Our business credit cards will help you run and grow your business. We also offer solutions to manage business expenses including Virtual Pay, a card-based solution to control operating costs.

I’m looking for a business credit card

Worldwide acceptance

Our corporate and business cards offer convenience and are accepted worldwide.

Lost Card Protection

As an Absa corporate and business card customer, we offer you free Lost Card Protection.

Data and reporting services

When you get your Absa corporate and business card we can fulfill your data requirements with our free comprehensive data and reporting services.

Comprehensive Travel Insurance

We also offer you Comprehensive Travel Insurance to cover against any mishaps during your travels abroad.

Value adds

We have great deals and excellent value adding service to help you run your business and manage your corporate spend better.

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  • Business cards for everyday business expenses

    Our business cards are accepted worldwide, help you keep track of your everyday business expenses and come with a host of benefits.

    Visa Corporate and Purchasing Cards
    Visa Corporate and Purchasing Cards

    Our Corporate and Purchasing Cards are accepted worldwide and offer convenience, security and control.

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    Business Card

    Keep track of your everyday business expenses - whether you're making large payments, small purchases, or paying travel costs.

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  • Business cards for travelling

    Let’s help you manage your accommodation, fuel and other travel-related expenses
    with our Travel Lodge, Aviation and Garage cards.

    Travel Lodge Card

    Our Travel Lodge Card helps you manage your travel-related spend effectively.

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    Aviation Card

    With worldwide acceptance, the Visa branded Aviation Business Card takes care of all your aviation travel expenses.

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    Garage Card

    Our Garage Card is a convenient payment solution for all your fuel, oil and vehicle parts or paying for tollgates and vehicle services expenses.

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  • Virtual Pay

    Controlling operational cost and streamlining administration processes just got a whole lot easier with Virtual Pay. 

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  • Business debit cards

    We offer a range of tailored transactional account options which enable you to make and receive
    payments through multiple channels that make your banking as hassle-free as possible.

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Tools to help you manage business expenditure 

Our data solutions will help you manage your business expenditure - whether travel or Corporate Card spend. Over and above our comprehensive Luminance and Visa Spend Management solutions, we also offer comprehensive data and reporting services including flat file development and delivery, weekly interim CSV statements, monthly PDF or CSV statements, multinational corporation (MNC) global feed as well as Visa Procurement payment solutions.

  • Manage your corporate travel data

    Our Absa Luminance travel data solution helps you manage and administer all your corporate travel
    data in a centralised online reporting system. Luminance is a complete end-to-end travel and
    expense management solution.


    View, manage and administer all your  corporate travel data in a centralised online reporting system.

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  • Manage your corporate spend effectively

    When you use your Absa Business Card to pay for business purchases, you receive transaction
    information on your corporate spend, thanks to our Visa IntelliLink Spend Management solution,
    a complete online reporting and full-feature expense management tool.

    Visa IntelliLink

    Our Visa IntelliLink solution helps you track your business spend, helping you make better business decisions.

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  • Manage your procurement and payment costs

    Our Visa Procurement solution is an online end-to-end procure-to-payment facility ideal for managing
    runaway expenses associated with the acquisition of goods and services.

    Visa Procurement

    We can help you rein in those runaway expenses associated with the acquisition of goods and services.

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Virtual payments

Take control with Virtual Pay

Controlling operational costs and streamlining administration processes just got a whole lot easier with Virtual Pay. It’s a cardless virtual payment system at the heart of which is just one single business account, thus replacing multiple corporate expense and travel and entertainment cards. Your accounts become transaction based and no longer linked to a specific person or department.

Be in charge of your travel spend
Be in charge of your travel spend

Gain greater control over your business travel spend.

Improve expense management
Improve expense management

Improve expense processing and accounting.

Improve data capture
Improve data capture

Enhance your data capture and spending controls for corporate travel.

Easy to use
Easy to use

Virtual Pay is easy-to-use and tailor-made for your business.

Virtual Pay helps with corporate travel, procurement and reconciliation

Features of our Virtual Pay system include:
  • Integrated solution to access Virtual Card Numbers (VCNs) for travel-related payments from the reservation workflow.
  • Transaction-level spending controls for improved security.
  • Expanded functionality for all travel bookings.
  • Enhanced data capture for easier internal reconciliation and reporting. This data includes:
    • passenger name, ticket number, issuing carrier, total fare, travel dates, city of origin and destination for airline bookings.
    • traveller name, room rate, room grade, incidentals for hotel bookings.
    • traveller name, car grade for car hire.
    • customer reference fields that provide descriptive billing information, e.g. project code, cost centre, employee ID, etc.
  • Smart integration options for the Travel Management Company to minimize impact on current reservations process.
What you get


  • Enhance your data security, protect your clients from fraud and increase efficiency with virtual card payments.

Download Virtual Pay for Corporate Supplier Hotels FAQs

Corporate travel expenses:

  • Control your business travel spend and refine your reporting process with virtual card payments.

Travel management companies:

  • Refine your bill-back and invoicing process with faster, safer and more efficient payment methods with Virtual Pay

Download Virtual Pay for Travel Management Companies FAQs

  • Here's how it works for corporate travel

    Step 1

    Authorised individual or travel agent generates Virtual Credit Number (VCN) for travel itinerary, personalised for each step of the journey.

    Step 2

    Suppliers (airlines, hotels, car rental agencies) receive VCNs.

    Step 3

    Supplier gets paid when traveller initiates that part of the journey (eg picks up car).

    Step 4

    Reconciliation is simplified as cash management is enhanced.

  • Here’s how it works for procurement and reconciliation

    Step 1

    Authorised individual logs onto the Virtual Pay portal and requests a Virtual Card Number (VCN) for a specific purchase.

    Step 2

    This purchase gets approved by line manager. Their approval causes VCN to be generated and sent to person requiring approval.

    Step 3

    The employee can then make the purchase using the VCN.

    Step 4

    Merchant/vendor processes transaction through “Card not Present” process.

    Step 5

    Virtual Pay system validates transaction.

    Step 6

    Reconciliation is simplified as each purchase has corresponding purchase order (PO), invoice and receipt.

Need more help?

Contact your banker