Being pre-qualified means knowing what you can buy
Use our Home Loan Estimator to find out how much you can afford when buying a house. We will even give you a certificate to make sure sellers and agents will consider your offer. So get pre-qualified now!
What to expect when you pre-qualify
This is the first step towards owning your own home. Our Home Loan Estimator is easy, and quick to use and doesn't require any commitment from you.
Complete the Home Loan estimator
Online (individuals) or on our HomeOwners App (joints applicants).
Get your certificate
We will email you your estimator certificate.
Shop for your dream home
Use the certificate to show sellers and agents you are good to go.
Make an offer to purchase
Make your offer to purchase then contact us to start your home loan application.
Apply for a home loan
Apply for an Absa Home Loan. You can call us on 0860 111 007 or apply online anytime, anywhere
Get your home loan quote
Since you are pre-qualified, you could receive your home loan approval in principle in record time.
Read more about buying a home
Find your dream home right here
Looking for a property?
See thousands of available homes across South Africa with our Homeowners App or on PrivateProperty.co.za.
Download our app on your mobile at
Bank-listed properties
We’ve highlighted a range of properties for you that are ready to sell fast.
Need more help or advice?
Let one of our property experts call you back.
Call us on:
0860 111 007
Email us:
General account enquiries: home@absa.co.za
Home loan applications: propertyhub@absa.co.za
Battling to make home loan repayments: bondrs@absa.co.za
Homeowners comprehensive insurance: adminhoc@absa.co.za
Life insurance: polserv@absa.co.za
