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Savings Plans
TargetSave
- Opening deposit of R100
- Tiered interest rate that increases as your money grows
- Earn bonus interest if you save for longer than the 6-month term
- Access your money with 32 days’ notice
Islamic TargetSave
- Opening deposit of R100
- Compliant with Shari’ah law
- No service or administration fees
- Access to your money with 32 days’ notice
FuturePlan
- Opening deposit of R100
- Tiered interest rates - the more you save, the more interest you earn
- Many people can save toward your child’s education with one account
- No bank charges or admin fees
Notice Select
- Opening deposit of R1 000
- Make additional deposits at any time
- Invest for at least 7 days
- No monthly administration fees
- You select your own notice period to access your money
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Tax Free
Tax Free Savings Account
- Opening deposit of R1 000
- Tiered interest rates
- Don’t pay tax on your returns
- Save up to R33 000 per year tax free
- Access your money immediately
Tax Free Investment Account
- Opening deposit of R10 000
- Don’t pay tax on your returns
- Save up to R33 000 per year tax free
- Invests in unit trusts, exchange traded funds and wrap portfolios
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Term Deposit
Dynamic Fixed Deposit
- Opening deposit of R1 000
- Opening deposit for upfront interest R100 000.01
- No monthly administration fees
- Choice of either a fixed interest rate for guaranteed returns or an interest rate linked to prime
- Immediate access to your interest upfront or access to up to 50% of your investment
- Ideal if you want higher investment returns with or without immediate access to a portion of your money
Bonus Deposit
- Opening deposit of R1 000
- Fixed interest rate, but earn bonus interest of up to 2% if the prime interest rate rises during your investment period
- Funds are available on 32 days’ notice
- Able to use your investment to secure an overdraft
Islamic Term Deposit
- Opening deposit of R1 000
- Shari’ah compliant
- No monthly fees
- Pensioners with specific balances qualify for additional profit share
Fixed Deposit
- Opening deposit of R1 000
- Fixed interest rate for your investment term
- Choose an investment term that suits you
- Able to use the account to secure a loan or overdraft
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Unit Trusts
Virtual Investor
You can use the self service tool to find the right investment product to suit your risk profile and investment needs.
Absa Money Market Fund
- Opening deposit of R100 000
- No monthly administration fees
- Access your money immediately
- No fixed investment period
Absa Fundisa Fund
- Minimum lump sum is R40
- Minimum monthly contribution is R40
- Anybody can invest for the tertiary education of a child from a low-income household
- An annual bonus of up to 25% of the amount invested in a year is payable
Absa Income Enhancer Fund
- Opening deposit of R2 000
- Aims to provide a reasonable level of current income and capital stability
- Access your money with minimum 48 hours’ notice
- No fixed investment period
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Easy access
Cash Invest Tracker
- Capital guaranteed
- Tracking top 5 money market funds
- Immediate access to your money
- Opening deposit R2 500 000
Investor Plus
- Minimum investment of R250 000
- 24 hours’ notice to access your money
- Monthly management fee of R75
Depositor Plus
- Opening deposit of R15 000
- The more you save, the more interest you will earn
- Access your money immediately
Dynamic Fixed Deposit
- Opening deposit of R1 000
- No monthly administration fees
- Choice of either a fixed interest rate for guaranteed returns or an interest rate linked to prime
- Immediate access to a portion of your investment
TruSave
- Opening deposit of R50
- Add to your savings when you are able
- No monthly administration fees
- Access your money immediately
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Share Trading and Investing
Absa Stockbrokers and Portfolio Management
- Invest and trade in equities and exchange traded funds locally and offshore in over 20 exchanges
- No minimum amount to start - debit orders from a minimum of R250
- With over R250 000 to invest, a portfolio manager can help you
- Invest in a tax-free savings account, for local and offshore exposure
- No age limit
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Unit Trusts
Virtual Investor
You can use the self service tool to find the right investment product to suit your risk profile and investment needs.
Absa Bond Fund
- Opening deposit of R2 000
- Aims to achieve capital and income growth
- Medium to long-term investment (2 years and more)
- Access to your money with minimum 48 hours’ notice
Absa Inflation Beater
- Opening deposit of R1 000
- Possibility of an investment income
- Medium to long-term investment (3 years and more)
- Access to your money with minimum 48 hours’ notice
Absa Multi Managed Bond Fund
- Opening deposit of R2 000
- Aims to provide you with an income
- Medium to long-term investment
- Access to your money with minimum 48 hours’ notice
Absa Smart Alpha Income Fund
- Opening deposit of R2 000
- Aims to provide a reasonable level of current income and capital stability
- Short-term investment (6 months or more)
- Access to your money with minimum 48 hours’ notice
Absa Multi Managed Preserver Fund of Funds
- Opening deposit of R2 000
- Actively managed fund with multiple asset managers
- Medium to long-term investment (3 years or more)
- Strong focus on capital protection, which reduces investment risk in volatile markets
Absa Multi Managed Income Fund
- Opening deposit of R2 000
- Actively managed fund
- Medium to long-term investment
- The ability to invest offshore offers additional opportunities for yield enhancements
Absa Flexible Income Fund
- Opening deposit of R2 000
- Low to medium-risk investment
- Ideal for short- to medium-term investments
- Seeks optimal income with income stability
Absa Core Income Fund
- Opening deposit of R2 000
- Invest R200 per month
- Higher level of income than money market unit trust funds
- Minimum 48 hours’ notice to access your money
Absa Inflation Linked Income Fund
- Opening deposit of R2 000
- Invest R200 per month
- Real return above inflation (CPI)
- Minimum 48 hours’ notice to access your money
Absa Absolute Fund
- Opening deposit of R2 000
- Aims to provide you with an investment income
- Medium to long-term investment (3 years and more)
- Access to your money with minimum 48 hours’ notice
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International and Offshore Unit Trusts
Absa Euro Income Fund
- Opening deposit of R2 000
- Foreign income from euro-denominated interest bearing securities
- Variable investment term
- Access to your money with minimum 48 hours’ notice
Absa Pound Sterling Income Fund
- Opening deposit of R2 000
- Foreign income from British pound-denominated interest bearing securities
- Variable investment term
- Access to your money with minimum 48 hours’ notice
Absa US Dollar Income Fund
- Opening deposit of R2 000
- Foreign income from US dollar-denominated interest bearing securities
- Variable investment term
- Access to your money with minimum 48 hours’ notice
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Retirement
Core Retirement Annuity
- Minimum investment of R10 000
- Lower than industry average fees
- Portfolio based on life stage - risk reduces as you reach retirement age
- Affordable way to top up current pension or provident fund
Living Annuity
- Minimum investment of R50 000
- Monthly income from re-invested retirement savings
Preservation Fund
- Minimum investment of R25 000
- A way to preserve your retirement savings when you move from one employer to another
Retirement Annuity
- Minimum investment of R10 000
- Top up your current pension fund
- A great retirement option if you are self-employed
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Share Trading and Investing
Absa Stockbrokers and Portfolio Management
- Invest and trade in equities and exchange traded funds locally and offshore in over 20 exchanges
- No minimum amount to start - debit orders from a minimum of R250
- With over R250 000 to invest, a portfolio manager can help you
- Invest in a tax-free savings account, for local and offshore exposure
- No age limit
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Unit Trusts
Virtual Investor
You can use the self service tool to find the right investment product to suit your risk profile and investment needs.
Absa Multi Managed Accumulation Fund of Funds
- Opening deposit of R2 000
- Managed by multiple asset managers
- Medium to long-term investment (3 years or more)
- Provides investors with exposure to SA and international markets
Absa Wealth Preserver Plus Fund
- Opening deposit of R2 000
- Focus on protecting your capital
- Medium-term investment
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Share Trading and Investing
Absa Stockbrokers and Portfolio Management
- Invest and trade in equities and exchange traded funds locally and offshore in over 20 exchanges
- No minimum amount to start - debit orders from a minimum of R250
- With over R250 000 to invest, a portfolio manager can help you
- Invest in a tax-free savings account, for local and offshore exposure
- No age limit
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Unit Trusts
Virtual Investor
You can use the self service tool to find the right investment product to suit your risk profile and investment needs.
Absa Multi Managed Growth Fund of Funds
- Opening deposit of R2 000
- Aims to protect your capital
- Medium to long-term investment (3 years or more)
- Provides investors with exposure to SA and international markets
Absa Property Equity Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (3 years or more)
- Exposure to the JSE-listed property market
Absa Global Multi Asset Feeder Fund
- Opening deposit of R2 000
- Invest R200 per month
- Aims to provide sustainable level of income
- Minimum 48 hours’ notice to access your money
Absa Smart Alpha Defensive Fund
- Opening deposit of R2 000
- Aims to protect your capital
- Long-term investment (5 years or more)
- Aims to provide consistent positive returns above inflation
Absa Smart Alpha Property Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (3 years or more)
- Exposure to the JSE-listed property sector
Absa Prudential Fund of Funds
- Opening deposit of R2 000
- Aims to protect and grow your capital
- Long-term investment (3 years or more)
- Provides diversified exposure by investing across all asset classes
Absa Managed Fund
- Opening deposit of R2 000
- Aims to give you above-inflation returns
- Medium to long-term investment (3 years or more)
- Aims to maximise capital growth and income over the long term
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Share Trading and Investing
The versatility of the stock market allows you to invest with various strategies and risk appetites.
You can choose between low, medium and high-risk investment options.
Absa Stockbrokers and Portfolio Management
- Invest and trade in equities and exchange traded funds locally and offshore in over 20 exchanges
- No minimum amount to start - debit orders from a minimum of R250
- With over R250 000 to invest, a portfolio manager can help you
- Invest in a tax-free savings account, for local and offshore exposure
- No age limit
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Unit Trusts
Virtual Investor
You can use the self service tool to find the right investment product to suit your risk profile and investment needs.
Absa Africa Equity Feeder Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (5 years or more)
- The fund provides exposure to a range of developing African countries
Absa Prime Equity Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (5 years or more)
- The fund invests in large capitalisation shares from the FTSE/JSE top 40 index
Absa Select Equity
- Opening deposit of R2 000
- Capital growth and income
- Long-term investment (5 years or more)
- The fund invests in selected South African-listed equities with the aim to provide long-term growth
Absa Smart Alpha Equity Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (5 years or more)
- A general equity domestic fund that invests in JSE listed equities
Absa SA Core Equity Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (5 years or more)
- The fund aims to provide competitive risk adjusted returns
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Offshore Unit Trusts
Absa Global Core Equity Feeder Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (5 years or more)
- Provides investors diversification through offshore investments
Absa Global Value Feeder Fund
- Opening deposit of R2 000
- Aims to grow your capital
- Long-term investment (5 years or more)
- Aims to provide long-term capital growth through international exposure
Absa Global Property Feeder Fund
- Opening deposit of R2 000
- Invest R200 per month
- Aims to provide a total return through investment in equity securities of property companies worldwide. Minimum 48 hours’ notice to access your money
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Share Trading and Investing
Absa Stockbrokers and Portfolio Management
- Invest and trade in equities and exchange traded funds locally and offshore in over 20 exchanges
- No minimum amount to start - debit orders from a minimum of R250
- With over R250 000 to invest, a portfolio manager can help you
- Invest in a tax-free savings account, for local and offshore exposure
- No age limit
