Let anyone contribute towards saving for your goals, plus you get a bonus of up to 3.5% from us.

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No bank charges

Zero fees

No bank charges and administration fees.

Bonus interest from Absa

Bonus cash

Get a bonus on the anniversary of your account.

Tiered interest rates

Save and earn more

The more you save, the more interest you earn.

  • Applying for FuturePlan

    When applying, you will need:
    • Your South African ID
    • Proof of residence (not older than three months)

    Apply now

  • What you need to know

    • Anyone can help you contribute towards your goals
    • Bonus: Absa contributes additional interest of 3,5%p.a (up to R1 000) PLUS you get an Annual Bonus on the anniversary of your account (Ts&Cs apply)
    • Goals are fixed for a minimum period of 6 months and the term can be extended for as long as required
    • Funds are available by placing up to four 32-day notices per year at no cost to you
    • A minimum recurring monthly deposit of R250 over the contracted period is required
    • Balances below R100 do not earn interest
  • How to access our Notice and Fixed savings during Covid-19

    Should you find yourself in financial difficulty due to the Covid-19 impact and need to access your Notice and Fixed deposit funds. You can call us on 0860 111 515 or email savings@absa.co.za. For the safety of our staff and to meet the social distancing requirements, we will be operating with skeleton staff during the lockdown period, please expect a delayed response.

See the interest rates

for our FuturePlan
Balance Tiers >R 1000 >R 2000 >R 5000 >R 6000 >R 10 000
Rate 1.50% 1.50% 1.50% 1.70% 1.90%
Balance Tiers >R 10 000 >R 15 000 >R 20 000 >R 25 000 >R 50 000 >R 100 000 +R1 000 000
Rate 1.90% 1.90% 2.30% 2.80% 2.80% 2.80% 2.80%

Last reviewed on 19 November 2021

All interest rates are expressed as a percentage per annum and are indicative rates subject to change.

contact us

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

0860 111 515

Email us at:


Visit your nearest branch