Keep track of your spend when making payments, ad hoc purchases, or paying travel costs. You can link your Garage Cards for easy payment of fuel, oil or any other vehicle-related expense.

Accepted worldwide

You can use your Business Card during travels abroad wherever you see the Visa and MasterCard logos. 

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No transaction fees

We don’t charge you any transaction fees for point-of-sale purchases.

Up to 55 days interest-free

As a Business Card holder you get 55 days interest free on point-of-sale purchases.

  • How it works

    • Our Business Card has two separate accounts – a main account in the business name and individual user accounts intended for your staff
    • You’ll receive individual user account statements monthly, reflecting all transactions performed, card fees charged and the final balance carried over to the main account
    • The balance of the individual user account is automatically settled against the main account, and the main account is paid by either debit order or EFT (depending on the minimum outstanding balance)
    • You’ll also receive monthly statements of the main account, reflecting the balance transferred from each individual user
    • You determine the allocation of credit limits for individual users, however the limit is only approved once your branch has assessed your application 
  • What you need to know


    • The overall limit is assigned to the business and the business determines the user account credit line allocation
    • SMS or email notifications can be sent to alert the cardholder whenever a transaction is performed


    • Business Cards are chip and PIN-based, providing added security
    • Cash withdrawals can be activated on request by the business
    • The business and cardholders’ names are embossed on the card
    • Transactions may be disputed in line with Visa or MasterCard rules and regulations
    • Password-protected eStatements
    • Free Lost Card Protection
    • Using your card is safer than carrying cash to pay for goods or services
  • What it costs

    See our rates and fees

  • Data and expense management

    Our commercial card payment solutions are supported by data solutions to help you manage your business data.


    View, manage and administer all your Visa Business Card data in a centralised online reporting system. Our Luminance is a complete end-to-end travel and expense management solution.

    Visa Spend Clarity Enterprise

    This web-based system provides the full picture of all Corporate Card and Travel Lodge Card expenditure on one platform at any time, for your convenience, control and reconciliation purposes.

    Other data and reporting services

    We also offer comprehensive data and reporting services including flat file development and delivery, multinational corporation (MNC) global feed as well as Visa Procurement.

Need more help?

For Business Card related queries, including application processing

Call us on:

0800 425 703

Email us at:

For processing of Business Card application forms, email us at:

For fraud related matters, email us at:

For disputes and chargebacks, email us at:

For lost and stolen cards, call us on:

0800 111 155