Grow your investment with a competitive interest rate and have easy access to your money when you need it.

Apply now

  • When applying, you will need

    • Your South African ID
    • Proof of residence (not older than three months)
  • What you need to know

    • The minimum investment amount is R250 000
    • You have to give 24 hours’ notice to withdraw your money
    • Your capital is guaranteed
    • You can cede the funds in your account as security against a loan
    • No monthly management fee
    • Fund transfers via Absa ATM, online and mobile at no charge
    • Transactional fees apply
    • Early withdrawal penalty fees apply
    • Transactional fees apply. For more pricing information, see our Rates and Fees

Earn additional interest on your Investor Plus account with the Absa Digital Bonus Rate

To qualify, simply open and manage your Investor Plus account here, or on the Absa Banking App. You can also call us on 0860 111 515.

Interest rates including the add-on Absa Digital Bonus Rate

Balance Tier

Standard Rate

Digital Bonus Rate

Total Rate


R249 999.99




R250 000.00

R9 999 999 999 999.99




Last reviewed on 26 May 2023

All interest rates are expressed as a percentage per annum and are indicative rates subject to change. View our product term sheet.

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Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on: 

0860 11 15 15


Visit your nearest branch