How to apply and get your money fast

All you need is

  • Your ID book or card
  • Proof of residence (not older than 3 months)
  • Last 3 months payslips or bank statements

You can apply online, through a branch or by calling our call centre.

We've got the personal loan for you

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Flexible amounts and repayments

The widest range of personal loans up to R350 000 with terms up to 84 months.

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Switch your personal loan and save

With a consolidated loan facility, we can help you save money with one installment and a low interest rate, guaranteed.

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Best interest rates

If you’re offered a lower interest rate anywhere else we will beat it - guaranteed.

What you need to know

What could my loan instalment be?

Repayment term:
From 12 to 84 months (from 2 months for current Absa customers)

Interest rate:
Personalised Annual Percentage Interest Rate (APR), up to the maximum of prime +17,5%.

Estimated interest repayment:
The estimated monthly repayment on a R50 000 loan taken over 36 months at an interest rate of 21% per month would be R1 998*.
*Includes all service and initiation fees.

Credit Protection Plan:
The Absa Credit Protection Plan will cover you in the event of death, disability, critical illness or retrenchment. Credit life insurance is mandatory for all personal loans.

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Switch your personal loan to us and save!

Bring your personal loan to Absa and get the lowest interest rate, guaranteed.

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Need more help?

Call us on: 0860 100 372

Visit your nearest branch