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Premium Banking is more than just another card or account. It’s a new perspective on your money and your life. For R159 per month, you get a range of exclusive services and lifestyle benefits that will help you reach your financial goals.

Minimum income: R25 000 pm

Apply now

Platinum debit card
Premium branch service
Premium service

We bank when you bank. Enjoy exclusive priority banking in selected branches, call 0860 109 085 or chat online to a banker 24/7.

Wealth enhancement
Wealth enhancement

What you leave for the future starts today. Access a financial advisor, get a free financial needs analysis and more.

Lifestyle benefits
Lifestyle benefits

Your life is more than a bank account. Enjoy international airport lounge access, free Take-me-Home rides and a host of travel benefits.

Family benefits
Family benefits

Get R25 000 lump sum death benefit plus 50% off your spouse's value bundle fee.

Get unlimited electronic transactions
One card solution

Less is three times more. Access your debit, credit or savings account with one card.

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Get unlimited electronic transactions
Absa Rewards

Make money with every swipe and get cash back in your pocket with Absa Rewards.

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What you can expect

To open a Platinum account you will need
Smarter banking
  • R159 per month
  • Includes:
    • Free online banking
    • Free mobile app banking
    • Free NotifyMe SMS notifications
    • Free card swipes
    • 7 free Absa ATM cash withdrawals
    • 5 free Absa ATM cash deposits
  • Debit card with contactless tap and pay
  • One card credit card solution: access your debit, credit or savings account with one card
  • View and pay bills online using the walletdoc app or website
  • Keep all card and payment details in your MasterPass digital wallet
To open a Platinum account you will need
Premium service
  • 24/7 dedicated Premium Line available on 0860 109 085 | +2711 501 5006
  • Premium chat service for banking, financial, investment and home loan advice
  • Priority bankers in selected branches
Payment options
Wealth enhancement
  • Access to a financial advisor
  • Free financial needs analysis
  • Find the right investment for you with the Virtual Investor tool
  • Save or invest with:
    • Investor Plus: Grow your investment with 7.5% interest and have easy access to your money when you need it.
    • Dynamic Fixed Deposit: You get to choose the deposit amount, your investment term and how much money you want immediate access to.
  • Free Stockbroking Account (no monthly admin fees): Invest and trade in all local JSE™-listed equities (shares), warrants, share instalments and all exchange-traded funds (ETFs) as well as offshore in over 25 exchanges worldwide.
  • Currency Investment Account: Open an account in various currencies and protect yourself against exchange fluctuations.
Account features
Family benefits
How to use a Platinum account
Lifestyle benefits
  • 8 free Take-me-Home trips per year
  • Get cash back in your pocket by adding Absa Rewards for benefits such as:
    • Swipe your Absa card at Nu Metro and get 12 tickets for 2D and 3D movies, 2 tickets for Xtreme screening and 2 VIP discounted movie tickets per annum.
    • Earn as much as 15% Cash Rewards every time you shop or fill up at Sasol (terms and conditions apply).
  • Travel benefits
  • International airport lounge access with DragonPass
  • Preferential rates at Bidvest lounges on your Premium Banking Credit Card
Master wallet
Making the switch is easy

We switch your debit orders for you. Download a switching form here, complete and send to switching@absa.co.za.

Benefits of switching include:

  • Absa Vehicle Finance: In the market for an upgrade? Keep your next finance agreement with us and you’ll get up to 5% cash back on your settlement amount.
  • Personal Loan and/or Overdraft: If you take out an Absa Personal Loan or Overdraft and you’re offered a lower interest rate elsewhere, we’ll beat it with Absa Price Guarantee.
  • Great Escape Home Loan: Switch your home loan to Absa to access equity and save on registration costs as well as initiation fees.* 
  • Absa Homeowner App and Estimator: Shop for a home on the app 24/7 and find out how much you qualify for with the Home Loans Estimator.

*Terms and conditions apply

Master wallet
What you need to apply
  • Minimum income of R25 000 per month
  • Valid, bar-coded South African ID
  • Proof of residence
  • Your latest salary advice
  • South African citizenship
contact us

Need more help?

Get in touch on the 24/7 Premium Line:

0860 109 085

International callers:

+2711 501 5006

E-mail us at:


Visit your nearest branch