Our credit cards are packed with great deals and benefits that allow you to live your life the way you want. Discover the benefits of shopping online, make payments at any retail outlet or cover unexpected expenses and get more rewards with our credit cards.
Apply for a credit card that’s right for you
Apply for our partner credit cards
Whether you want to travel abroad or do your everyday shopping, we offer a British Airways credit card that rewards you for simply swiping to pay for purchases or to book local and international flights.
All you need to know about credit cards
Your credit card and how to use it safely
Keep your credit card in a safe place, use it wisely and never share your PIN with anyone. See below for more tips and information.
Here is what you need to do when you get your new credit card:
- Sign your card immediately
- Retrieve your unique PIN and set your card limit by either calling the Card line on 0861 462 273, visiting your nearest branch (remember to take your ID with you) or log in to Absa Online Banking (Select Profile, then select Card management and then click View card PIN). For a reissued card, use your previous card’s PIN
- To change your transaction limits, log in to Absa Online Banking or use the Absa Banking App
- For added security, activate your NotifyMe
- Memorise your PIN and store your card safely
- Never keep your PIN and card together
- Never share your PIN with anyone
- Always watch your card at till-points
- Make sure you get your card back after every purchase
- Never trust strangers or ask them for help at an ATM
- Treat your contactless card as cash – always keep it secure
Understand why credit is important
Are you new to credit, or have you got limited credit history? Our credit cards could be a convenient way to borrow money and build a healthy credit record over time. We also have some important tips and useful information on how you can manage your Absa Credit Card and avoid financial pitfalls.
The COVID-19 pandemic and the subsequent lockdown has affected livelihoods and disrupted the way we do things. Some of our customers have lost income and cannot afford to service their debts. In addition, the COVID-19 pandemic is changing the way we behave and interact with fellow human beings in order to combat the spread. We have put together tips and information for our credit card customers how to manage their debts, how to keep safe and rewarded during these trying times.
If your debt is beginning to take control of your life, speak to us first. We can advice on how to effectively manage your debt.
Maintaining a good credit history is important as it reflects on your credit score which, in turn, usually impacts on your financial future.
To better manage your credit record, make sure you are in the loop concerning your creditworthiness (an indication of the likelihood that a borrower will default in paying back a loan). Also understand your credit score and credit report.
Have a credit history, make your bill and loan payments on time and keep your debt low. This will show us that you’re a reliable person to lend to.
In addition, set up debit orders for payments such as bills. This proves you’re good at managing money.
You can also top up your recurring credit facility (Overdraft, Absa Credit Card or Revolving Credit Facility).Simply request a limit increase on your existing product based on the additional funds you require.*
*Subject to a standard risk and affordability assessment. Terms and conditions apply.
Please be advised that Absa will not request our clients to confirm the following information telephonically:
- Credit card expiry date
- 3-digit number on the back of the card
- Secure code/OTP number
- Your PIN
You will only be required to use your PIN or OTP number when transacting. In the event that you are contacted by Absa:
We will have your card number and you only need to confirm a few digits.
If you receive a secure code/OTP and you are not transacting at all please contact our client fraud hotline on 0860 557 557 or +2711 501 5089.
Digital solutions what make credit card payments easy
We offer digital solutions to make paying for goods or services faster, easier and more convenient.
Get the Samsung Pay app and start shopping away without any hassle.
You can also pay your bills online using our easy and secure walletdoc app or website. Simply download the app or visit walletdoc.com, register and start paying your bills using your credit card or debit card.
Get the best from your credit card
Getting an upgrade or credit limit increase on your card is quick and easy. If you have a good credit record
we may even have a provisional offer waiting for you.
Need more help?
Let one of our call centre agents help you get the best account for your needs.
Apply online 24/7 or call:
0861 114 411
Weekdays 08:00 - 17:30
General card support:
0861 462 273
Weekday: 08:00 - 20:00
Weekends: 08:00 - 13:00
For 24-hour Services:
0860 109 085
International: +2711 501 5006
0860 553 553
International: +2711 501 5011
For Lost and stolen cards call:
0800 111 155 | Absa App
For application status updates call: