Adding more to your smart payment solution
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Get a home loan that gives you more than just a house!
With a loan of up to 108%, you get a house and extra cash! Plus, 50% off registration fees and more on your first home.
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A home loan made for you

108% home loan

Up to 108% home loan

Cover additional costs with the extra money from your home loan.

 

discounted fees

Discounted fees

Get 50% off your Absa Panel Attorney Bond Registration fees.

insurance products

Absa Insurance

Protect your family, property and belongings with Absa insurance products.

What you need to know

  • How it works

    Conditional Concession



    You could also qualify for a 0.25% interest rate concession, on condition you:-


    • Open an Absa Gold Value Bundle or Premium Value Bundle Account prior to registration of the mortgage bond , and
    • Deposit at least R3 000 into your Gold Value Bundle account or R15 000 into your Premium Value Bundle account per month , and  
    • Pay your Home Loan Monthly Debit order from this account, and
    • Keep your Home Loan account up to date and not default under this agreement

     

    Calculate affordability

     

    Terms and Conditions

  • What you need to apply

    You need  the offer to purchase (OTP) with the following details: 

    • Seller and purchaser details
    • Correct property description
    • The full OTP (signed by the seller, purchaser and witnesses) can be obtained at the attorneys to validate the purchase price and contact details of the seller

       

    Copies of: 

    • ID/passport, permit, refugee ID or maroon ID for each participant
    • Marriage or divorce certificate (if the surname on the ID differs to surname on the application)
    • Proof of residence
    • Latest payslip (only one required for salaried individuals)
    • Three months’ bank statements showing the latest three salary deposits
       

    Absa customers can get bank statements internally for commission, overtime earned, subsistence allowance, shift allowance or travel claims. Consecutive payslips for 6 months to be provided.
     

    Please note, the originals of the documents listed above will be verified by our attorneys.

     

     

Need more help?

Contact us:

Call us on: 0860 111 007

Email us at:

General account enquiries: home@absa.co.za

Home loan application: propertyhub@absa.co.za

Battling to make home loan repayments: bondrs@absa.co.za

Homeowners comprehensive insurance: adminhoc@absa.co.za

Life insurance: polserv@absa.co.za

Visit your nearest branch