It’s never too early to start banking. What better way to instil money sense into young adults than by opening a bank account. Absa Islamic Banking's youth account provides under 19s with the precise materials needed to understand their finances and experience of becoming responsible money savers. The Islamic Youth Account is an innovative combination of a transactional and savings account.

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Islamic Youth
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No monthly charges

Get an Islamic Youth Account to suit your everyday needs and pay no monthly charges.

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Transfer cash, make payments and be confident that all of the services are compliant with the Shari'ah law.

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Annual Profit Share

The calculation of profit share is aligned to the principle of Shari’ah laws.

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Discounted food voucher

Get a discount voucher to be redeemed at McDonalds, Steers, Nando's or Debonairs.

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Free data monthly

Get 100 MB of free data a month through MTN, Vodacom, Cell C and Telkom.


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Kidz activity

Free monthly Kidz activities lesson (Aquatots, MiniChess, Young Engineers and more)

What you need to open your account:

Requirements for age 16 to 19

  • A valid, bar-coded South African identity document or valid passport
  • Proof of residence not older than 3 months (e.g. utility bill or cell phone statement)

Requirements for minors under the age of 16

  • Original birth certificate or valid passport
  • Parent or guardian's proof of residence not older than 3 months (e.g. utility bill or cell phone statement)
  • Parental consent is required to open and operate the account
  • Parent or guardian's original bar-coded ID
What you get:

No monthly fee for your account

The following transactions are free on your Islamic Youth account:

  • Absa ATM cheque deposit
  • First R500 cash deposited at an Absa ATM or Cash Acceptor
  • Cash withdrawals at an Absa ATM
  • Debit card purchases
  • Tap-and-Go purchases with your debit card
  • Prepaid top-up’s via Absa channels
  • Stop orders and internal debit orders
  • Electronic funds transfers
  • eStatements
  • Account activity notification via sms/email
  • Transacting using a chip debit card is smarter, faster and more convenient. Learn more about debit card benefits.

If you meet the pre-determined criteria , you have access to the following free value-adds every month:

  • 100MB of data
  • Food voucher to be redeemed at McDonalds, Debonairs, Steers or Nando’s
  • First lesson per month free for a Kidz activity, those things kids love to do (Aquatots, MiniChess, Young Engineers and more)

Terms and conditions

Account features
  • Direct access to your money – you don’t need to carry cash
  • Withdraw money from Absa ATMs worldwide
  • Withdraw cash at selected retailers (Pick ‘n Pay, Shoprite Checkers, etc.)
  • A banking solution that is compliant with Shari'ah Law
  • A debit card that is accepted countrywide and worldwide where the Visa logo is displayed
  • A convenient 24-hour self-service access through Absa Online, mobile banking app and telephone banking
  • Get 24/7 access to the largest ATM network in South Africa
Get this extra benefit on your account
  • An annual profit share calculated at Absa’s financial year-end (31 December) paid into your account on 25 January of the following year.
  • Transacting using a chip debit card is smarter, faster and more convenient. Learn more about debit card benefits.

Not the right choice for you? Try our Islamic savings account.

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

0860 000 786

E-mail us at:

Visit your nearest branch