From cash back to bonus benefits, Absa Rewards makes getting more even better. Not only will you get rewarded for the products you have, but also for the way you bank. What are you waiting for? Start enjoying the world of Rewards today.

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Cash rewards
Cash Rewards

Choose the way you want to spend your Rewards, from cash to airtime and more.

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Get cash back

Get cash back from swiping your Absa card.

Bonus benefits

Get access to value adds, just for being an Absa Rewards member.

No membership card

Simply swipe your Absa debit or credit card to earn Cash Rewards.

Get rewarded for your everyday shopping and banking

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To join Absa Rewards, all you need is an Absa transactional account or credit card. You’ll earn when you swipe at stores - in store or online - and even get cash back from selected partners.

Swipe

As much as 1.5% in cash back for in-store purchases

Partners

As much as 20% cash back from over 40 partners

Grocery

As much as 20% cash back at participating grocers

Fuel

As much as 15% cash back at Sasol forecourt and convenience store

  • How to earn more Rewards

    Boost your Cash Rewards and move up a tier by adding products or improving the way you bank. You’ll be a top tier earner in no time!

    These nine banking products can help you move up a tier:

    Banking Products
    Category Product type Monthly Score
    Transactional product categories Transactional savings account and/or cheque account without an overdraft or 100
      Transactional cheque account with an overdraft 150
      Credit card 50
    Non-transactional product categories Home loan with a minimum debit balance of R1 000 125
      Absa Vehicle and Asset Finance with a minimum debit balance of R1 000 50
      Personal loans with a minimum debit balance of R1 000 50
      Savings and investments including Unit Trusts, Tax Free Savings investment and Currency Investment Account with a minimumm combined investment balance of R1 000 20
      Insurance product (short or long-term insurance that is active) 15
      Wills (in safe custody with Absa and Absa as the appointed executor) 10

    These seven banking activities can help you move up a tier:

    Banking Activities
    Category Activity type
    		 Monthly Score
    Bank digitally
    		 Receive monthly eStatements (email) instead of paper ones for the products that contribute towards your tier.
    		 25
      Make five or more online beneficiary payments via Absa Online, Absa Banking App, ATM and USSD during the month. 40
    Keep in contact Ensure you have valid contact details for at least two of the following: cell number, email address, home/work number. 25
    Marketing consent Give marketing consent for at least two of these channels: SMS, email, telephone. 25
    Use our banking products Deposit your salary into your Absa transactional account and complete 10 or more transactions or make payments to the value of R32 000 and complete 10 or more transactions. Score awarded if you have met this criteria during the current and previous month. 270
    International transactions Buy foreign bank notes or make/receive an international (SWIFT) payment. 20
    Bonus score Have three or more Home Loans, Vehicle Asset loans or a combination thereof. Each loan must have a minimum debit balance of R1000 to qualify for this score. 30

  • Cash Rewards from Absa

    The percentage of Cash Rewards you can earn is determined by your Rewards tier, which is calculated monthly based on the products you have and the way you bank. You will also enjoy higher earn rates when you use your credit card. View our terms and conditions for more information regarding the accrual period, qualifying purchases and exclusions.

    Rewards tier
    Score range
    Earn rate:
    Debit card
    Earn rate:
    Credit card
    Earn rate: Multi-currency Cash Passport card
    Tier 1 0 – 479 0.25% 0.25% 0.25%
    Tier 2 480 – 579 0.30% 0.50% 0.75%
    Tier 3 580 – 679 0.45% 1.00% 1.25%
    Tier 4 680 – 779 0.70% 1.25% 1.35%
    Tier 5 780+ 1.00% 1.50% 2. 00%

  • Cash Rewards at Sasol

    Earn cash rewards every time you fill up or make purchases at Sasol. You will also increase your earning rate just by using your credit card.

    Please note that this excludes bill payments, pre-paid airtime, electricity and lotto purchases. You will only earn cash rewards on the first R3 000 (three thousand rand) that you spend at Sasol during the accrual period.

    Rewards tier
    Score range
    Earn rate: Debit card
    Earn rate: Credit card
    Tier 1 0 – 479 1.00% 1.00%
    Tier 2 480 – 579 4.00% 5.00%
    Tier 3 580 – 679 5.00% 5.50%
    Tier 4 680 – 779 6.00% 6.50%
    Tier 5 780+ 7.50% 15.00%

  • Cash Rewards at grocery partners

    We have recently added a grocery earn benefit to the programme where you can earn as much as 20% cash back when you swipe your Absa card at the following participating grocers:

    • Checkers
    • Checkers Hyper
    • Food Lovers Market
    • Fruit & Veg City
    • OK Food
    • Shoprite
    • SPAR
    • SUPERSPAR
    • KWIKSPAR
    • Woolworths
    • Woolworths Food
    • Woolworths online
    Rewards tier
    Earn rate: Debit card
    Earn rate: Credit card
    Tier 1 0.25% 0.25%
    Tier 2 0.45% 0.65%
    Tier 3 0.50% 1.25%
    Tier 4 1.5% 6.25%
    Tier 5 4.50% 20%
    • Earn is limited to the first combined R3000 qualifying transactions at all participating Grocery retailers per accrual period
    • The Cash Rewards earned for all grocery purchases is dependent on the Absa Rewards Tier
    • Qualifying Transactions at Food Lover’s Market, Fruit & Veg, SPAR, SUPERSPAR, KWIKSPAR, Woolworths, Woolworths Food and Woolworths online will get Cash Rewards.
    • Transactions at Freshstop, TOPS, Savemor, SPAR Pharmacy, Woolworths FoodStop and any other grocer not specifically mentioned are excluded from this offer.
    • Standard partner terms and conditions apply

  • Cash Rewards from partners

    Use your Absa debit or credit card at any one of our partners and you’ll earn a percentage of your purchase amount back in Cash Rewards.

    See all partners

  • Private and Wealth Banking

    You will automatically be registered for Absa Rewards when you open your Young Professionals Private Banking; Exceller Private Banking, Marhaba clients or Wealth Infinite account.

    You will automatically start on tier 3 but you also have the opportunity to move up a tier.

    Example: If you haven’t accumulated the minimum score (namely 580) to qualify for tier 3, you will still be in tier 3.  If you have accumulated a score of 700 you will earn on tier 4.

 

To find out more about the Absa Rewards programme, view our product overview.

To find out more about the Absa Rewards programme for Exceller and Marhaba banking, view our product overview.

To find out more about  the Absa Rewards programme for Wealth Infinite, view our product overview.

To find out more about Absa Rewards, click here to view our terms and conditions.

Spend your cash the way you want to

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The real beauty of being an Absa Rewards member is that you can choose exactly how you would like to be rewarded. Register for Absa Online banking or download our mobile app to keep track of your rewards with ease.

How to redeem your rewards

  • Get cash in your account

    Have the value in your Absa Rewards account paid into your Absa cheque or savings account.

  • Get airtime vouchers

    Exchange your cash rewards for prepaid airtime vouchers from Telkom Mobile, Telkom, Cell C, Neotel, MTN, Virgin Mobile or Vodacom.

  • Transfer to a Unit Trust or TruSave account

    Redeem your Cash Rewards, transfer them to an Absa Unit Trust or TruSave account and watch your Rewards grow.

    It will take up to four working days for the redemption to reflect in your unit trust account. A minimum redemption value of R200 (per redemption) applies to Cash Rewards redeemed and transferred to an Absa Unit Trust Account.

    Standard Absa Rewards and Unit Trust terms and conditions apply.

  • Donate to a charity

    Make a difference by having cash rewards paid out to one or more of these charities:

    • Johannesburg Child Welfare
    • World Vision
    • Sesego Cares
    • Nelson Mandela Children’s Hospital
    • Red Cross Children's Hospital

  • Partner redemptions

    Exchange your cash rewards to increase your value at our partners.

    See all partners

To find out more about Absa Rewards, click here to view our terms and conditions.

Designed to make your life easier

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Our bonus benefits enhance your lifestyle and save you time and money. They’re included in your monthly membership fee and are always just a phone call away.

  • Home Assist

    Get 24/7 assistance with any emergency household repairs and have an appointment booked with an expert.

    You get:

    • Access to emergency services which provide home assistance, plumbing repairs, locksmith services and essential appliance repairs.*
    • Three emergency incident calls per benefit year (includes the callout fee and first hour of labour, but excludes parts and materials).

    Call 0861 78 88 88 to access these benefits.

    Please note: This service is aimed at ensuring that any emergency that could result in additional damage to your home (if not dealt with immediately) is taken care of as quickly as possible. It does not extend to general repairs or assistance that could be carried out by other service providers in due course.

    *Please refer to the terms and conditions for a list of qualifying services and exclusions.

  • Healthy Lifestyle

    Access a network of dedicated doctors, dentists and optometrists in rural and urban areas and save with pre-negotiated discounted pricing on your consultation or procedure fee.

    You get:

    • Access to one of the largest GP (general practitioner) networks in SA and receive discounts on consultations for Absa Rewards customers and their immediate family.
    • Access to a large network of dentists and get 20% discount on consultations, extractions and dentures.
    • Access to a national network of optometrists providing a guaranteed 20% discount on eye examinations, single and bi-focal lenses, and selected frames.
    • Members must pay cash or use an Absa debit, credit or cheque card where accepted for all these consultations.

    Call 0861 78 88 88 from 08:00 to 16:30 Monday to Friday, and from 08:00 to 12:00 on Saturdays (excluding public holidays).

  • Lifestyle Concierge

    Planning a party? Need to book a holiday, but don’t have the time to do it? Let the Lifestyle Concierge team help you. We will find what you need, at the best possible price.

    You get:

    • Improved productivity as you free up your time, reduce stress, and enhance the quality of your work/life balance.
    • Assistance with party and event planning, holiday and restaurant bookings, gift or quote sourcing.
    • Up to three quotes with the best possible price.

    Call 0861 78 88 88 from 08:00 to 16:30 Monday to Friday, and from 08:00 to 12:00 on Saturdays (excluding public holidays).

  • Dial-A-Discount

    Get the best available price on absolutely anything from over 250 leading brands and retailers - all with a single call. From motor spares and equipment, to bricks, pool or garden services and accommodation - we can help you get it at a discount.

    Call 0861 78 88 88 from 08:00 to 16:30 Monday to Friday, and from 08:00 to 12:00 on Saturdays (excluding public holidays).

To find out more about Absa Rewards Bonus Benefits, view our terms and conditions.

Never miss a chance to earn - or save

Monthly Rewards

Get up to date with the latest news on our partners, promotions, updates and more. Check back in to make sure you don’t miss out.

View rates and feesSee all partners

Apply for Rewards

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Need more help?

Let one of our consultants help you get the best rewards.

Call us on:

0861 78 88 88

Visit your nearest branch