Own your space with an Absa Home Loan of up to 106% plus a 50% discount on your Attorney Bond Registration fees. If you’re a first time home buyer you can get all this and more. Start your application and get the home you’ve always wanted, sooner than you thought possible.

Hand coins
Up to 106% home loan

Cover additional costs with the extra money from your home loan.

 

wallet
Discounted fees

50% discount on your Absa Panel Attorney Bond Registration fees.

excellence
Insurance products you need

We have the insurance products that you need to protect your family, your property and your belongings.

What to expect and how to get it
  • Additional offerings

    Conditional Concession

    You could also qualify for a 0.25% interest rate concession, on condition you:-

    • Open an Absa Gold Value Bundle or Premium Value Bundle Account prior to registration of the mortgage bond , and
    • Deposit at least R3 000 into your Gold Value Bundle account or R15 000 into your Premium Value Bundle account per month , and  
    • Pay your Home Loan Monthly Debit order from this account, and
    • Keep your Home Loan account up to date and not default under this agreement
       

    Click here to read full Terms and Conditions for this offer.

  • Documents you will need to apply

    • Copy of the offer to purchase (OTP) with the following details:
      • Seller and purchaser details
      • Correct property description
      • The full OTP (signed by the seller, purchaser and witnesses) can be obtained at the attorneys to validate the purchase price and contact details of the seller
    • Copy of ID/Smartcard, passport, permit, refugee ID or maroon ID for each participant
    • Copy of marriage or divorce certificate (if surname in ID differs to surname on the application)
    • Copy of proof of residence
    • Latest payslip (only one required for salaried individuals)
    • Three months’ bank statements showing the latest three salary deposits
    • Absa customers can get bank statements internally for commission, overtime earned, subsistence allowance, shift allowance or travel claims. Consecutive payslips for 6 months to be provided.

    Please note, the originals of the documents listed above will be verified by our attorneys.

     

     

     

     

     

Need more help?

Let one of our property experts call you back.

Call me back

Call us on:

0860 111 007

Email us:

General account enquiries: home@absa.co.za

Home loan applications: propertyhub@absa.co.za

Help with home loan payment plans: bondrs@absa.co.za

Homeowners comprehensive insurance: adminhoc@absa.co.za

Home loan protector plans: polserv@absa.co.za

Visit your nearest branch