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Get pre-qualified for a home loan and shop with confidence

Being pre-qualified means knowing what you can buy

Use our Home Loan Estimator to find out how much you can afford when buying a house. We will even give you a certificate to make sure sellers and agents will consider your offer. So get pre-qualified now!

Buying on your own

Use our Home Loan Estimator. It's easy, fast and free.

Get pre-qualified

Buying with someone

Download our Homeowners App to get your free home loan estimate.

What to expect when you pre-qualify

This is the first step towards owning your own home. Our Home Loan Estimator is easy, and quick to use and doesn't require any commitment from you.

Complete the Home Loan estimator

Online (individuals) or on our HomeOwners App (joints applicants).

Get your certificate

We will email you your estimator certificate.

Shop for your dream home

Use the certificate to show sellers and agents you are good to go.

Make an offer to purchase

Make your offer to purchase then contact us to start your home loan application.

Apply for a home loan

Apply for an Absa Home Loan. You can call us on 0860 111 007 or apply online anytime, anywhere

Get your home loan quote

Since you are pre-qualified, you could receive your home loan approval in principle in record time.

Read more about buying a home

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Understanding your credit score

When applying for a home loan or any other type of credit, you will come across the term ‘credit score’. Most of us…

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Understanding all your home buying costs

At Absa we aim to make buying your home as easy as possible. It’s a big purchase and too many buyers think…

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What insurance cover do you need as a homeowner?

It’s important to make sure that your most prized asset is protected. Unforeseen events can and do happen, but with the right…

Find your dream home right here

Looking for a property?

See thousands of available homes across South Africa with our Homeowners App or on PrivateProperty.co.za.

Download our app on your mobile at

Bank-listed properties

We’ve highlighted a range of properties for you that are ready to sell fast.

View bank-listed properties

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Need more help or advice?

Let one of our property experts call you back.

Call us on:

0860 111 007

Email us:

General account enquiries: home@absa.co.za

Home loan applications: propertyhub@absa.co.za

Battling to make home loan repayments: bondrs@absa.co.za

Homeowners comprehensive insurance: adminhoc@absa.co.za

Life insurance: polserv@absa.co.za

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