Our business credit cards will help you run and grow your business. We also offer solutions to manage business expenses including Virtual Pay, a card-based solution to control operating costs.
I’m looking for a business credit card
Our business cards are accepted worldwide, help you keep track of your everyday business expenses and come with a host of benefits.
Visa Corporate and Purchasing Cards
Our Corporate and Purchasing Cards are accepted worldwide and offer convenience, security and control.
Let’s help you manage your accommodation, fuel and other travel-related expenses
with our Travel Lodge, Aviation and Garage cards.
Travel Lodge Card
Our Travel Lodge Card helps you manage your travel-related spend effectively.
With worldwide acceptance, the Visa branded Aviation Business Card takes care of all your aviation travel expenses.
We offer a range of tailored transactional account options which enable you to make and receive
payments through multiple channels that make your banking as hassle-free as possible.
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Tools to help you manage business expenditure
Our data solutions will help you manage your business expenditure - whether travel or Corporate Card spend. Over and above our comprehensive Luminance and Visa Spend Management solutions, we also offer comprehensive data and reporting services including flat file development and delivery, weekly interim CSV statements, monthly PDF or CSV statements, multinational corporation (MNC) global feed as well as Visa Procurement payment solutions.
Our Absa Luminance travel data solution helps you manage and administer all your corporate travel
data in a centralised online reporting system. Luminance is a complete end-to-end travel and
expense management solution.
When you use your Absa Business Card to pay for business purchases, you receive transaction
information on your corporate spend, thanks to our Visa IntelliLink Spend Management solution,
a complete online reporting and full-feature expense management tool.
Our Visa Procurement solution is an online end-to-end procure-to-payment facility ideal for managing
runaway expenses associated with the acquisition of goods and services.
Take control with Virtual Pay
Controlling operational costs and streamlining administration processes just got a whole lot easier with Virtual Pay. It’s a cardless virtual payment system at the heart of which is just one single business account, thus replacing multiple corporate expense and travel and entertainment cards. Your accounts become transaction based and no longer linked to a specific person or department.
Virtual Pay helps with corporate travel, procurement and reconciliation
Authorised individual or travel agent generates Virtual Credit Number (VCN) for travel itinerary, personalised for each step of the journey.
Suppliers (airlines, hotels, car rental agencies) receive VCNs.
Supplier gets paid when traveller initiates that part of the journey (eg picks up car).
Reconciliation is simplified as cash management is enhanced.
Authorised individual logs onto the Virtual Pay portal and requests a Virtual Card Number (VCN) for a specific purchase.
This purchase gets approved by line manager. Their approval causes VCN to be generated and sent to person requiring approval.
The employee can then make the purchase using the VCN.
Merchant/vendor processes transaction through “Card not Present” process.
Virtual Pay system validates transaction.
Reconciliation is simplified as each purchase has corresponding purchase order (PO), invoice and receipt.