Absa | Credit card

Our credit cards are packed with great deals and benefits that allow you to live your life the way you want. Discover the benefits of shopping online, make purchase at any retail outlets or cover unexpected expenses and get more rewards with our credit cards. Subject to terms and conditions.

Choose a credit card that's right for you

A credit card that gives you more benefits

Get more rewards

Use your credit card to pay for purchases and earn great rewards. Terms and conditions apply.

Shop online

You can use your credit card to shop for anything online. It’s easy and convenient.

Accepted worldwide

A credit card with full ATM functions, including cash withdrawals from any ATM worldwide.

Build a credit history

Getting a credit card is an excellent way to build a credit history for yourself. Be smart and use it wisely.

Find a credit card that suits your needs

Whether you are travelling, studying or need to meet your financial and lifestyle needs, we have a credit card solution for you.

Credit cards for everyday use

Are you a young professional, or someone who is looking for a credit card with rewards and more benefits? Our credit cards are designed to suit your everyday needs. Take a look at our cards below to find the one that’s right for you.

Affinity Credit Card

Enjoy the advantages of a credit card while showing your allegiance.

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Gold Credit Card

An all-inclusive credit card with lifestyle and special offers.

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Premium Banking Credit

Your Premium Banking Credit Card offers you the smart and safest way to shop in-store or online.

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Private Banking Credit Card

We understand that, in your busy life, you need ready access to your finances. A dedicated Private Banker is all you need.

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Exclusive credit cards

Premium Banking Credit Card

Your Premium Banking Credit Card offers you the smart and safest way to shop in-store or online.

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Private Banking Credit Card

We understand that, in your busy life, you need ready access to your finances. A dedicated Private Banker is your need.

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Our co-branded credit cards

Whether you want to travel abroad or do your everyday shopping, we offer British Airways and Virgin Money credit cards that reward you for simply using them to pay for purchases or to book local and international flights.

British Airways Credit Card

If you love to travel and shop, then this is the credit card for you. You earn big rewards for using your card to book flights and make purchases

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Virgin Money Credit Card

Our Virgin Money Credit Card has unique benefits and features such as no monthly or annual fees.

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Credit card for a student

The Absa Student Credit Card will help you build your banking profile and prepare you for the next stage of your life.

Student Credit Card

Are you a registered full-time student and earn a monthly income or allowance of at least R800? Then our Student Credit Card will suit your needs.

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Understand why credit is important

Are you new to credit or have you got limited credit history? Our credit cards could be a convenient way to borrow money and build a healthy credit record over time. We also have some important tips and useful information on how you can manage your Absa Credit Card and avoid financial pitfalls.

Having financial difficulty

If your debt is beginning to take control of your life, speak to us first. We can advice on how to effectively manage your debt.
Build a good credit record

Maintaining a good credit history is important as it reflects on your credit score which, in turn, usually impacts on your financial future.

To better manage your credit record, make sure you are in the loop concerning your creditworthiness (an indication of the likelihood that a borrower will default in paying back a loan). Also understand your credit score and credit report.
What we consider when giving you credit

Have a credit history, make your bill and loan payments on time and keep your debt low. This will show us that you’re a reliable person to lend to.

In addition, set up debit orders for payments such as bills. This proves you’re good at managing money.
Other credit solutions

You can also top up your recurring credit facility (Overdraft, Absa Credit Card or Revolving Credit Facility).Simply request a limit increase on your existing product based on the additional funds you require.*

*Subject to a standard risk and affordability assessment. Terms and conditions apply.

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Protecting your credit in tough times

Our Credit Protection Plan can protect you and your family against burden in case of death, temporary disability, disability or death. For more information contact Credit Life.

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Top tips
Please be advised that Absa will not request our clients to confirm the following information telephonically:

Credit card expiry date

3-digit number on the back of the card

Secure code/OTP number

Your PIN

You will only be required to use your PIN or OTP number when transacting. In the event that you are contacted by Absa:

We will have your card number and you only need to confirm a few digits.

If you receive a secure code/OTP and you are not transacting at all please contact our client fraud hotline on 0860 557 557 or +2711 501 5089.

Digital solutions that make credit card payments easy

We offer digital solutions to make paying for goods or services faster, easier and more convenient.
Get the MasterPass App™ and start shopping away without any hassle.

You can also pay your bills online using our easy and secure walletdoc app or website. Simply download the app or visit walletdoc.com, register and start paying your bills using your credit card or debit card.