months Balances R1 000 000.00 - R99 999 999 999.99 | Fixed Rate Liquidity Option 100/0 7.00% 7.50% 7.80% 7.75% 7.90% *8.50% 90/10 6.75% 7.35% 7.40% 7.50% 7.55% 8.00% 80/20 6.70% 7.30% 7.35% 7.45% 7.50% 7.80% 70/30 6.65% 7.25% 7.30% 7.40% 7.45% 7.75% 60/40 6.60% 7.20% 7.25% 7.35% 7.40% 7.65% 50/50 6.55% 7.15% 7.20% 7.30% 7.35% 7.55% *10.50% if interest is paid out at maturity Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months Balance R1000.00 - R100 000.00 | Prime Linked Liquidity Option 100/0 6.25% 6.45% 6.75% 7.20% 7.95% 8.20% 90/10 6.05% 6.25% 6.55% 7.00% 7.55% 7.80% 80/20 6.00% 6.20% 6.50% 6.95% 7.50% 7.75% 70/30 5.95% 6.15% 6.45% 6.90% 7.45% 7.70% 60/40 5.90% 6.10% 6.40% 6.85% 7.40% 7.65% 50/50 5.85% 6.05% 6.35% 6.80% 7.35% 7.60% Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months Balances R100 001.00 - R999 999.99 | Prime Linked Liquidity Option 100/0 6.30% 6.95% 7.50% 7.70% 8.20% 8.45% 90/10 6.10% 6.75% 7.30% 7.50% 7.80% 8.05% 80/20 6.05% 6.70% 7.25% 7.45% 7.75% 8.00% 70/30 6.00% 6.65% 7.20% 7.40% 7.70% 7.95% 60/40 5.95% 6.00% 7.15% 7.35% 7.65% 7.90% 50/50 5.90% 6.55% 7.10% 7.30% 7.60% 7.85% Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months Balances R1 000 000.00 - R99 999 999 999.99 | Prime Linked Liquidity Option 100/0 6.35% 6.95% 7.45% 7.70% 7.95% 8.20% 90/10 6.15% 6.75% 7.25% 7.50% 7.55% 7.80% 80/20 6.10% 6.70% 7.20% 7.45% 7.50% 7.75% 70/30 6.05% 6.65% 7.15% 7.40% 7.45% 7.70% 60/40 6.00% 6.60% 7.10% 7.35% 7.40% 7.65% 50/50 5.95% 6.55% 7.05% 7.30% 7.35% 7.60% Last reviewed on 18 September 2019
-
Islamic Term Deposits
Islamic Term Deposits | Term
1, 000.00 - 9, 999.99
10, 000.00 - 100, 000.00
8 - 31 Days 3.25% 3.25% 32 - 59 Days 5.70% 5.70% 60 - 89 Days 5.80% 5.80% 90 - 119 Days 6.00% 6.00% 120 - 149 Days 6.20% 6.20% 150 - 179 Days 6.20% 6.20% 180 - 209 Days 6.90% 6.90% 210 - 239 Days 7.05% 7.05% 240 - 269 Days 7.05% 7.05% 270 - 299 Days 7.05% 7.05% 300 - 329 Days 7.05% 7.05% 330 - 364 Days 7.05% 7.05% 365 - 394 Days 7.00% 7.00% 395 - 544 Days 7.00% 7.00% 545 - 577 Days 7.10% 7.10% 578 - 729 Days 7.10% 7.10% 730 - 759 Days 7.15% 7.15% 760 - 1 094 Days 7.15% 7.15% 1 095 - 1 124 Days 7.30% 7.30% 1 125 - 1 459 Days 7.30% 7.30% 1 460 - 1 825 Days 7.35% 7.35% 1 826 - 1 857 Days 7.80% 7.80% Last reviewed on 23 July 2019 ( Indicative rates at Maturity) -
Interest Rates for fixed periods
>8 Days 1 - 6 Months 7 - 11 Months 12 Months >13 Months 18 Months >19 Months >R 1 000 Bonus Deposits 4.13% 4.08% 4.02% Fixed Deposits 3.25% 5.70% - 6.90% 7.05% - 7.00% 7.00% 6.95% 7.30% 7.05% - 7.75% >R 10 000 Bonus Deposits 4.38% 4.33% 4.27% Fixed Deposits 3.25% 5.70% - 6.90% 7.05% - 7.00% 7.00% 6.95% 7.30% 7.05% - 7.75% Last reviewed on 18 September 2019
6 Months
12 Months
18 Months
24 Months
36 Months
Prime Linked Account 6.50% 6.70% 6.80% 7.10% 7.50% Last reviewed on 19 July 2019
-
Interest Rates for Notice Select
Balance R1000 - R24 999
7 Days 15 Days 32 Days 45 Days 60 Days 75 Days 90 Days 50/50 5.10% 5.15% 5.20% 5.25% 5.30% 5.35% 5.40% 60/40 5.15% 5.20% 5.25% 5.30% 5.35% 5.40% 5.45% 70/30 5.20% 5.25% 5.30% 5.35% 5.40% 5.45% 5.50% 80/20 5.25% 5.30% 5.35% 5.40% 5.45% 5.50% 5.55% 90/10 5.30% 5.35% 5.40% 5.45% 5.50% 5.55% 5.60% 100/0 5.40% 5.45% 5.50% 5.55% 5.60% 5.65% 5.70% Balance R25 000 - R49 999
Notice Period
7 Days 15 Days 32 Days 45 Days 60 Days 75 Days 90 Days 50/50 5.92% 5.95% 5.98% 6.01% 6.04% 6.07% 6.12% 60/40 5.95% 5.98% 6.01% 6.04% 6.07% 6.10% 6.15% 70/30 5.98% 6.01% 6.04% 6.07% 6.10% 6.13% 6.17% 80/20 6.01% 6.04% 6.07% 6.10% 6.13% 6.16% 6.20% 90/10 6.04% 6.07% 6.10% 6.13% 6.16% 6.19% 6.22% 100/0 6.12% 6.15% 6.18% 6.21% 6.24% 6.27% 6.30% Balance R50 000 - R249 999
Notice Period
7 Days 15 Days 32 Days 45 Days 60 Days 75 Days 90 Days 50/50 6.00% 6.05% 6.08% 6.11% 6.14% 6.17% 6.20% 60/40 6.03% 6.08% 6.11% 6.14% 6.17% 6.20% 6.23% 70/30 6.06% 6.11% 6.14% 6.17% 6.20% 6.23% 6.26% 80/20 6.09% 6.14% 6.17% 6.20% 6.23% 6.26% 6.29% 90/10 6.12% 6.17% 6.20% 6.23% 6.26% 6.29% 6.32% 100/00 6.20% 6.25% 6.28% 6.31% 6.36% 6.37% 6.40% Balance R250 000 - R999 999
Notice Period
7 Days 15 Days 32 Days 45 Days 60 Days 75 Days 90 Days 50/50 6.10% 6.15% 6.17% 6.19% 6.21% 6.25% 6.30% 60/40 6.12% 6.17% 6.19% 6.21% 6.25% 6.30% 6.40% 70/30 6.14% 6.19% 6.21% 6.25% 6.30% 6.40% 6.45% 80/20 6.16% 6.21% 6.25% 6.30% 6.40% 6.45% 6.50% 90/10 6.20% 6.25% 6.30% 6.40% 6.45% 6.50% 6.60% 100/00 6.30% 6.35% 6.45% 6.50% 6.55% 6.65% 6.70% Balance R 1000 000 - R 9 999 999
Notice Period
7 Days 15 Days 32 Days 45 Days 60 Days 75 Days 90 Days 50/50 6.18% 6.20% 6.22% 6.24% 6.26% 6.30% 6.35% 60/40 6.20% 6.22% 6.24% 6.26% 6.30% 6.35% 6.45% 70/30 6.22% 6.24% 6.26% 6.30% 6.35% 6.45% 6.50% 80/20 6.24% 6.26% 6.30% 6.35% 6.45% 6.50% 6.55% 90/10 6.28% 6.30% 6.35% 6.45% 6.50% 6.55% 6.65% 100/00 6.38% 6.40% 6.50% 6.55% 6.61% 6.70% 6.79% Balance R 10 000 000 - R 9 999 999 999
Notice Period
Notice Period 7 Days 15 Days 32 Days 45 Days 60 Days 75 Days 90 Days 50/50 6.20% 6.25% 6.27% 6.29% 6.31% 6.35% 6.40% 60/40 6.22% 6.27% 6.29% 6.31% 6.35% 6.40% 6.50% 70/30 6.24% 6.29% 6.31% 6.35% 6.40% 6.50% 6.55% 80/20 6.26% 6.31% 6.35% 6.40% 6.50% 6.55% 6.60% 90/10 6.30% 6.35% 6.40% 6.50% 6.55% 6.60% 6.70% 100/00 6.40% 6.45% 6.55% 6.61% 6.69% 6.75% 6.85% Last reviewed on 19 July 2019
-
Cash Invest Tracker
-
Bonus Interest rates
-
Tax Free Products
Tax Free Savings
R 0.01 - R14 999.99
3.50%
R 15 000.00 - R 29 999.99
5.50%
R 30 000.00 - R 49 999.99
6.00%
R 50 000.00 - R 74 999.99
6.05%
R 75 000.00 - R 99 999.99
6.10%
R 100 000.00 - R 249 999.99
6.10%
R 250 000.00 - R 499 999.99
7.00%
R 500 000.00 - R 9 999 999 999 999.99
7.00%
Last reviewed on 19 July 2019
-
TargetSave - Age add on
-
Interest rates for products no longer available for sale
Linked Rate Deposits Term Rate 180 Days 5.49% 370 Days 5.76% Investment Advantage From To Rate 0.01 20, 000.00 0.00% 20, 000.01 + 6.00% Money Builder Balance Tiers Rate 0.01 - 999.99 2.90% 1000.00 - 19999.99 3.30% 20000.00 - 99999.99 4.10% 100000.00 - 499999.99 4.60% 500000.00 - 9999999999999.99 4.80% Active Save From To Rate 0.01 + 0.05% Youth Save From To Rate 0.01+ 0.15% Easy Save From To Rate 0.01+ 0.05% Senior Save From To Rate 0.01+ 0.05% Savings Call Account From To Rate 0.01 + 1.05% 32 Day Notice Balance Tiers Rate 0.01 - 99.99 0.00% 100.00 - 999.99 2.30% 1 000.00 - 4 999.99 2.85% 5 000.00 - 14 999.99 3.00% 15 000.00 - 24 999.99 3.05% 25 000.00 - 49 999.99 3.55% 50 000.00 + 4.00% *The rates above are applicable from month 13 onwards. In the 1st to 6th month, the rates are 1% higher than above and from the 7th to 12th month, rates are 0.5% higher than above (for balances above R100) 70/30 Account Balance Tiers Rate 0.01 - 49 999.99 0.00% 50 000.00 - 99 999.99 5.35% 100 000.00 + 5.85% 90/10 Account Balance Tiers Rate 0.01 - 19 999.99 0.00% 20 000.00 - 49 999.99 5.25% 50 000.00 + 5.85% Private Banking Money Market Account >R100 000 5.77%
absarewardstab
As an Absa Rewards member, you earn as much as 1.5% in Cash Rewards every time you swipe your Absa Debit or Credit card. Plus you earn up to 20% Cash Rewards from any of our Absa Rewards partners. You can also earn as much as 20% Cash Rewards when you fill up or shop at Sasol.*
Fees
Download the 2020 Pricing Brochure Retail
Download the 2019 Pricing Brochure Retail
Download the 2020 Pricing Brochure Products no longer on sale
Download the 2019 Pricing Brochure Products no longer on sale
Download the 2019 Absa Rewards Pricing Brochure
Monthly fee | |
---|---|
Absa Rewards members | R23.20 |
*Visit Absa Rewards for terms and conditions and an updated list of all our partners.