It’s never too early to start banking and what better way to instil money sense into young adults than by opening a bank account. AIB’s Youth account provides teenagers with the precise materials needed to understand their finances and experience of becoming responsible money savers. The Islamic Youth Account is an innovative combination of a transactional and savings account.

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Islamic Youth
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No monthly charges

Get an Islamic Youth account to suit your everyday needs and pay no monthly charges.

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Shari'ah compliant

Transfer cash, make payments and be confident that all of the services are compliant with the Shari'ah law.

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Annual Profit Share

The calculation of profit share is aligned to the principle of Shari’ah laws.

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24-hour service

Get convenient 24-hour self-service access through Absa Online. Cellphone banking and Telephone banking. 

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Free data monthly

Get 50 MB of free data a month through MTN, Vodacom, Cell C and Telkom.


*Note: Certain value added services offered are not Shariah compliant, customers opt for these at their own will.

To open an Islamic Youth account you will need:
  • To be younger than 19 years of age
  • A valid, bar-coded South African identity document or valid passport
  • Proof of residence (not more then 3 months old. e.g. utility bill or Telkom statement)

Minors need to be younger than 16 years of age

  • Original birth certificate or valid passport
  • Proof of residence (not more than 3 months old, e.g. utility bill or Telkom statement)
  • Parental consent is required to open and operate the account
  • Your parent's or guardian's original bar-coded ID
  • Maintain a minimum balance of R200 a month or do at least two transaction (either purchases with your debit card or prepaid top-up data or airtime) throughout the month to qualify for: 
    • 50 MB of free data a month through MTN, Vodacom, Cell C, Telkom
    • One free movie ticket a month  through Numetro (limited to 2D movie)
    • R20 discount voucher at either McDonalds or Wakaberry.
  • View frequently asked questions
  • To redeem your monthly Value Added Service simply dial *120*733# 
  • Download the term and conditions for Value Added Service 

*Note: Certain value added services offered are not Shariah compliant, customers opt for these at their own will.

Account features
  • Direct access to your money – you don’t need to carry cash
  • Withdraw money from Absa ATMs worldwide
  • Withdraw cash at selected retailers (Pick ‘n Pay, Shoprite Checkers, etc.)
  • A banking solution that is compliant with Shari'ah Law
  • A debit card that is accepted countrywide and worldwide where the Visa logo is displayed
  • A convenient 24-hour self-service access through Absa Online, mobile banking app and telephone banking
  • Get 24/7 access to the largest ATM network in South Africa
Get these extra benefits on your account
  • Access and manage your money 24-hours a day
  • Buy airtime, check balances, and bank on your cellphone or the internet
  • An annual profit share calculated at Absa’s financial year-end (31 December) paid into your account on 25 January of the following year
  • Banking services usually associated with credit cards – such as making online, mail order and telephone order transactions

Not the right choice for you? Try our Islamic savings account.

How to use an Islamic Youth account to transact
  • Get a card that can be used for transactions at an ATM and point-of-sale (POS) terminal in stores
  • A PIN-based debit card – which is the most secure way to verify a transaction
  • Use the safety of a debit card and no longer carry cash
  • Visit and register for Absa Online
    • Instantly set limits to pay beneficiaries
    • Reset a locked or forgotten online password
    • Retrieve your debit card PIN
  • Cancel your lost or stolen card immediately by contacting 0800 111 155
  • Use Absa ATMs, their fees are more cost-effective than Saswitch fees
  • You can change your PIN at any Absa ATM or Absa branch

Did you know?

If you register for NotifyMe, you receive notifications and are informed via SMS or e-mail when transactions take place on your accounts.

Master wallet
The Absa MasterPass wallet

Make shopping quick and easy with the MasterPass App

Today’s digital world allows you to do business on the go with the Absa MasterPass™ App. This digital payment application makes shopping faster, easier and more convenient. It’s easy – just download the MasterPass App, register and shop away.

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Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

0860 000 786

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Visit your nearest branch