Smart people know what they pay. For R109.00 per month, the Gold Value Bundle will meet more than your banking needs, at a price that suits your pocket.

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Absa Visa Gold Card
An overdraft is money when you need it most
Retrenchment & Disability Benefit

 Retrenchment and Disability Cover included

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Get cash in your pocket
Death Cover

R20 000  death benefit included

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Get free R15 000 lump sum death benefit
Cash Rewards

Eearn cash back with Absa Rewards

Get free R15 000 lump sum death benefit
Extra Cash

An overdraft facility gives you cover for rainy days

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What you can expect

  • Better everyday banking

    Included in your bundle of transactions for a monthly fee of R109.00:
    • Subscription for Absa Online, mobile and telephone banking
    • Access to our app, even without data
    • Unlimited NotifyMe SMS or email notifications
    • Unlimited card swipes
    • Unlimited cash withdrawals at tills
    • Unlimited balance enquiries
    • Unlimited electronic account payments
    • Unlimited internal and external debit orders
    • Five Absa ATM cash withdrawals
    • Five Absa ATM cash deposits
    • Buy prepaid electricity, airtime and data via our app
    • 24/7 access to the largest ATM network in South Africa
    • Up to 50% discount on your monthly fee if you maintain a balance of more than R30 000 for that month
    • Any unused value bundle transactions will roll over for one month
    • Transacting using a chip debit card is smarter, faster and more convenient. Learn more about debit card benefits

  • Lifestyle benefits

    • Join Absa Rewards and earn cash back when you swipe your debit card.

  • Wealth and finance benefits

    • Make farewells a little better with a death benefit of R20 000
    • Option to apply for an overdraft facility (subject to credit assessment)
    • Option to apply for an ATM Instant Loan (subject to credit assessment)

  • What you need to open your account

    Divide your existing credit card balance by your credit limit. Multiply that number by 100. The result is your credit ultilisation ratio, a measure of how much of your total available credit you use. It is commonly recommended to keep your total credit utilization rate below 30%.

    Credit Providers consider your credit utilization rate when calculating a credit score for you. This can impact up to 30% of your credit score, depending on the scoring model being used.

    A low credit utilization rate shows you're using less of your available credit. Credit scoring models generally interpret this as an indication you're doing a good job managing credit by not overspending, and keeping your spending in check can help you reach higher credit scores.  Having a higher credit score makes it easier to secure additional credit for example, to take out vehicle finance or a home loan.

    • Recommended monthly income of R4 000 - R24 999
    • Valid bar-coded South African ID or a valid passport
    • Proof of residence 
    • Your latest payslip

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Need more help?

Let one of our bank consultants help you get the best account for your needs.

Call us on:

08600 08600

Email us at:

absa@absa.co.za

Visit your nearest branch