Being pre-qualified means knowing what you can buy 

Use our Home Loan Pre-qualification tool to find out how much you can afford when buying a house. We will even give you a certificate to make sure sellers and agents will consider your offer. So get pre-qualified now!

Start a new pre-qualification

 Use our Home Loan Pre-qualification tool either on your own or with one other person. It's easy, fast and free!

Get pre-qualified

Complete your part of a joint pre-qualification 

Complete your part of the pre-qualification that your co-applicant started.

Continue pre-qualification

What to expect when you pre-qualify

This is the first step towards owning your own home. Our Home Loan Pre-qualification tool is easy, quick to use and doesn't require any commitment from you.

Complete a Home Loan Pre-qualification

Use our Pre-qualification tool to see how much you can afford.

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Get your certificate

We will email you your Pre-qualification tool certificate.


Shop for your dream home

Use the certificate to show sellers and agents you are good to go.

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Make an offer to purchase

Make your offer to purchase then contact us to start your home loan application.

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Apply for a home loan

Apply for an Absa Home Loan. You can call us on 0860 111 007 or apply online anytime, anywhere.

Apply online

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Get your home loan quote

Since you are pre-qualified, you could receive your home loan approval in principle in record time.

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Find your dream home right here

Looking for a property?

See thousands of available homes across South Africa on

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Bank-listed properties

We’ve highlighted a range of properties for you that are ready to sell fast.

View bank-listed properties

Need more help or advice?

Let one of our property experts call you back. 

Call me back

Call us on:

0860 111 007

Email us:

General account enquiries:

Home loan applications:

Battling to make home loan repayments:

Homeowners comprehensive insurance:

Life insurance:

Visit your nearest branch