If you’re 55 years or older and need a flexible bank account that offers exclusive rebates, then Prosperity is designed just for you.

Apply now

If you’re 55 years or older and need a flexible bank account that offers exclusive rebates, then Prosperity is designed just for you
Absa Prosperity debit card
Get exclusive rebates

Get exclusive rebates

Explore investment opportunities

Explore investment opportunities

No monthly fee for internet banking

Enjoy free mobile and Internet banking

Access a range of products

Access loans and vehicle financing

What you can expect

  • Better everyday banking

    • Low monthly fee of R50.00
    • Earn interest on your available balance
    • Receive rebates on your account fees when you maintain:
      • a cheque account balance of R15 000 or
      • a savings or investment account balance of R15 000
    • 24/7 access to the largest ATM network in South Africa
    • Free Absa Online, mobile and telephone banking
    • Free NotifyMe SMS or email notifications
    • Free eStatements.
    • Transacting using a chip debit card is smarter, faster and more convenient. Learn more about debit card benefits.
  • Lifestyle benefits

    • Join Absa Rewards and earn cash back when you swipe your card


  • Wealth and finance benefits

    • Professional assistance with drafting your will (this is free if you’re over 60 years)
    • Access to a range of finance products, from loans to vehicle finance
    • Access to credit card facilities.
  • What you need to open your account

    Divide your existing credit card balance by your credit limit. Multiply that number by 100. The result is your credit ultilisation ratio, a measure of how much of your total available credit you use. It is commonly recommended to keep your total credit utilization rate below 30%.

    Credit Providers consider your credit utilization rate when calculating a credit score for you. This can impact up to 30% of your credit score, depending on the scoring model being used.

    A low credit utilization rate shows you're using less of your available credit. Credit scoring models generally interpret this as an indication you're doing a good job managing credit by not overspending, and keeping your spending in check can help you reach higher credit scores.  Having a higher credit score makes it easier to secure additional credit for example, to take out vehicle finance or a home loan.

    • To be 55 years or older
    • Recommended monthly income of R2 000 or more
    • A valid bar-coded South African ID
    • Proof of residence
    • Proof of income if applying for an overdraft

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

0860 100 372

Email us at:


Visit your nearest branch