Some South African citizens and permanent residents may qualify for a government subsidy to secure a home loan. The Department of Human Settlements has a programme called the Finance Linked Individual Subsidy Programme (FLISP) aimed at helping first-time home-buyers from low to medium income households to afford a home loan.
How FLISP works
How to apply for a FLISP
If you think you could qualify for a FLISP, it's worth your while to enquire. It could help you along the way and you could be closer to owning your own home than you think!
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