Get pre-qualified Apply now
A home loan offer exclusive for Private Banking clients
Get expert guidance to help you through the home loan process and exclusive Private Banking client perks.
Get pre-qualified Apply now

Here’s what you get

Expert guidance

Expert guidance

Personalised guidance from your dedicated Private Banker and Property Finance Specialist.

Private suites

Private suites

Meet in comfort and receive top-class service.

Exclusive discounts

Exclusive discounts

You get 0.50% off your variable interest rate if you meet the qualifying criteria.

What you need to know

  • What you get

    • A dedicated Private Banker and the flexibility to structure your loan to suit your financial needs.
    • You get 0.50% off your variable interest rate on your home loan if you meet the qualifying criteria.
    • Get access to a FlexiReserve facility.
    • Join Absa Rewards for FREE and get access to exclusive perks and benefits.
    • Receive and download your eStatements for FREE.
    • Track your application online.

  • How it works

    • Your Private Banker will do all the negotiating for the best rate on your Home Loan.
    • Track your application digitally.

  • What you’ll need

    • To earn a gross monthly income of R62 500 or more.
    • Your ID (a South African identity document or a passport, permanent residency permit or visa)
    • Three months’ bank statements (if you’re employed full time)
    • Six months’ bank statements (if you’re self-employed)
    • Proof of income requirements for:
    • Full-time employed:
      • Latest payslip (not older than two months)
      • Six months’ payslips if you have a variable income
      • Employment contract if you do not receive a payslip or have been recently employed.
    • Pensioners:
      • Proof of advice or letter of pension.
    • Self-employed:
      • Salary advice
      • Latest IT34 (last tax year).
    • Offer to purchase (if applicable).

     

Find out what your ideal home could cost 

Use our quick and easy calculator to get an estimate of your monthly home loan repayment. 

Calculate now

Home loans caluclator

Frequently asked questions

Compare our range of Home Loan solutions

Buy to Let

Absa ReAdvance 
Loan amount
Up to 100%
Maximum term
30 years

Invest in property using our Buy to Let offering and grow your investment portfolio.

Tell me more Apply now

Buy my next home

Absa Further Advance 
Loan amount
Up to 100%
Maximum term
30 years

Enjoy competitive interest rates and repayment options that suit your needs when you finance your next property with Absa.

Tell me more Apply now

Private Banking Universal Package

Get a customised credit facility to grow your wealth and achieve your financial goals.

Tell me more

Private Banking Universal Package

Read more related to this topic

Find out everything you need to know about owning a home, right here.

Homeowner’s Guide

Find out everything you need to know about being a first-time homebuyer.                                                                          

See more

Insurance 101

Owning a home is no small feat. Find out everything you need to know about homeowner’s insurance.                     

See more

Put down a deposit

A deposit helps to ease some of the financial pressure that comes with a Home Loan.                                       

See more

Build or buy?

It’s an investment for your future. We’ll help you make the best decision.

See more

Need more help?

Access our self-service tools.

 

Contact us

Call: 0860 111 007

International: +27 11 501 5048

Email: propertyhub@absa.co.za