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Access some of your money with a Dynamic Fixed Deposit

Not only can you choose the deposit amount and your investment term, but you choose how much money you want immediate access to. You could also choose to receive your interest upfront when you make the investment.

Dynamic Fixed Deposit	Dynamic Fixed Upfront Interest
Features of the product: The capital is guaranteed Choose an interest rate that is fixed or linked to prime You pay no monthly fees The minimum opening investment is above R1 000 The investment term is 8 days to 60 months Choose to access of 0%, 10%, 20%, 30%, 40% or 50% of your investment Choose to receive interest monthly, quarterly, half yearly, annually or on maturity Tell me more	Features of the product: The capital is guaranteed You pay no monthly fees The minimum opening investment is from R100 000.01 The minimum investment term is two months (60 days). The maximum investment term is 12 months (394 days) You have no access to the investment capital during the term of the investment Choose to receive all your interest earned upfront or monthly in advance when you open your account Tell me more

Dynamic Fixed Deposit

Dynamic Fixed Upfront Interest

Features of the product:

The capital is guaranteed
Choose an interest rate that is fixed or linked to prime
You pay no monthly fees
The minimum opening investment is above R1 000
The investment term is 8 days to 60 months
Choose to access of 0%, 10%, 20%, 30%, 40% or 50% of your investment
Choose to receive interest monthly, quarterly, half yearly, annually or on maturity

Tell me more

Features of the product:

The capital is guaranteed
You pay no monthly fees
The minimum opening investment is from R100 000.01
The minimum investment term is two months (60 days).
The maximum investment term is 12 months (394 days)
You have no access to the investment capital during the term of the investment
Choose to receive all your interest earned upfront or monthly in advance when you open your account

Tell me more

Special offer - Dynamic Fixed Deposit
New Gold Value Bundle and Premium Banking customers get a preferential interest rate on the Dynamic Fixed Deposit when they move their salary to Absa. To qualify for this offer, move your salary to Absa and:

Invest between R10 000 to R1 000 000

Choose a term between 2 months and 11 months

Choose to access 0% to 10% of your investment

Email saving@absa.co.za, call 0860 111 515 or visit your nearest branch for more information on this offer.

See the interest rates

for our dynamic fixed deposits

Balance R 1000 – R100 000

Fixed rate

Investment period	6 months	12 months	18 months	24 months	36 months	60 months
Investment period	6 months	12 months	18 months	24 months	36 months	60 months
Balance R1 000 – R100 000
Balance R1 000 – R100 000
Liquidity option
100/0	6.90%	7.10%	7.15%	7.25%	7.40%	8.10%
90/10	6.65%	6.85%	6.90%	7.00%	7.15%	7.70%
80/20	6.60%	6.80%	6.85%	6.95%	7.05%	7.65%
70/30	6.55%	6.75%	6.80%	6.90%	6.90%	7.45%
60/40	6.50%	6.70%	6.75%	6.85%	6.74%	7.30%
50/50	6.45%	6.65%	6.70%	6.80%	6.58%	7.25%

Balance R100 001 – R999 999

Fixed rate

Investment period	6 months	12 months	18 months	24 months	36 months	60 months
Balance R100 001 – R999 999
Liquidity option
100/0	6.95%	7.60%	7.65%	7.75%	7.90%	8.50%
90/10	6.70%	7.35%	7.40%	7.50%	7.55%	8.00%
80/20	6.65%	7.30%	7.35%	7.45%	7.50%	7.80%
70/30	6.60%	7.25%	7.30%	7.40%	7.45%	7.75%
60/40	6.55%	7.20%	7.25%	7.35%	7.40%	7.65%
50/50	6.50%	7.15%	7.20%	7.30%	7.35%	7.55%
*10,50% if interest is paid out at maturity

Balance R1 000 000 and more

Fixed rate

Investment period	6 months	12 months	18 months	24 months	36 months	60 months
Balances R1 000 000 – R99 999 999 999
Liquidity option
100/0	7.00%	7.60%	7.65%	7.75%	7.90%	*8.50%
90/10	6.75%	7.35%	7.40%	7.50%	7.55%	8.00%
80/20	6.70%	7.30%	7.35%	7.45%	7.50%	7.80%
70/30	6.65%	7.25%	7.30%	7.40%	7.45%	7.75%
60/40	6.60%	7.20%	7.25%	7.35%	7.40%	7.65%
50/50	6.55%	7.15%	7.20%	7.30%	7.35%	7.55%
*10,50% if interest is paid out at maturity

Prime-linked rate

Balance R1 000 – R100 000

Prime rate

	6 months	12 months	18 months	24 months	36 months	60 months
Liquidity option
100/0	6.25%	6.45%	6.75%	7.20%	7.45%	7.70%
90/10	6.05%	6.25%	6.55%	7.00%	7.05%	7.30%
80/20	6.00%	6.20%	6.50%	6.95%	7.00%	7.25%
70/30	5.95%	6.15%	6.45%	6.90%	6.95%	7.20%
60/40	5.90%	6.10%	6.40%	6.85%	6.90%	7.15%
50/50	5.85%	6.05%	6.35%	6.80%	6.85%	7.10%

Balance R100 001 – R999 999

Prime rate

	6 months	12 months	18 months	24 months	36 months	60 months
Liquidity option
100/0	6.30%	6.95%	7.50%	7.70%	7.95%	8.20%
90/10	6.10%	6.75%	7.30%	7.50%	7.55%	7.80%
80/20	6.05%	6.70%	7.25%	7.45%	7.50%	7.75%
70/30	6.00%	6.65%	7.20%	7.40%	7.45%	7.70%
60/40	5.95%	6.60%	7.15%	7.35%	7.40%	7.65%
50/50	5.90%	6.55%	7.10%	7.30%	7.35%	7.60%

Balance R1 000 000 and more

Prime rate

	6 months	12 months	18 months	24 months	36 months	60 months
Liquidity option
100/0	6.35%	6.95%	7.45%	7.70%	7.95%	8.20%
90/10	6.15%	6.75%	7.25%	7.50%	7.55%	7.80%
80/20	6.10%	6.70%	7.20%	7.45%	7.50%	7.75%
70/30	6.05%	6.65%	7.15%	7.40%	7.45%	7.70%
60/40	6.00%	6.60%	7.10%	7.35%	7.40%	7.65%
50/50	5.95%	6.55%	7.05%	7.30%	7.35%	7.60%

Dynamic Fixed Upfront Interest rate table

Upfront Interest (monthly)

Term (months)	R100 000 – R999 000	R1 million +
2	5.82%	5.87%
3	6.02%	6.07%
4	6.22%	6.27%
5	6.22%	6.27%
6	6.91%	6.96%
7	7.06%	7.11%
8	7.06%	7.11%
9	7.06%	7.11%
10	7.06%	7.11%
11	7.06%	7.11%
12	7.55%	7.55%

Upfront Interest (once off)

Term (months)	R100 000 – R999 000	R1 million +
2	5.81%	5.86%
3	5.99%	6.04%
4	6.17%	6.22%
5	6.16%	6.20%
6	6.82%	6.86%
7	6.94%	6.99%
8	6.92%	6.96%
9	6.90%	6.94%
10	6.88%	6.92%
11	6.86%	6.90%
12	7.29%	7.29%

Last reviewed on 30 March 2018

All interest rates are expressed as a percentage per annum and are indicative rates subject to change.

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Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

0860 111 515

Email us at:

saving@absa.co.za

Visit your nearest branch