Ultimate Prosperity Account
Monthly fee

Bank the smart way with Ultimate Prosperity

Quick, easy access to credit


Quick, easy access to credit with our new Enhanced Credit Facility, Balance Booster or a linked credit card.

Earn attractive interest rates


Earn attractive interest rates when you save for short-term goals with Savings Boosters.

Lump sum death benefit included

Peace of Mind

Lump sum death benefit included for the first year at no extra cost.

Get Cashback in your pocket every time you swipe

Absa Rewards

Get Cashback in your pocket every time you swipe with Absa Rewards.

What you need to know

  • What you get

    • A transactional cheque account for your everyday banking needs
    • Balance Booster of up to R2 000 with no fees or interest
    • Optional Enhanced Credit Facility of up to R100 000 with 30-days interest free on selected transactions*
    • FREE R100 000 life cover for the first 12 months
    • Earn attractive interest rates on Savings Boosters
    • Up to R3 million Travel Insurance and Bidvest Lounge Access with your VISA debit card.

    Download all benefits

  • Qualifying criteria

    You must:

    • Be 18 years or older
    • Be 55 years and older to apply for an Ultimate Prosperity account
    • If your spouse has an Ultimate Banking account, you may qualify for a Spousal Account at a discounted monthly fee
    • Not be insolvent or under debt counselling, debt intervention or under curatorship
    • Give consent to do a Credit Bureau check
    • Be South African citizen or resident with a valid South African identity document
    • Have spousal consent if you are married in community of property.
  • Documents needed

    • Bar-coded ID book or card
    • Proof of income
    • Any one of the following documents* (original or certified copies) verifying your residential address:

    o Utility bill

    o Lease or rental agreement

    o Cellphone or clothing store statement

    o Bank statement from another bank

    o Correspondence from SARS.

    *Must not be more than 3 months old.

  • Terms and conditions

    • Terms and conditions apply to benefits 
    • Download your Pricing Guide

    Please note you can open your Ultimate Banking account at any Absa branch

Introducing Premium Credit

More than just a credit card, it’s a new perspective on your lifestyle.

One card solution

One card solution

Lifestyle and travel benefits

Lifestyle and travel benefits

Premium service

Premium service

You are our priority

You are our priority

Premium Credit Card
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Need more help?

Let one of our bank consultants help you get the best account for your needs.

Contact us

Call us on : 0860 AFRICA (237 422)

Email us at:  ultimatebanking@absa.co.za

Visit your nearest branch

For lost and stolen cards (24/7)

Call us on: 0800 111 155 | Absa App