Student credit card
Monthly fee
Recommended income
R800 pm and above

Benefits of a Student Credit Card


No monthly fee

Zero monthly admin fees.


Build a credit record

Build your banking profile and prepare for the next stage of your life.


Cash Rewards

Cash back with Absa Rewards. Free meals for completing challenges on your App.

Everything you need to know about your Student Credit Card

  • Features and benefits

    • Absa Rewards:  Get Cashback when you pay with your card
    • Absa Advantage: Get rewarded for completing simple challenges on the App
    • Build your credit record, and maintain a good credit score to enhance your financial future.
    • Contactless paymentsJust tap on any contactless enabled POS device to pay. Your transaction will require PIN for authorization.
    • Absa Online Banking and your Banking App
    • Bidvest Premier Airport Lounge:  Access 3 complimentary visits per year. See terms and conditions.
    • Automatic travel insurance* R1 million for a range of travel emergencies
    • Free lost card protection: You are covered if your card is lost or stolen, subject to letting the bank know (please call us on 0800 111 155) or report it in the Bank App.
    • Exclusive Visa benefits: Local Offers as well as Visa Global Merchant offers.
    • NotifyMe: Get notifications for added security
    • Swipe, scan, or tap to pay at any point-of-sale machine worldwide
    • Shop securely online or in-store

    *Underwritten by Bryte Insurance Company Limited.
    Terms and conditions apply

  • Qualifying criteria requirements

    • Monthly income required: R800
    • Age: Between 18 and 30 years
    • Documentation required: Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months
    • Student registration:  You must be a registered full-time student at an FET college, SAQA-approved institution, university, university of technology or private institution
  • Free rewards

    • Earn real cash back monthly every time you swipe your card.
    • Earn up to 30% real cash back when you swipe at our partners.
    • Get free meal vouchers with Absa Advantage
    • Rewards is completely free, register now
  • Rates and fees

    • Up to 57 days interest-free on qualifying transactions.
    • Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and Lotto)
    • Fixed monthly payments, plus you can pay extra if you need to.

How to apply for an Absa Student Credit Card

  1. Visit an Absa branch; or
  2. Absa Student bureau



Rewards is even hotter in 2024!

Still no monthly membership fees, no points - just real cash back.

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More about Student Credit Card

Learn about credit

Get important tips and useful information on how you can manage your Absa Credit Card.


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Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

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My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.

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Digital payment solutions

For fast, secure payments. Available 24/7.


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You might be interested in the following credit cards

Flexi Core Credit Card
Student Credit Card
Monthly fee:
Recommended income
R2 000 pm
A credit card with multiple benefits; from purchases in stores and online, to paying with your smartphone or wearable device.
Gold Credit Card
Premium Banking Credit Card
Monthly fee:
Recommended income
R25 000 pm
An all-inclusive credit card with lifestyle benefits and special offers which includes preferential rates, free travel insurance and more.
Need more help?

For more information visit our Self-service section

General card support:

Call us on: 0861 462 273
International: +27 11 354 4001
Email us at:

Visit your nearest branch

For lost and stolen cards (24/7)

Call us on: 0800 111 155 | Absa App