How to apply and get your money fast

All you need is

  • Your ID book or card
  • Proof of residence (not older than 3 months)
  • Last 3 months payslips or bank statements

You can apply online, through a branch or by calling our call centre.

We've got the personal loan for you

Flexible amounts and repayments

The widest range of personal loans up to R350 000 with terms up to 84 months.

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Switch your personal loan and save

With a consolidated loan facility, we can help you save money with one installment and a low interest rate, guaranteed.

Best interest rates

If you’re offered a lower interest rate anywhere else we will beat it - guaranteed.

What you need to know

What could my loan instalment be?

Repayment term:
From 12 to 84 months (from 2 months for current Absa customers)

Interest rate:
Personalised Annual Percentage Interest Rate (APR), up to the maximum of prime +17,5%.

Estimated interest repayment:
The estimated monthly repayment on a R50 000 loan taken over 36 months at an interest rate of 21% per month would be R1 998*.
*Includes all service and initiation fees.

Credit Protection Plan:
The Absa Credit Protection Plan will cover you in the event of death, disability, critical illness, terminal illness or loss of income. Credit life insurance is mandatory for all personal loans.

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personal loan

Switch your personal loan to us and save!

Bring your personal loan to Absa and get the lowest interest rate, guaranteed.

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Need more help?

Call us on: 0860 100 372

Visit your nearest branch