Smart people know what they pay. For R109.00 per month, the Gold Value Bundle will meet more than your banking needs, at a price that suits your pocket.

Apply now

Absa Visa Gold Card

Lowest banking fees in South Africa*

We've heard you South Africa, from 1 March, we introduce our new fees for our Everyday banking accounts, providing R500 million in pricing relief to our valued customers.

View our rates and fees Open an account

*Absa Gold Value Bundle and Transact Account proven to be the most inexpensive accounts in their categories according to the 2021 Solidarity Report


Absa cards
An overdraft is money when you need it most
Retrenchment & Disability Benefit

 Retrenchment and Disability Cover included

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Get cash in your pocket
Lump sum death cover

R20 000  Lump sum death benefit included

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Get free R15 000 lump sum death benefit
Cash Rewards

Earn cash back with Absa Rewards

Get free R15 000 lump sum death benefit
Overdraft Facility

Cover for rainy days. Get instant access to money in your cheque account to cover unexpected expenses.

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What you can expect

  • Better everyday banking

    Included in your bundle of transactions for a monthly fee of R109.00:
    • Subscription for Absa Online, mobile and telephone banking
    • Access to our app, even without data
    • Unlimited NotifyMe SMS or email notifications
    • Unlimited card swipes
    • Unlimited cash withdrawals at tills
    • Unlimited balance enquiries
    • Unlimited electronic account payments
    • Unlimited internal and external debit orders
    • Absa ATM cash withdrawal - up to the total value of R4 500
    • Absa ATM cash deposit - up to the total value of R4 500
    • Buy prepaid electricity, airtime and data via our app
    • 24/7 access to the largest ATM network in South Africa
    • Up to 50% discount on your monthly fee if you maintain a balance of more than R30 000 for that month
    • Transacting using a chip debit card is smarter, faster and more convenient. Learn more about debit card benefits
  • Lifestyle benefits

  • Wealth and finance benefits

    • Make farewells a little better with a lump sum death benefit of R20 000
    • Option to apply for an overdraft facility (subject to credit assessment)
    • Option to apply for an ATM Instant Loan (subject to credit assessment)
  • What you need to apply

    • Recommended monthly income of R4 000 - R24 999
    • A valid bar-coded South African ID or a valid passport for foreign nationals
    • Proof of residence 
    • Your latest payslip

Get a Gold Value Bundle with an Overdraft


Need more help?

Let one of our bank consultants help you get the best account for your needs.

Call us on:

0860 100 372

Email us at:

Visit your nearest branch