If you’re 55 years or older and need a flexible account that offers exclusive rebates then the Prosperity account is designed for you.

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Absa Prosperity debit card
Get exclusive rebates
Get exclusive rebates

Maintain the required balance and qualify for a rebate banking.

Explore investment opportunities
Explore investment opportunities

We’re here to help you with investment options that suit your needs.

No monthly fee for internet banking
No monthly fee for internet banking

Use our internet banking to transact with no monthly fees.

Access a range of products
Access a range of products

Prosperity gives access to a range of finance assistance such as personal loan, credit cards and vehicle finance.

How to get it and what you can expect

To open a Prosperity account you will need
To open a Prosperity account you will need:
  • To be 55 years or older
  • A valid, bar-coded South African identity document
  • Proof of residence
  • Your latest salary advice
  • To be a South African citizen
Account features
Account features
  • Qualify for a rebate banking option on your Prosperity cheque account fees when you maintain an investment or cheque account balance of R15 000 or a savings account balance of R20 000.
  • Access your money at any time and in a variety of ways.
  • A debit card for 24-hour access to your money which also provides you a secure way to shop.
  • Convenient 24-hour self-service access through Absa Online, Cellphone Banking and Telephone Banking.
  • A free NotifyMe service that alerts you whenever there is activity on your account.
  • Access to a range of finance products - from personal loan, home loan and vehicle finance facilities application.
  • Access to credit card facilities with the option of Absa Rewards.
  • Professional assistance with drafting your Will - at no cost if you are over the age of 60 years
  • Get 24/7 access to the largest ATM network in South Africa.
How to use the Prosperity account to transact
How to use the Prosperity account to transact
  • Swipe your card locally and internationally at point-of-sale (POS)
  • Shop securely online with One-Time PIN transaction verification
  • You get a Prosperity Absa debit chip card with a unique PIN (Personal Identification Number) for added security
  • Shop in-store or online with your debit card
  • Use it for your daily banking needs to pay your accounts, see your balance and statement, withdraw, deposit and transfer money at ATMs and Absa banking halls or using electronic banking
  • You can buy pre-paid airtime or electricity
  • Add Absa Rewards and you’ll earn Cash Rewards on all qualifying transactions every time you swipe your debit card
  • Manage your account online
    • Visit absa.co.za and register Absa Online
    • Instantly set limits to pay beneficiaries
    • Reset a locked or forgotten online password
    • Retrieve your debit card PIN online
    • Make immediate interbank payments online

Safety tips on how to use an account card

  • Keep your card safe and be sure to memorise the PIN
  • Never keep the PIN with the card and never give your PIN to anyone
  • You can change your PIN at any Absa ATM or Absa branch
  • Never let the card out of your sight when using it to pay for goods or services at a tillpoint
  • Make sure that you receive your card back after every purchase
  • Keep your copy of the receipt as proof of purchase for your own records
  • Never trust strangers or ask them to help you when you use your card at an ATM
Master wallet
The Absa MasterPass wallet

Make shopping quick and easy with the MasterPass App

Today’s digital world allows you to do business on the go with the Absa MasterPass™ App. This digital payment application makes shopping faster, easier and more convenient. It’s easy – just download the MasterPass App, register and shop away.

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Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

0860 100 372

E-mail us at:


Visit your nearest branch