Transacting using a chip debit card is smarter, faster and more convenient. Not only do you earn Absa Rewards when you swipe*, you also get to experience the latest innovation around Tap and Pay payments.

Terms and conditions apply, Absa Rewards applicable to Absa Rewards members.

The pros of using a debit card

To open a Transact account you will need
Tap and Pay - Contactless

Using the Contactless functionality on your debit card allows you to speed through your shopping for small value payments without needing to swipe or dip your card.

Account features
Stop and replace your debit card

You have complete control over your debit card. Lost your card? Replace your card on Absa Online, on the Banking App or visit your nearest branch. You can also contact us on 0800 11 11 5.

Account features
Shop online

If you have a chip debit card, you can shop online wherever you see the ‘pay with your credit card’ sign. Shopping is more secure with 3D secure. Any queries? Contact our 3D secure hotline on (011) 354 4058.

Account features
Manage your limits

Conveniently set and adjust your daily point-of-sale (POS) and cash withdrawal (ATM) limits on the go on Absa Online and our mobile banking app to make sure you are prepared for the purchases you need to make with your debit card.

Account features
Chip cards

A chip debit card offers you a higher level of protection against fraud when you transact. Ensure that you are no longer using a magstripe card, and replace it free-of-charge for a chip card at your nearest branch.

Account features
Suspect fraud?

Rather be safe than sorry. Call us on 0860 557 556.


Account features
In-App purchases

Load your chip debit card for in-app purchases for convenient mobile transactions such as Uber, Mr Delivery, Takealot, etc.

contact us

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

08600 08600

E-mail us at:

Visit your nearest branch