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When applying, you will need
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What you need to know
- No monthly management fee
- Deposits can be made at any time
- You have the choice of 7, 15, 32, 45, 60, 75 or 90 days’ notice
- The more you invest, the more you earn
- Interest is calculated daily on values over R1 000, and added monthly to your investment
- You may cede the funds in your account as security against a loan
- Balances below R1 000 do not earn interest
- You can choose to have immediate access of up to 50% of your funds
- 2 Absa ATM cash deposits per month are included
- Fund transfers via Absa ATM, online and mobile at no charge
- Transactional fees apply
- Early withdrawal penalty fees apply
- For more pricing information, see our Rates and Fees
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How to access our Notice and Fixed savings during Covid-19
Should you find yourself in financial difficulty due to the Covid-19 impact and need to access your Notice and Fixed deposit funds. You can call us on 0860 111 515 or email savings@absa.co.za. For the safety of our staff and to meet the social distancing requirements, we will be operating with skeleton staff during the lockdown period, please expect a delayed response.
Interest rates including the add-on Absa Digital Bonus Rate
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Balance R1 000 – R24 999
Standard Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 2.10% 2.15% 2.20% 2.25% 2.30% 2.40% 60/40 2.15% 2.20% 2.25% 2.30% 2.35% 2.45% 70/30 2.20% 2.25% 2.30% 2.35% 2.40% 2.50% 80/20 2.25% 2.30% 2.35% 2.40% 2.45% 2.55% 90/10 2.30% 2.35% 2.40% 2.45% 2.50% 2.60% 100/0 2.40% 2.45% 2.50% 2.55% 2.60% 2.70% Standard Rate plus Digital Bonus Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 2.35% 2.40% 2.45% 2.50% 2.55% 2.65% 60/40 2.40% 2.45% 2.50% 2.55% 2.60% 2.70% 70/30 2.45% 2.50% 2.55% 2.60% 2.65% 2.75% 80/20 2.50% 2.55% 2.60% 2.65% 2.70% 2.80% 90/10 2.55% 2.60% 2.65% 2.70% 2.75% 2.85% 100/0 2.65% 2.65% 2.75% 2.80% 2.85% 2.95% -
Balance R25 000 – R49 999
Standard Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 2.92% 2.95% 2.98% 3.01% 3.04% 3.12% 60/40 2.95% 2.98% 3.01% 3.04% 3.07% 3.15% 70/30 2.98% 3.01% 3.04% 3.07% 3.10% 3.17% 80/20 3.01% 3.04% 3.07% 3.10% 3.13% 3.20% 90/10 3.04% 3.07% 3.01% 3.13% 3.16% 3.22% 100/00 3.12% 3.15% 3.18% 3.21% 3.24% 3.30% Standard Rate plus Digital Bonus Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.17% 3.20% 3.23% 3.26% 3.29% 3.37% 60/40 3.20% 3.23% 3.26% 3.29% 3.32% 3.40% 70/30 3.23% 3.26% 3.29% 3.32% 3.35% 3.42% 80/20 3.26% 3.29% 3.32% 3.35% 3.38% 3.45% 90/10 3.29% 3.32% 3.35% 3.38% 3.41% 3.47% 100/00 3.37% 3.40% 3.43% 3.46% 3.49% 3.55% -
Balance R50 000 – R249 999
Standard Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.00% 3.05% 3.08% 3.11% 3.14% 3.20% 60/40 3.03% 3.08% 3.11% 3.14% 3.17% 3.23% 70/30 3.06% 3.11% 3.14% 3.17% 3.20% 3.26% 80/20 3.09% 3.14% 3.17% 3.20% 3.23% 3.29% 90/10 3.12% 3.17% 3.20% 3.23% 3.26% 3.32% 100/00 3.20% 3.25% 3.28% 3.31% 3.36% 3.40% Standard Rate plus Digital Bonus Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.25% 3.30% 3.33% 3.36% 3.39% 3.45% 60/40 3.28% 3.33% 3.36% 3.39% 3.42% 3.48% 70/30 3.31% 3.36% 3.39% 3.42% 3.45% 3.51% 80/20 3.34% 3.39% 3.42% 3.45% 3.48% 3.54% 90/10 3.37% 3.42% 3.45% 3.48% 3.51% 3.57% 100/00 3.45% 3.50% 3.53% 3.56% 3.61% 3.65% -
Balance R250 000 – R999 999
Standard Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.10% 3.15% 3.17% 3.19% 3.21% 3.30% 60/40 3.12% 3.17% 3.19% 3.21% 3.25% 3.40% 70/30 3.14% 3.19% 3.21% 3.25% 3.30% 3.45% 80/20 3.16% 3.21% 3.25% 3.30% 3.40% 3.50% 90/10 3.20% 3.25% 3.30% 3.40% 3.45% 3.60% 100/00 3.30% 3.35% 3.45% 3.50% 3.55% 3.70% Standard Rate plus Digital Bonus Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.35% 3.40% 3.42% 3.44% 3.46% 3.55% 60/40 3.37% 3.42% 3.44% 3.46% 3.50% 3.65% 70/30 3.39% 3.44% 3.46% 3.50% 3.55% 3.70% 80/20 3.41% 3.46% 3.50% 3.55% 3.65% 3.75% 90/10 3.45% 3.50% 3.55% 3.65% 3.70% 3.85% 100/00 3.55% 3.60% 3.70% 3.75% 3.80% 3.95% -
Balance R1 000 000 – R9 999 999
Standard Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.18% 3.20% 3.22% 3.24% 3.26% 3.35% 60/40 3.20% 3.22% 3.24% 3.26% 3.30% 3.45% 70/30 3.22% 3.24% 3.26% 3.30% 3.35% 3.50% 80/20 3.24% 3.26% 3.30% 3.35% 3.45% 3.55% 90/10 3.28% 3.30% 3.35% 3.45% 3.50% 3.65% 100/00 3.38% 3.40% 3.50% 3.55% 3.61% 3.79% Standard Rate plus Digital Bonus Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.43% 3.45% 3.47% 3.49% 3.51% 3.60% 60/40 3.45% 3.47% 3.49% 3.51% 3.55% 3.70% 70/30 3.47% 3.49% 3.51% 3.55% 3.60% 3.75% 80/20 3.49% 3.51% 3.55% 3.60% 3.70% 3.80% 90/10 3.53% 3.55% 3.60% 3.70% 3.75% 3.90% 100/00 3.63% 3.65% 3.75% 3.80% 3.86% 4.04% -
Balance R10 000 000 – R9 999 999 999
Standard Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.20% 3.25% 3.27% 3.29% 3.31% 3.40% 60/40 3.22% 3.27% 3.29% 3.31% 3.35% 3.50% 70/30 3.24% 3.29% 3.31% 3.35% 3.40% 3.55% 80/20 3.26% 3.31% 3.35% 3.40% 3.50% 3.60% 90/10 3.30% 3.35% 3.40% 3.50% 3.55% 3.70% 100/00 3.40% 3.45% 3.55% 3.61% 3.69% 3.85% Standard Rate plus Digital Bonus Rate
7 Days 15 Days 32 Days 45 Days 60 Days 90 Days 50/50 3.45% 3.50% 3.52% 3.54% 3.56% 3.65% 60/40 3.47% 3.52% 3.54% 3.56% 3.60% 3.75% 70/30 3.49% 3.54% 3.56% 3.60% 3.65% 3.80% 80/20 3.51% 3.56% 3.60% 3.65% 3.75% 3.85% 90/10 3.55% 3.60% 3.65% 3.75% 3.80% 3.95% 100/00 3.65% 3.70% 3.80% 3.86% 3.94% 4.10%
Last reviewed on 8 October 2021
All interest rates are expressed as a percentage per annum and are indicative rates subject to change. View our product term sheet.
Need more help?
Let one of our consultants help you get the best account for your needs.
Call us on:
0860 111 515
Email us at:
saving@absa.co.za
