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MyHome Loan

Make owning your home a reality. Get up to 100% finance with professional help every step of the way. Start your application and get a home you’ve always wanted.

Apply now

Get up to a 100% home loan

Up to 100% bond financing.

Borrower Education Programme

Get free and compulsory home loan training.

Manage my debt

Choose flexible repayment terms of up to 30 years.
Tell me more

Life policy for my home loan

Choose Protector Policy and pay off your home loan in the event of death with a Life Cover Policy.

What to expect and how to get it

What you get
A home loan of up to a 100%

A choice of a variable or fixed interest rate

Flexible repayment terms of up to 30 years — the term can be changed at any time at no cost

Homeowner's Comprehensive Insurance to cover the structure of your property

An Absa Home Loan Protector Policy that pays off your home loan in the event of your death (temporary or permanent disability)

Free eStatements

Free Borrower Education Programme
What you need to know
You may qualify for the Government’s Finance Linked Individual Subsidy Programme (FLISP)

Access to FlexiReserve, ReAdvance, MultiPlan and Further Advance

Register for Absa Rewards

Terms and Conditions apply

For more information, read our MyHome leaflet
What you need to apply
A single or joint gross monthly household income of less than R23 300

A valid, bar-coded South African ID

An offer to purchase (if purchasing a property)

A latest salary advice (or income statement if self-employed)

Provide consent to request 3 months’ bank statements if banking with First National Bank (FNB), Nedbank or Standard Bank; otherwise provide 3 months’ bank statements.