Our credit cards are packed with great deals and benefits that allow you to live your life the way you want. Discover the benefits of shopping online, make payments at any retail outlet or cover unexpected expenses and get more rewards with our credit cards.

Get more rewards  

Use your credit card to pay for purchases and earn great rewards. Terms and conditions apply.

Shop online

You can use your credit card to shop for anything online. It’s easy and convenient.

credit history
Accepted worldwide

A credit card with full ATM functions, including cash withdrawals from any ATM worldwide.

Build a credit history

Getting a credit card is an excellent way to build a credit history for yourself. Be smart and use it wisely.

Apply for a credit card that’s right for you

Transact card
Gold Credit Card

Monthly fee:

Minimum monthly income:
R4 000

An all-inclusive credit card with lifestyle and special offers.

Apply now

Tell me more

Premium Banking credit vertical card
Premium Banking Credit Card

Monthly fee:

Minimum monthly income:
R25 000

Access your Absa cheque and/or savings accounts using your card, giving you the freedom to do your shopping faster.    

Apply now

Tell me more

Premium credit card
Private Banking Credit Card

Monthly fee:

Minimum monthly income:
R62 500

Freedom and flexibility while ensuring that you have access to support, advice and assistance from a private banker. 

Apply now

Tell me more

Flexi credit card
Flexi Core Credit Card

Monthly fee:

Minimum monthly income:
R2 000

Enjoy multiple benefits, from making purchases in stores and online, to making larger purchases without having to carry cash around.

Apply now

Tell me more

Student Banking vertical card
Student Credit Card

Monthly fee:

Minimum monthly income:

Build your banking profile and prepare you for the next stage of your life.

Apply now

Tell me more

View all credit cards

Apply for our partner credit cards

Whether you want to travel abroad or do your everyday shopping, we offer a British Airways credit card that rewards you for simply swiping to pay for purchases or to book local and international flights.

British Airways Credit Card

Monthly fee:

Minimum monthly income:
R8 000

If you love to travel and shop, then this is the credit card for you. You earn big rewards for using your card to book flights and make purchases.

Tell me more

All you need to know about credit cards

Guy with credit card

Your credit card and how to use it safely

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone. See below for more tips and information.

How to report a lost or stolen card
  • Contact the Absa Stop Card Centre on 0800 11 11 55 at any time
  •  You can also stop and replace your card on the Absa Banking App
In case we contact you:

We will never ask you for your

  • Credit card expiry date
  • Credit Card CVV number
  • One-Time-Password sent to you
  • Your card PIN

Note: we will have your card number and you only need to confirm a few digits.

  • What to do when you get your new card

    Here is what you need to do when you get your new credit card:

    1. Sign your card immediately
    2. Retrieve your unique PIN and set your card limit by either calling the Card line on 0861 462 273, visiting your nearest branch (remember to take your ID with you) or log in to Absa Online Banking (Select Profile, then select Card management and then click View card PIN). For a reissued card, use your previous card’s PIN
    3. To change your transaction limits, log in to Absa Online Banking or use the Absa Banking App
    4. For added security, activate your NotifyMe
  • Get the most out of your Visa card

    No matter where you are, enjoy exclusive offers, rewards and benefits by simply using your Visa card. Create an account or sign in to access your world of Visa services.

  • Credit card safety tips

    • Memorise your PIN and store your card safely
    • Never keep your PIN and card together
    • Never share your PIN with anyone
    • Always watch your card at till-points
    • Make sure you get your card back after every purchase
    • Never trust strangers or ask them for help at an ATM
    • Treat your contactless card as cash – always keep it secure

Understand why credit is important

What to know about credit

Are you new to credit, or have you got limited credit history? Our credit cards could be a convenient way to borrow money and build a healthy credit record over time. We also have some important tips and useful information on how you can manage your Absa Credit Card and avoid financial pitfalls.

  • Managing your credit card during COVID-19

    The COVID-19 pandemic and the subsequent lockdown has affected livelihoods and disrupted the way we do things. Some of our customers have lost income and cannot afford to service their debts. In addition, the COVID-19 pandemic is changing the way we behave and interact with fellow human beings in order to combat the spread.  We have put together tips and information for our credit card customers how to manage their debts, how to keep safe and rewarded during these trying times.

    Find out more

  • Having financial difficulty

    If your debt is beginning to take control of your life, speak to us first. We can advice on how to effectively manage your debt.

  • Build a good credit record

    Maintaining a good credit history is important as it reflects on your credit score which, in turn, usually impacts on your financial future.

    To better manage your credit record, make sure you are in the loop concerning your creditworthiness (an indication of the likelihood that a borrower will default in paying back a loan). Also understand your credit score and credit report.

  • What we consider when giving you credit

    Have a credit history, make your bill and loan payments on time and keep your debt low. This will show us that you’re a reliable person to lend to.

    In addition, set up debit orders for payments such as bills. This proves you’re good at managing money.


  • Other credit solutions

    You can also top up your recurring credit facility (Overdraft, Absa Credit Card or Revolving Credit Facility).Simply request a limit increase on your existing product based on the additional funds you require.*

    *Subject to a standard risk and affordability assessment. Terms and conditions apply.

  • Protecting your credit in tough times

    Our Credit Protection Plan can protect you and your family against burden in case of death, temporary disability, disability or death. For more information contact Credit Life.

    Read more

  • Top tips

    Please be advised that Absa will not request our clients to confirm the following information telephonically:

    • Credit card expiry date
    • 3-digit number on the back of the card
    • Secure code/OTP number
    • Your PIN

    You will only be required to use your PIN or OTP number when transacting.   In the event that you are contacted by Absa:

    We will have your card number and you only need to confirm a few digits.

    If you receive a secure code/OTP and you are not transacting at all please contact our client fraud hotline on 0860 557 557 or +2711 501 5089.

Guy with credit card

Digital solutions what make credit card payments easy

We offer digital solutions to make paying for goods or services faster, easier and more convenient.
Get the Samsung Pay app and start shopping away without any hassle.

You can also pay your bills online using our easy and secure walletdoc app or website. Simply download the app or visit walletdoc.com, register and start paying your bills using your credit card or debit card.

Samsung Pay

Use your Samsung device to make payments. Download the Samsung Pay app and follow the instructions to load your card.

Tell me more


Pay your bills the smart, secure and convenient way, with no admin. Download walletdoc from the App Store or Google Play.

Tell me more

credit history
Bank smart

Start managing your money from anywhere, at any time with our array of mobile and online banking services.

Tell me more

Get the best from your credit card

What to know about credit

Getting an upgrade or credit limit increase on your card is quick and easy. If you have a good credit record
we may even have a provisional offer waiting for you.

Laptop icon
Upgrade your card

To upgrade you card call us on 0861 114 411

Cellphone icon
Increase your limit

To apply for a limit increase please visit Absa Online Banking, apply on the Absa App or visit your nearest branch.

Need more help?

Let one of our call centre agents help you get the best account for your needs.

Apply online 24/7 or call:

0861 114 411
Weekdays 08:00 - 17:30
Saturday 08:00-13:00

General card support:

0861 462 273
Weekday: 08:00 - 20:00
Weekends: 08:00 - 13:00

Visit your nearest branch

For 24-hour Services:

Premium Banking

0860 109 085
International: +2711 501 5006

Private Banking

0860 553 553
International: +2711 501 5011

For Lost and stolen cards call:

0800 111 155 | Absa App

For application status updates call:

0861 114 411