What type of account are you looking for?

Premier card image
Gold Value Bundle

If you earn a minimum income of R10 000 per month

For only R98 pm

Apply now

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Prestige card image
Platinum

If you earn a minimum income of R25 000 per month

For only R159 pm

Apply now

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debit card image
Flexi Value Bundle

If you earn a minimum income of R3 000 per month

For only R55 pm

Apply now

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debit card image
Transact

If you earn less than R2 000 per month or don’t have an income right now

From just R4,95 pm

Apply now

Apply now

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Simplicity is all about getting the basics right

Simple and affordable
CashSend
CashSend

Helping your family with money is a basic need we understand. CashSend lets you send them money they can withdraw at any Absa ATM without a card or bank account.

Explore CashSend

Cellphone banking
    Banking App

Convenience definitely makes things simpler. Use your cellphone to manage your money
anywhere, anytime.

Tell me more

Building good credit
An overdraft is money when you need it most

With an overdraft the money you need will always be there, whether it’s for a sudden unforeseen cost or that special something you always promised yourself.

Explore Overdraft

Building good credit
Building good credit

Building your credit record shouldn't be complicated. Our basic accounts are a good opportunity for you to establish your credit profile and benefit from low rates.

Make your everyday banking easy and convenient

Choose one of these:

  • I want an account for basic transactions

    We can offer you one of the following accounts:

    transact
    Transact
    • No minimum balance is required to open an account.
    • Access and manage your money 24 hours a day.
    • Pay your prepaid electricity and airtime with this account.

    Apply now

    Apply now

    Tell me more

    prepaid
    Prepaid
    • There is no need for salary slip or credit check.
    • No minimum balance is required.
    • Pay for petrol at participating merchants.

    Apply now

    Apply now

    Tell me more

    Flexi
    Flexi
    • A minimum account opening balance of R50 is required.
    • Buy prepaid electricity and airtime with this account.
    • Get free funeral cover to the value of R3 000.

    Apply now

    Apply now

    Tell me more

    Flexi Value Bundle
    Flexi Value Bundle
    • Earn a minimum income of R3 000 to qualify for this account.
    • Get free funeral cover to the value of R5 000.
    • Get more cash with an Absa overdraft and pay for unexpected expenses.

    Apply now

    Tell me more

  • Stay cool and trendy - for youth and students

    Choose from our youth and student accounts that are designed to meet your life-stage needs.

    Tell me more

  • I want an account that's Shari’ah compliant

    We provide specialised banking solutions that operate in strict compliance with Shari'ah Law.

    Islamic Youth
    Islamic Youth
    • There are no monthly charges.
    • The account is for people under 19 years of age.
    • Receive an annual profit share.

    Apply now

    Apply now

    Tell me more

    Islamic Cheque
    Islamic Flexi Value Vundle
    • Earn a gross income of between R3 000 and R9 000 per month
    • It is an interest-free account.
    • Receive an annual profit share.

    Apply now

    Tell me more

    Islamic Cheque
    Islamic Gold Value Bundle
    • Earn a gross income of R10 000
    • It is an interest-free account.
    • Receive an annual profit share.

    Apply now

    Tell me more

    Islamic Cheque
    Islamic Platinum Value Bundle
    • Earn a gross income of R25 000 or more per month
    • It is an interest-free account.
    • Receive an annual profit share.

    Apply now

    Tell me more

  • I want an account for seniors

    If you’re 55 years and older and need a flexible account then the Prosperity account is suitable for you. Maintain the required balance and enjoy exclusive rebates.

    Prosperity
    Prosperity
    • Get a rebate banking option on your account when you save with us. 
    • Enjoy convenient access to your money via Absa's comprehensive banking network.
    • Shop in-store with your card and earn Cash Rewards.

    Apply now

    Tel me more

Accounts that let you make the right statement

Comprehensive
I'm going places and I'm serious about my goals
I'm going places and I'm serious about my goals

We can help you achieve them with either a cheque or private banking account. You'll also enjoy some great benefits.

I believe in preparing for the unexpected
An overdraft is money when you need it most

With an overdraft the money you need will always be there, whether it’s for a sudden unforeseen cost or that special something you always promised yourself.

Explore Overdraft

I earn my rewards
I earn my rewards

You work hard and should get rewarded. We have an exciting Rewards programme that offers real cash back plus lots more.

Tell me more

Freedom to do what I have to makes me excel
Freedom to do what I have to lets me excel

We value your commitment to your responsibilities. By giving you free, unlimited transactions through our electronic channels we hope to help you meet them - always.

Choose the account that speaks to your needs

  • I want a cheque account with status and more benefits

    Make a statement with one of these:

    Glow with gold
    Glow with Gold
    • Get a value bundle at a fixed monthly fee that includes a number of unlimited transactions and lifestyle benefits.
    • Get exclusive banking service and benefits.
    • Get more cash with an overdraft and pay for unexpected expenses.

    Apply now

    Tell me more

    Second to none - Platinum rules!
    Second to none - Platinum rules!
    • Enter our world of affluent banking and enjoy exclusive banking service and benefits.
    • Enjoy exclusive access to a dedicated Platinum line.
    • Receive help managing your wealth with access to a Platinum financial adviser.
    • Get more cash with an overdraft and pay for unexpected expenses.

    Apply now

    Tell me more

  • My time is money. I need exclusive, Private Banking

    Private Banking designed to save you time
    Private Banking Exceller Package
    • Rewards programme automatic earn at the highest earn rate with cash back with bonus benefits access
    • Optional credit card with extended warranty, purchase protection and best price insurance
    • 10 free trips on Take-Me-Home service
    • Get more cash with an overdraft and pay for unexpected expenses

    Apply now

    Tell me more

    Private Banking designed to save you time
    Private Banking Marhaba Package
    • Access to garage and secondary cards at no additional cost
    • 10 free trips on Take-Me-Home service
    • Support from and access to a team of financial specialists

    Apply now

    Tell me more

  • I want to bank in accordance with Shari’ah law

    We provide specialised banking solutions that operate in strict compliance with Shari’ah Law.

    Islamic Youth
    Islamic Youth
    • There are no monthly charges.
    • The account is for people under 19 years of age.
    • Receive an annual profit share.

    Apply now

    Apply now

    Tell me more

    Islamic Cheque
    Islamic Flexi Value Vundle
    • Earn a gross income of between R3 000 and R9 000 per month
    • It is an interest-free account.
    • Receive an annual profit share.

    Apply now

    Tell me more

    Islamic Cheque
    Islamic Gold Value Bundle
    • Earn a gross income of R10 000
    • It is an interest-free account.
    • Receive an annual profit share.

    Apply now

    Tell me more

    Islamic Cheque
    Islamic Platinum Value Bundle
    • Earn a gross income of R25 000 or more per month
    • It is an interest-free account.
    • Receive an annual profit share.

    Apply now

    Tell me more

  • I want an account suitable for seniors

    If you’re 55 years and older and need a flexible account then the Prosperity account is suitable for you. Maintain the requirement balance in your Prosperity cheque account or in a qualifying Savings or Investment account and enjoy a rebate on your bank fees.

    Prosperity
    Prosperity
    • Get a rebate banking option on your account when you save with us.
    • Enjoy convenient access to your money via Absa's comprehensive banking network.
    • Shop in-store with your card and earn Cash Rewards.

    Apply now

    Apply now

    Tell me more

  • I work for myself and need a unique banking solution

    We know that being self-employed means that you have unique banking needs. Go through our seamless and efficient process to open a business account designed for your business needs.

    Self-employed account

    Tell me more

Switch to Absa

Switch to Absa

Switching to Absa couldn’t be easier. Simply choose the bank account that suits your lifestyle, fill in the online application form and switch to Absa.

Open an Absa account

Choose your account
Choose your account
  • Platinum account: Live in style with our premier cheque account and get added banking convenience through our Priority Service - minimum income: R25 000.
  • Gold account: Enjoy great value for money that reflects your earnings status - minimum income: R10 000.
  • Flexi Value Bundle: Bank for a market leading low monthly fee and get a host of free transactions and value added services - minimum income: R2 000.

Choose your pricing plan

  • Value Bundle: Get a bundle of transactions for a set monthly fee
  • Pay-as-you-transact: Pay a standard fee pricing option, where you are charged a standard fee for every transaction you do.  

Open an Absa account now.

Switch my debit orders and salary
Switch my debit orders and salary

Once you have opened an Absa account, you can switch your debit orders and your salary. All you need to do is:
Complete your online Debit Order and Salary Switching Request here.

OR

Complete this Debit Order and Salary Switching Request and email it to switching@absa.co.za or fax it to 086 753 3537.

It is that simple!

Switch now

Once we receive your request, we will keep you updated of the progress. The next steps are:

  1. You will receive an SMS or email (based on your preferences) to let you know that we have received your request.
  2. We submit your request to each service provider and follow up with them until everything is switched. Here are companies that will not allow Absa to switch on your behalf; you can contact them to process your request.
  3. There are some service providers that need more information to switch - so within 48 hours we will send you an update on the status of this, and the next steps to follow to help you complete the switching process.
  4. Within 2 weeks after submitting your request you will receive confirmation of the deduction date for all successfully switched debit orders.
  5. If there are still any outstanding debit orders not switched, within 4 weeks, we will send you confirmation of the deduction date for all successfully switched debit orders.
  6. If there are any outstanding debit orders not switched within 6 weeks, we will contact you with an update and the next steps to be taken; but please don’t close your old account until all your debit orders and salary have been switched to ensure that your payments at these providers are always up to date.
Need more support? Talk to us
Need more support? Talk to us

Call us on:

0860 100 372

Email us at:

switchingqueries@absa.co.za

Switching FAQs
Switching FAQs

How long does it take to complete the switching form?

  • The online form takes a few minutes to fill in. Once you have completed the switching request, submit the form and we'll take care of the rest

Email us on: switchingqueries@absa.co.za

How can I track my switching request?

  • You can track your request through this link or by calling 0860 100 372.

What is important to remember when completing the form?

  • There are two options available:
    • Salary switch, which requires you to fill in your employer’s information
    • Debit order switch, which requires you to complete a list of your current debit orders
  • Complete all your personal details and don’t forget to provide us with your contact details
  • Don’t forget to add your Absa account details and the details of your previous bank account
  • When filling in the details of your debit orders, make sure that all reference numbers are filled in accurately, otherwise we will not be able to find your debit order

How long does it take for the switch to be completed?

  • Switching will take up to 6 weeks to complete, depending on the service providers you have debit orders with. We will however keep you updated on the progress

Does switching cost anything?

  • No, switching is free!

Do I need my spouse’s consent to switch a debit order?

  • No, you do not need your spouse’s consent to switch an Absa debit order. However, if the service provider needs more information they will contact you directly.

Do all service providers accept debit order or salary switching instructions from Absa?

  • No. Some service providers will only switch on your direct instruction and will not accept switching instructions from Absa
  • All employers will only switch on your direct instruction and will not accept switching instructions from Absa
  • We will however help you initiate the process by providing you with switching letters to send to these service providers and employers
  • See the list of all service providers, who do not accept Absa-initiated debit order or salary switching instructions

Will Absa be able to switch my internal stop orders and beneficiary payments?

Can Absa change the date when a debit order is due?

  • No, only you can change your debit order dates

When do I need to close my old account?

  • You can close your old account after:
    • you have confirmation that all your debit orders and salaries have been switched;
    • your first run of debit orders has come off your new account; and
    • your salary has been paid into your Absa account
contact us

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on: 

08600 08600

Email us at:

absa@absa.co.za

For switching email

switchingqueries@absa.co.za

Visit your nearest branch