Our credit cards are packed with great deals and benefits that allow you to live your life the way you want. Discover the benefits of shopping online, make purchases at any retail outlets or cover unexpected expenses and get more rewards with our credit cards. Subject to terms and conditions.

Choose a credit card that's right for you

Guy with credit card

A credit card that gives you more benefits

Get more rewards  

Use your credit card to pay for purchases and earn great rewards. Terms and conditions apply.

Shop online

You can use your credit card to shop for anything online. It’s easy and convenient.

credit history
Accepted worldwide

A credit card with full ATM functions, including cash withdrawals from any ATM worldwide.

Build a credit history

Getting a credit card is an excellent way to build a credit history for yourself. Be smart and use it wisely.

Find a credit card that suits your needs

Whether you are travelling, studying or need to meet your financial and lifestyle needs, we have a credit card solution for you.

Understand why credit is important

What to know about credit

Are you new to credit or have you got limited credit history? Our credit cards could be a convenient way to borrow money and build a healthy credit record over time. We also have some important tips and useful information on how you can manage your Absa Credit Card and avoid financial pitfalls.

  • Managing your credit card during COVID-19

    The COVID-19 pandemic and the subsequent lockdown has affected livelihoods and disrupted the way we do things. Some of our customers have lost income and cannot afford to service their debts. In addition, the COVID-19 pandemic is changing the way we behave and interact with fellow human beings in order to combat the spread.  We have put together tips and information for our credit card customers how to manage their debts, how to keep safe and rewarded during these trying times.

    Find out more

  • Having financial difficulty

    If your debt is beginning to take control of your life, speak to us first. We can advice on how to effectively manage your debt.

  • Build a good credit record

    Maintaining a good credit history is important as it reflects on your credit score which, in turn, usually impacts on your financial future.

    To better manage your credit record, make sure you are in the loop concerning your creditworthiness (an indication of the likelihood that a borrower will default in paying back a loan). Also understand your credit score and credit report.

  • What we consider when giving you credit

    Have a credit history, make your bill and loan payments on time and keep your debt low. This will show us that you’re a reliable person to lend to.

    In addition, set up debit orders for payments such as bills. This proves you’re good at managing money.


  • Other credit solutions

    You can also top up your recurring credit facility (Overdraft, Absa Credit Card or Revolving Credit Facility).Simply request a limit increase on your existing product based on the additional funds you require.*

    *Subject to a standard risk and affordability assessment. Terms and conditions apply.

  • Protecting your credit in tough times

    Our Credit Protection Plan can protect you and your family against burden in case of death, temporary disability, disability or death. For more information contact Credit Life.

    Read more

  • Top tips

    Please be advised that Absa will not request our clients to confirm the following information telephonically:

    • Credit card expiry date
    • 3-digit number on the back of the card
    • Secure code/OTP number
    • Your PIN

    You will only be required to use your PIN or OTP number when transacting.   In the event that you are contacted by Absa:

    We will have your card number and you only need to confirm a few digits.

    If you receive a secure code/OTP and you are not transacting at all please contact our client fraud hotline on 0860 557 557 or +2711 501 5089.

Digital solutions that make credit card payments easy

What to know about credit

We offer digital solutions to make paying for goods or services faster, easier and more convenient.
Get the MasterPass App™ and start shopping away without any hassle.

You can also pay your bills online using our easy and secure walletdoc app or website. Simply download the app or visit walletdoc.com, register and start paying your bills using your credit card or debit card.

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The Absa MasterPass wallet

The Absa MasterPass app makes shopping faster, easier and more convenient. 

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walletdoc - the smart easy way to pay your bills

View and pay your bills online using our easy and secure walletdoc app or website. 

Tell me more

  • Credit cards for everyday use

    Are you a young professional, or someone who is looking for a credit card with rewards and more benefits? Our credit cards are designed to suit your everyday needs. Take a look at our cards below to find the one that’s right for you.

    Flexi Core Credit Card

    Get a credit card that gives you fixed monthly repayments for ease of budgeting.

    Apply now

    Apply now

    Tell me more

    Gold Credit Card

    An all-inclusive credit card with lifestyle and special offers.

    Apply now

    Apply now

    Tell me more

  • Exclusive credit cards

    Premium card
    Premium Banking Credit Card

    Enjoy a premium banking experience with a credit card that gives you access to travel benefits, secure online shopping and 24/7 Premium Bankers.

    Apply now

    Apply now

    Tell me more

    Private credit card
    Private Banking Credit Card

    We understand that, in your busy life, you need quick and easy access to your finances. A dedicated Private Banker is all you need.

    Apply now

    Apply now

    Tell me more

  • Our co-branded credit cards

    Whether you want to travel abroad or do your everyday shopping, we offer British Airways and Virgin Money credit cards that reward you for simply using them to pay for purchases or to book local and international flights.

    British Airways Credit Card

    If you love to travel and shop, then this is the credit card for you. You earn big rewards for using your card to book flights and make purchases.

    Tell me more

    Virgin Money Credit Card

    Our Virgin Money Credit Card has unique benefits and features such as no monthly or annual fees.

    Tell me more

  • Credit card for a student

    The Absa Student Credit Card will help you build your banking profile and prepare you for the next stage of your life.

    Student credit card
    Student Credit Card

    Are you a registered full-time student and earn a monthly income or allowance of at least R800? Then our Student Credit Card will suit your needs.

    Apply now

    Tell me more

Need more help?

Let one of our call centre agents help you get the best account for your needs.

Apply online 24/7 or call:

0861 114 411
Weekdays 08:00 - 17:30
Saturday 08:00-13:00

General card support:

0861 462 273
Weekday: 08:00 - 20:00
Weekends: 08:00 - 13:00

Visit your nearest branch

For 24-hour Services:

Premium Banking

0860 109 085
International: +2711 501 5006

Private Banking

0860 553 553
International: +2711 501 5011

For Lost and stolen cards call:

0800 111 155 | Absa App

For application status updates call:

0861 114 411