Invest from eight days to five years and achieve your goals, no matter what they are.
Your interest rate is fixed for the entire term of your investment.
Interest can be paid on maturity, monthly, quarterly, annually or bi-annually.
You can invest any amount from R1000 and above.
Standard Interest Rates
Investment Term |
R1000 to R100,000 |
R100,001 to R999,999 |
R1,000,000 + |
|||
Monthly |
Maturity
|
Monthly |
Maturity |
Monthly |
Maturity |
|
| 8 - to 31 days | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% |
| 1 month | 3.50% | 3.50% | 3.60% | 3.60% | 3.60% | 3.60% |
| 2 months | 3.55% | 3.56% | 3.65% | 3.66% | 3.65% | 3.66% |
| 3 months | 3.80% | 3.81% | 4.00% | 4.01% | 4.00% | 4.01% |
| 4 months | 3.80% | 3.82% | 4.00% | 4.02% | 4.00% | 4.02% |
| 5 months | 3.80% | 3.83% | 4.00% | 4.03% | 4.00% | 4.03% |
| 6 months | 5.50% | 5.57% | 5.70% | 5.77% | 5.90% | 5.97% |
| 7 months | 5.35% | 5.42% | 5.45% | 5.52% | 5.55% | 5.62% |
| 8 months | 5.35% | 5.44% | 5.45% | 5.54% | 5.55% | 5.64% |
| 9 months | 6.00% | 6.13% | 6.05% | 6.18% | 6.30% | 6.43% |
| 10 months | 5.80% | 5.93% | 5.90% | 6.03% | 6.00% | 6.13% |
| 11 months | 5.80% | 5.95% | 5.90% | 6.05% | 6.00% | 6.15% |
| 12 months | 7.10% | 7.40% | 7.30% | 7.60% | 7.30% | 7.60% |
| 13-17 months | 6.10% | 6.33% | 6.20% | 6.43% | 6.20% | 6.43% |
| 18 months | 7.05% | 7.48% | 7.90% | 8.33% | 7.90% | 8.33% |
| 19-23 months | 6.35% | 6.71% | 6.45% | 6.81% | 6.45% | 6.81% |
| 24 months | 7.15% | 7.70% | 7.50% | 8.05% | 7.50% | 8.05% |
| 25-35 months | 7.00% | 7.65% | 7.10% | 7.75% | 7.10% | 7.75% |
| 36 months | 7.50% | 8.43% | 7.80% | 8.73% | 7.80% | 8.73% |
| 37-47 months | 7.20% | 8.22% | 7.50% | 8.52% | 7.50% | 8.52% |
| 48-59 months | 7.20% | 8.54% | 7.50% | 8.84% | 7.50% | 8.84% |
| 60 months | 8.25% | 10.26% | 8.75% | 10.76% | 8.75% | 10.76% |
Senior Interest Rates
(Exclusive to clients from 55 years and older only)
Investment Term |
R1000 to R100,000 |
R100,001 to R999,999 |
R1,000,000 + |
|||
Monthly |
Maturity
|
Monthly |
Maturity |
Monthly |
Maturity |
|
| 8 - to 31 days | 3.10% | 3.10% | 3.10% | 3.10% | 3.10% | 3.10% |
| 1 month | 3.70% | 3.70% | 3.75% | 3.75% | 3.80% | 3.80% |
| 2 months | 3.75% | 3.76% | 3.80% | 3.81% | 3.90% | 3.91% |
| 3 months | 4.25% | 4.26% | 4.30% | 4.31% | 4.30% | 4.31% |
| 4 months | 4.25% | 4.27% | 4.30% | 4.32% | 4.30% | 4.32% |
| 5 months | 4.25% | 4.28% | 4.30% | 4.33% | 4.30% | 4.33% |
| 6 months | 5.85% | 5.92% | 5.90% | 5.97% | 6.00% | 6.07% |
| 7 months | 5.65% | 5.72% | 5.75% | 5.82% | 5.85% | 5.92% |
| 8 months | 5.65% | 5.74% | 5.75% | 5.84% | 5.85% | 5.94% |
| 9 months | 6.25% | 6.38% | 6.55% | 6.68% | 6.80% | 6.93% |
| 10 months | 6.00% | 6.13% | 6.10% | 6.23% | 6.20% | 6.33% |
| 11 months | 6.00% | 6.15% | 6.10% | 6.25% | 6.20% | 6.35% |
| 12 months | 7.10% | 7.40% | 7.45% | 7.75% | 7.60% | 7.90% |
| 13 -17 months | 6.70% | 6.93% | 6.90% | 7.13% | 6.90% | 7.13% |
| 18 months | 7.25% | 7.68% | 8.00% | 8.43% | 8.00% | 8.43% |
| 19-23 months | 6.80% | 7.16% | 6.90% | 7.26% | 6.90% | 7.26% |
| 24 months | 7.95% | 8.50% | 8.00% | 8.55% | 8.05% | 8.60% |
| 25-35 months | 7.50% | 8.14% | 7.65% | 8.29% | 7.65% | 8.29% |
| 36 months | 8.00% | 8.93% | 8.25% | 9.18% | 8.35% | 9.28% |
| 37-47 months | 7.80% | 8.82% | 7.90% | 8.92% | 8.00% | 9.02% |
| 48-59 months | 7.80% | 9.14% | 7.90% | 9.24% | 8.00% | 9.34% |
| 60 months | 8.80% | 10.81% | 9.00% | 11.01% | 9.10% | 11.11% |
*Monthly – The rate associated with the investment should you choose to get your interest paid monthly.
*Maturity – The rate associated with the investment should you choose to get all your interest paid when your investment matures.
Last reviewed on 03 August 2022
All interest rates are expressed as a percentage per annum and are indicative.
Need more help?
Let one of our consultants help you get the best account for your needs.
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0860 111 515
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