Enjoy full service banking and pay only for the transactions you do. Use our digital channels and save on your banking costs.

Apply now

Flexi debit card
No monthly fees on electronic channels
No monthly fees on electronic channels.

No monthly subscription fees for absa online,Telephone Banking,Cellphone Banking


Get extra money with ATM Loans
Get extra money with ATM Loans

Get more cash with Absa ATM loans and cover your month to month emergency expenses.

Tell me more

Top-up prepaid
Top-up prepaid

You can top up your prepaid electricity and airtime using this account.

Free funeral cover
Free funeral cover

Get free funeral cover to the value of R3 000.

How to get it and what you can expect

To open a Flexi account you will need
To open a Flexi account you will need:
  • To earn a minimum monthly income of R2 000
  • A valid, bar-coded South African identity document
  • Proof of residence
  • To be a South African citizen
  • A minimum account opening balance of R50  
Account benefits
Account benefits

This full service savings account gives you access to all our channels for everyday banking. These include ATMs, Telephone Banking, Cellphone Banking, Internet Banking and point-of-sale (POS).

  • You will be charged a small monthly fee of R15.50 and thereafter you pay only for the transactions you make
  • No monthly subscription fees for Absa Online, Telephone Banking, Cellphone Banking
  • Free monthly e-statements
  • Free electronic transfers between your linked accounts and internal payments
  • You can switch your debit orders absolutely free
  • An initial bank card is issued at no fee
  • No minimum daily or opening balance is needed to open or keep the account open
  • Access to NotifyMe, a service that alerts you whenever there is activity on your account
  • Prepaid electricity can be bought using this bank account
  • You can top-up your prepaid airtime account 


  • Free R3 000 funeral cover if you're between 18 and 65
  • You can purchase goods using your debit card at any merchant or shop where the Maestro/Visa Electron logo is displayed
  • Make withdrawals, deposits, transfers, account payments, print balances and statements at any Absa ATM
  • Depending on whether you qualify, you will have access to Absa loans
  • Monthly statements and interim statements are available on request, for a fee, from Absa ATMs or branches.
How to use Flexi account to transact
How to use Flexi account to transact
  • Get a red Absa debit chip card with a unique PIN (Personal Identification Number) for added security
  • Shop in-store with your debit card
  • Pay your accounts, see your balance and statement, deposit, withdraw and transfer money at ATMs and Absa branches or by using electronic banking
  • Your transaction charges are reduced if you use channels such as ATMs, Absa Online, telephone banking, cellphone banking and point of sale
  • Set up debit orders, stop orders and scheduled payments
  • Send cash to a loved one using CashSend, even if they don’t have a bank account - they can withdraw it from most Absa ATMs using a reference number and access code
  • Make immediate interbank payments
  • Buy pre-paid airtime or electricity
  • Securely shop online using Authenticated Mobile Transaction
  • Add Absa Rewards and you’ll earn cash rewards on all qualifying transactions every time you swipe your debit card
  • Manage your account online
    • Visit absa.co.za and register Absa Online 
    • Instantly set limits to pay beneficiaries 
    • Reset a locked or forgotten online password
    • Retrieve your debit card PIN online
    • Make immediate interbank payments online

Safety tips on how to use an account card

  • Keep your card safe and be sure to memorise the PIN
  • Never keep the PIN with the card and never give your PIN to anyone
  • You can change your PIN at any Absa ATM or Absa branch
  • Never let the card out of your sight when using it to pay for goods or services at a tillpoint
  • Make sure that you receive your card back after every purchase
  • Keep your copy of the receipt as proof of purchase for your own records
  • Never trust strangers or ask them to help you when you use your card at an ATM
Master wallet
The Absa MasterPass wallet

Make shopping quick and easy with the MasterPass App

Today’s digital world allows you to do business on the go with the Absa MasterPass™ App. This digital payment application makes shopping faster, easier and more convenient. It’s easy – just download the MasterPass App, register and shop away.

Tell me more

contact us

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

08600 08600

Email us at:


Visit your nearest branch