Simply select the product section you require and download the relevant rates and fees pricing brochure that you are looking for.

Simply select the product section you require and download the relevant rates and fees pricing brochure that you are looking for.

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Private Banking offers you comprehensive and flexible solutions with exceptional benefits, all with the help of your Absa private banker as a single point of entry. Download the rates and fees pricing brochure that you are looking for.

Download the rates and fees pricing brochure that you are looking for.

Fees

Download the 2021 Private Banking Pricing Brochure

Download the 2020 Private Banking Pricing Brochure

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We are committed to helping you grow your wealth with our wide range of saving and investing products while offering competitive rates and fees to help in achieving your goals.

  • Savings and Investing Fees

    Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.

    Fees

    Download the 2021 Pricing Brochure
    Download the 2021 Pricing Brochure Products no longer on sale

    Download the 2020 Pricing Brochure
    Download the 2020 Pricing Brochure Products no longer on sale

  • Interest Rates for less than a R1 000 deposit

     

    >R 1

    >R 50

    >R 100

    >R 500

    >R 1000

    Instant Access

    MegaU

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    TruSave

    0.70%

    0.70%

    0.70%

    0.70%

    0.70%

    Mzansi

    0.15%

     

     

     

     

    Saving plans

    FuturePlan

     

    1.30%

    1.30%

    1.30%

    1.50%

    Term Deposits for 12 months

    Bonus Deposit

     

     

     

     

    3.00%

    Fixed Deposit

     

     

     

     

    4.85%

    Last reviewed on  19 November 2021

    Absa Digital Bonus Rate for TruSave

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R49.90

    0.00%

    		  

    0.00%

    R50.00

    R9 999 999 999 999.99

    0.70%

    1.90%

    2.60%

    Last reviewed on 19 November 2021

    All interest rates are expressed as a percentage per annum and are indicative. Rates subject to change. View our product term sheet.

  • Interest Rates for between R1 000 and R10 000 deposits

     

    >R1 000

    >R2 000

    >R5 000

    >R6 000

    >R10 000

    Instant Access

    TruSave

    0.70%

    0.70%

    0.70%

    0.70%

    0.70%

    Saving plans

    FuturePlan

    1.50%

    1.50%

    1.50%

    1.70%

    1.90%

    Term Deposits for 12 months

    Bonus Deposit

     

     

     

     

    3.00%

    Fixed Deposit

    4.85%

    4.85%

    4.85%

    4.85%

    4.85%

    Last reviewed on 19 November 2021

    Absa Digital Bonus Rate for TruSave

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R49.90

    0.00%

    		  

    0.00%

    R50.00

    R9 999 999 999 999.99

    0.70%

    1.90%

    2.60%

    Last reviewed on 19 November 2021

    All interest rates are expressed as a percentage per annum and are indicative. Rates subject to change. View our product term sheet.

  • Interest Rates for more than a R10 000 deposit

     

    >R10 000

    >R15 000

    >R20 000

    >R25 000

    >R50 000

    >R100 000

    +R1 000 000

    Easy Access

    TruSave

    0.70%

    0.70%

    0.70%

    0.70%

    0.70%

    0.70%

    0.70%

     

    >R15 000

    >R25 000

    >R75 000

    >R100 000

    >R250 000

    >R1 000 000

    >R 10 000 000

    >R 25 000 000

    Easy Access

    Depositor Plus

    2.45%

    3.20%

    3.30%

    3.35%

    3.50%

    3.55%

    3.75%

    3.45%
    Investor Plus  0.70% 0.70% 0.70% 0.70% 4.15% 4.15% 4.15% 4.15%

     

    >R10 000

    >R15 000

    >R20 000

    >R25 000

    >R50 000

    >R100 000

    +R1 000 000

    Saving plans

    FuturePlan

    1.90%

    1.90%

    2.30%

    2.80%

    2.80%

    2.80%

    2.80%

    Term Deposits for 12 months
    Fixed Deposits 4.85% 4.85% 4.85% 4.85% 4.85% 5.35% 5.35%

    Last reviewed on 19 November 2021

    		    

    Absa Digital Bonus Rate for Depositor Plus

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R14 999.99

    0.00%

    0.25%

    0.25%

    R15 000.00

    R24 999.99

    2.45%

    0.25%

    2.70%

    R25 000.00

    R74 999.99

    3.20%

    0.25%

    3.45%

    R75 000.00

    R99 999.99

    3.30%

    0.25%

    3.55%

    R100 000.00

    R249 999.99

    3.35%

    0.25%

    3.60%

    R250 000.00

    R999 999.99

    3.50%

    0.25%

    3.75%

    R1 000 000.00

    R9 999 999.99

    3.55%

    0.25%

    3.80%

    R10 000 000.00

    R24 999 999.99

    3.75%

    0.25%

    4.00%

    R25 000 000.00

    R9 999 999 999 999.99

    3.45%

    0.25%

    3.70%

    Last reviewed on 19 November 2021

    All interest rates are expressed as a percentage per annum and are indicative rates subject to change. View our product term sheet.

    Absa Digital Bonus Rate for Investor Plus

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R249 999.99

    0.70%

    0.10%

    0.80%

    R250 000.00

    R9 999 999 999 999.99

    4.15%

    0.10%

    4.25%

    Last reviewed on 19 November 2021

    All interest rates are expressed as a percentage per annum and are indicative rates subject to change. View our product term sheet.

  • Interest Rates for Dynamic Fixed Deposit

    Fixed rate
    Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months
    Balance R1000.00 - R100 000.00 | Fixed Rate
    Liquidity Option
    100/0 3.25% 3.45% 3.75% 4.20% 4.45% 4.70%
    90/10 3.05% 3.25% 3.55% 4.00% 4.05% 4.30%
    80/20 3.00% 3.20% 3.50% 3.95% 4.00% 4.25%
    70/30 2.95% 3.15% 2.95% 3.90% 3.95% 4.20%
    60/40 2.90% 3.10% 3.40% 3.85% 3.90% 4.15%
    50/50 2.35% 3.05% 3.35% 3.80% 3.85% 4.10%
     
    Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months
    Balance R100 001.00 - R999 999.99 | Fixed Rate
    Liquidity Option
    100/0 4.05% 5.35% 5.45% 6.15% 6.40% 7.20%
    90/10 3.80% 5.10% 5.20% 5.90% 6.05% 6.70%
    80/20 3.75% 5.05% 5.15% 5.85% 6.00% 6.50%
    70/30 3.70% 5.00% 5.10% 5.80% 5.95% 6.45%
    60/40 3.65% 4.95% 5.05% 5.75% 5.90% 6.35%
    50/50 3.60% 4.90% 5.00% 5.70% 5.85% 6.25%
                 
    Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months
    Balances R1 000 000.00 - R99 999 999 999.99 | Fixed Rate
    Liquidity Option
    100/0 4.25% 5.35% 5.45% 6.15% 6.40% 7.20%
    90/10 4.00% 5.10% 5.20% 5.90% 6.05% 6.70%
    80/20 3.95% 5.05% 5.15% 5.85% 6.00% 6.50%
    70/30 3.90% 5.00% 5.10% 5.80% 5.95% 6.45%
    60/40 3.85% 4.95% 5.05% 5.75% 5.90% 6.35%
    50/50 3.80% 4.90% 5.00% 5.70% 5.85% 6.25%
    Last reviewed on 11 November 2021
    Prime-linked rate
    Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months
    Balance R1000.00 - R100 000.00 | Prime Linked
    Liquidity Option
    100/0 3.25% 3.45% 3.75% 4.20% 4.45% 4.70%
    90/10 3.05% 3.25% 3.55% 4.00% 4.05% 4.30%
    80/20 3.00% 3.20% 3.50% 3.95% 4.00% 4.25%
    70/30 2.95% 3.15% 3.45% 3.90% 3.95% 4.20%
    60/40 2.90% 3.10% 3.40% 3.85% 3.90% 4.15%
    50/50 2.85% 3.05% 3.35% 3.80% 3.85% 4.10%
     
    Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months
    Balances R100 001.00 - R999 999.99 | Prime Linked
    Liquidity Option
    100/0 3.30% 3.95% 4.50% 4.70% 4.95% 5.20%
    90/10 3.10% 3.75% 4.30% 4.50% 4.55% 4.80%
    80/20 3.05% 3.70% 4.25% 4.45% 4.50% 4.75%
    70/30 3.00% 3.65% 4.20% 4.40% 4.45% 4.70%
    60/40 2.95% 3.60% 4.15% 4.35% 4.40% 4.65%
    50/50 2.90% 3.55% 4.10% 4.30% 4.35% 4.60%
     
    Investment Period 6 Months 12 Months 18 Months 24 Months 36 Months 60 Months
    Balances R1 000 000.00 - R99 999 999 999.99 | Prime Linked
    Liquidity Option
    100/0 3.35% 3.95% 4.45% 4.70% 4.95% 5.20%
    90/10 3.15% 3.75% 4.25% 4.50% 4.55% 4.80%
    80/20 3.10% 3.70% 4.20% 4.45% 4.50% 4.75%
    70/30 3.05% 3.65% 4.15% 4.40% 4.45% 4.70%
    60/40 3.00% 3.60% 4.10% 4.35% 4.40% 4.65%
    50/50 2.95% 3.55% 4.05% 4.30% 4.35% 4.60%
    Last reviewed on 19 November 2021
     
     

  • Islamic Term Deposits

    Islamic Term Deposits | Term
    1, 000.00 - 9, 999.99
    10, 000.00 - 100, 000.00
    0 - 31 Days 3.00% 3.00%
    32 - 59 Days 3.10% 3.10%
    60 - 89 Days 3.20% 3.20%
    90 - 119 Days 3.40% 3.40%
    120 - 149 Days 3.40% 3.40%
    150 - 179 Days 3.45% 3.45%
    180 - 209 Days 3.90% 3.90%
    210 - 239 Days 3.95% 3.95%
    240 - 269 Days 3.95% 3.95%
    270 - 299 Days 4.10% 4.10%
    300 - 329 Days 3.95% 3.95%
    330 - 364 Days 3.95% 3.95%
    365 - 394 Days 4.85% 4.85%
    395 - 544 Days 4.20% 4.20%
    545 - 577 Days 4.95% 4.95%
    578 - 729 Days 4.40% 4.40%
    730 - 759 Days 5.65% 5.65%
    760 - 1 094 Days 4.80% 4.80%
    1 095 - 1 124 Days 5.90% 5.90%
    1 125 - 1 459 Days 5.20% 5.20%
    1 460 - 1 825 Days 5.25% 5.25%
    1 826 - 1 857 Days 6.70% 6.70%
    Last reviewed on 13 November 2021 ( Indicative rates at Maturity)

  • Interest Rates for fixed periods

      >8 Days 1 - 6 Months 7 - 11 Months 12 Months >13 Months 18 Months >19 Months
    >R 1 000
    Bonus Deposits       3.00% 2.90% 2.80%  
    Fixed Deposits 3.00% 3.10% - 3.90% 3.95% 4.85% 4.20% 4.95% 4.40% - 6.70%
    >R 10 000
    Bonus Deposits       3.00% 2.90% 2.80%  
    Fixed Deposits 3.00% 3.10% - 3.90% 3.95% 5.35% 4.20% 4.95% 4.40% - 6.70%
    Last reviewed on 10 November 2021

    Balances between R 10 000.01 & R 100 000

     

    6 Months

    12 Months

    18 Months

    24 Months

    36 Months
    Prime Linked Account 3.75% 3.95% 4.05% 4.35% 4.75%
    Last reviewed on 19 November 2021

  • Interest Rates for Notice Select

    Balance R1000 - R24 999
      7 Days 15 Days 32 Days 45 Days 60 Days 90 Days
    50/50 2.35% 2.40% 2.45% 2.50% 2.55% 2.65%
    60/40 2.40% 2.45% 2.50% 2.55% 2.60% 2.70%
    70/30 2.45% 2.50% 2.55% 2.60% 2.65% 2.75%
    80/20 2.50% 2.55% 2.60% 2.65% 2.70% 2.80%
    90/10 2.55% 2.60% 2.65% 2.70% 2.75% 2.85%
    100/0 2.65% 2.70% 2.75% 2.80% 2.85% 2.95%

    Balance R25 000 – R49 999
                 
      7 Days 15 Days 32 Days 45 Days 60 Days 90 Days
    50/50 3.17% 3.20% 3.23% 3.26% 3.29% 3.37%
    60/40 3.20% 3.23% 3.26% 3.29% 3.32% 3.40%
    70/30 3.23% 3.26% 3.29% 3.32% 3.35% 3.42%
    80/20 3.26% 3.29% 3.32% 3.35% 3.38% 3.45%
    90/10 3.29% 3.32% 3.35% 3.38% 3.41% 3.47%
    100/0 3.37% 3.40% 3.43% 3.46% 3.49% 3.55%

    Balance R50 000 – R249 999
                 
      7 Days 15 Days 32 Days 45 Days 60 Days 90 Days
    50/50 3.25% 3.30% 3.33% 3.36% 3.39% 3.45%
    60/40 3.28% 3.33% 3.36% 3.39% 3.42% 3.48%
    70/30 3.31% 3.36% 3.39% 3.42% 3.45% 3.51%
    80/20 3.34% 3.39% 3.42% 3.45% 3.48% 3.54%
    90/10 3.37% 3.42% 3.45% 3.48% 3.51% 3.57%
    100/00 3.45% 3.50% 3.53% 3.56% 3.61% 3.65%

    Balance R250 000 – R999 999
                 
      7 Days 15 Days 32 Days 45 Days 60 Days 90 Days
    50/50 3.35% 3.40% 3.67% 3.44% 3.46% 3.55%
    60/40 3.37% 3.42% 3.69% 3.46% 3.50% 3.65%
    70/30 3.39% 3.44% 3.71% 3.50% 3.55% 3.70%
    80/20 3.41% 3.46% 3.75% 3.55% 3.65% 3.75%
    90/10 3.45% 3.50% 3.80% 3.65% 3.70% 3.85%
    100/00 3.55% 3.60% 3.95% 3.75% 3.80% 3.95%

    Balance R1 000 000 – R9 999 999
                 
      7 Days 15 Days 32 Days 45 Days 60 Days 90 Days
    50/50 3.43% 3.45% 3.47% 3.49% 3.51% 3.60%
    60/40 3.45% 3.47% 3.49% 3.51% 3.55% 3.70%
    70/30 3.47% 3.49% 3.51% 3.55% 3.60% 3.75%
    80/20 3.49% 3.51% 3.55% 3.60% 3.70% 3.80%
    90/10 3.53% 3.55% 3.60% 3.70% 3.75% 3.90%
    100/00 3.63% 3.65% 3.75% 3.80% 3.86% 4.04%

    Balance R10 000 000 – R9 999 999 999
                 
      7 Days 15 Days 32 Days 45 Days 60 Days 90 Days
    50/50 3.45% 3.50% 3.52% 3.54% 3.56% 3.65%
    60/40 3.47% 3.52% 3.54% 3.56% 3.60% 3.75%
    70/30 3.49% 3.54% 3.56% 3.60% 3.65% 3.80%
    80/20 3.51% 3.56% 3.60% 3.65% 3.75% 3.85%
    90/10 3.55% 3.60% 3.65% 3.75% 3.80% 3.95%
    100/00 3.65% 3.70% 3.80% 3.86% 3.94% 4.10%

    Last reviewed on 19 November 2021

  • Bonus Interest rates

     
    > 7 Months
    > 12 Months
    >13 Months
    >19 Months
    >25 Months
    >37 Months
    TargetSave 0.50% 1.50% 1.50% 1.50% 3.50% 5.50% - 7.00%
    FuturePlan 1.00% 1.00% 2.00% 2.00% 4.00% 6.00% - 7.50%
    Last reviewed on 29 January 2016

    *Bonus interest is a percentage of the interest you receive at the end of each year in addition to the interest earned.

    * Target Save bonus interest is applicable to accounts opened before 1 March 2008

  • Tax Free Products

    Tax Free Savings

    R 0.01 - R14 999.99

    0.75%

    R 15 000.00 - R 29 999.99

    2.75%

    R 30 000.00 - R 49 999.99

    3.25%

    R 50 000.00 - R 74 999.99

    3.30%

    R 75 000.00 - R 99 999.99

    3.35%

    R 100 000.00 - R 249 999.99

    3.35%

    R 250 000.00 - R 499 999.99

    4.25%

    R 500 000.00 - R 9 999 999 999 999.99

    4.25%

    Last reviewed on 19 November 2021

    *This is the additional interest you receive based on how long you have held the product

    *Applicable to accounts opened on or after 1 March 2008.

  • Tax Free Fixed

    Tax Free Fixed
    Balance Tier Rate
    R33 000 - R9 999 999 999 999.99 5.48%
    Last reviewed on 11 November 2021
    *Interest paid at maturity    		  

  • TargetSave - Age add on

    Age Barriers
    Current rate
    0 - 6 months 0.00%
    7 - 12 months 0.25%
    13 - 18 months 0.50%
    19 - 9999 months 0.75%

    *This is the additional interest you receive based on how long you have held the product

    *Applicable to accounts opened on or after 1 March 2008.

  • Islamic Profit Share

    Islamic Targetsave 
    Balance Tier R0.01 - R9 999 999 999 999.99
    Date Rate
    2021 4.0000
    2020 5.5000
    2019 5.5000
    2016 5.5000
    2014 5.2500
    2013 5.2300
    2012 5.1000
    Islamic Savings
    Balance Tier R0.01 - R9 999 999 999 999.99
    Date Rate
    2021 2.005%
    2020 3.500%
    2019 3.500%
    2018 3.500%
    2017 3.500%
    2016 3.500%
    2015 3.300%
    Islamic Youth 
    Balance Tier R0.01 - R9 999 999 999 999.99
    Date Rate
    2021 1.005%
    2020 1.500%
    2019 1.500%
    2018 1.500%
    2017 1.500%
    2016 1.500%
    2015 1.500%

    The above rates are historical rates and provide no indication of future rates

     

  • Interest rates for products no longer available for sale

    TargetSave
    Balance Tier Rate
    R0.01 - R99.99 0.00%
    R100.00 - R10 000.00 1.40%
    R10 000.01 - R19 999.99 1.60%
    R20 000.00 - R24 999.99 1.75%
    R25 000.00 - R9999999999999.99 1.85%
    Cash Invest Tracker
    Balance Tier Rate
    R0.01 - R12 500 000.00 4.50%
    R12 500 000.01 - R9 999 999 999 999.99 4.65%
    Club account
    Balance Tier Rate
    R0.01 - R499 0.30%
    R500 - R999 0.30%
    R1 000 - R4 999 0.30%
    R5 000 - R9 999 0.30%
    R10 000 - R14 999
    		 0.30%
    R15 000 - R24 999 0.30%
    R25 000 - R39 999 0.30%
    R40 000 - R49 999 0.30%
    R50 000 - R74 999 0.80%
    R75 000 - R99 999 0.80%
    R100 000 + 1.80%
    Linked Rate Deposits
    Term Rate
    180 Days 5.49%
    370 Days 5.76%
    Investment Advantage
    From To Rate
    0.01 20, 000.00 0.00%
    20, 000.01 +   3.25%
    Money Builder
    Balance Tiers Rate
    0.01 - 999.99 0.30%
    1000.00 - 19999.99 0.55%
    20000.00 - 99999.99 1.35%
    100000.00 - 499999.99 1.85%
    500000.00 - 9999999999999.99 2.05%
    Active Save
    From To Rate
    0.01 +   0.00%
     
    Youth Save
    From To Rate
    0.01+   0.15%
     
    Easy Save
    From To Rate
    0.01+   0.05%
         
    Senior Save
    From To Rate
    0.01+   0.05%
     
    Savings Call Account
    From To Rate
    0.01  999.99  - 
    1 000.00 14 999.99 0.75%
    15 000.00 74 999.99 2.45%
    75 000.00 999 999.99 2.55%
    1 000 000.00 9 999 999.99 2.55%
    10 000 000.00 24 999 999.99 2.65%
    25 000 000.00 49 999 999.99 2.70%
    50 000 000.00 99 999 999.99 2.85%
    100 000 000.00 9 999 999 999 999.99 3.00%
    32 Day Notice
    Balance Tiers Rate
    0.01 - 99.99  - 
    100.00 - 999.99 0.30%
    1 000.00 - 4 999.99 0.30%
    5 000.00 - 14 999.99 0.30%
    15 000.00 - 24 999.99 0.30%
    25 000.00 - 49 999.99 0.80%
    50 000.00 + 1.25%
    *The rates above are applicable from month 13 onwards. In the 1st to 6th month, the rates are 1% higher than above and from the 7th to 12th month, rates are 0.5% higher than above (for balances above R100)
     
    70/30 Account
    Balance Tiers Rate
    0.01 - 49 999.99 0.00%
    50 000.00 - 99 999.99 2.60%
    100 000.00 + 3.10%
     
    90/10 Account
    Balance Tiers Rate
    0.01 - 19 999.99  - 
    20 000.00 - 49 999.99 2.50%
    50 000.00 + 3.10%
    Private Banking Money Market Account
    >R100 000  
    3.02%  
    Last reviewed on 19 November 2021
     
     

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Fees


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