Gold credit card
Monthly fee
Recommended income
R4 000 pm and above

Gold Package benefits


3-in-1 package

More benefits, more deals and access to more cash!


Cash Rewards

Cash back with Absa Rewards. Free meals for completing challenges on your App.


Value added benefits

Funeral cover benefit of R20 000.

What you need to know about your Gold Package

  • Credit card benefits

    • Bidvest Premier Airport Lounge access at preferential rates. See terms and conditions.
    • R1,5 million Automatic basic cover* for a range of travel emergencies
    • Up to 57 days interest-free credit on purchases
    • Low monthly repayment of 3% of outstanding balance, when you choose to repay using a debit order
    • Access to a secondary credit card at a nominal once off fee
    • Access your cheque and credit card accounts using one card
    • NotifyMe: get SMSs of any account activity for added security
    • Contactless payments: No PIN required for transactions up to R500. Just tap on a POS device to pay.

    *Underwritten by Bryte Insurance Company Limited. Terms and conditions apply

    Additional services/value added benefits

    • Rewards: get cash back when you pay with your card, worldwide
    • Credit Life Plan: protects your family by paying your outstanding debt in the event of death, dread disease and permanent disability
  • Cheque account benefits

    • Unlimited electronic payments including internal and external debit and stop orders
    • 50% discount on the monthly account fee when you maintain a balance of R30 000 or more
    • No fees on Absa ATM withdrawal transactions to a total value of R3 000 each month
    • No fees on Absa ATM deposit transactions to a total value of R3 000 each month
    • Funeral cover benefit of R20 000
  • Qualifying criteria and requirements

    • Monthly income required: R4 000
    • Age: 18 years or older
    • Documentation required: Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months
    • Subject to affordability assessment
    • Preferential pricing will no longer apply on the Package credit card if the customer closes or changes the current account package.
  • Buy and pay

    • Swipe, scan or tap to pay at any point-of-sale machine worldwide
    • Shop securely online or in-store

How to apply

Apply for your Gold Package at an Absa branch.

Visit your nearest Absa branch


Call us on 08600 08600

Weekdays 08:00 - 17:30
Saturday 08:00 - 13:00


Rewards is even hotter in 2024!

Still no monthly membership fees, no points - just real cash back.

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More about your Gold Package

My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.


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Learn about credit

Get important tips and useful information on how you can manage your Absa Credit Card.

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Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

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Digital payment solutions

For fast, secure payments.
Available 24/7.


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You might be interested in the following credit cards

Premium Banking Credit Card
Premium Banking Credit Card
Monthly fee:
Recommended income
R25 000 pm
Exclusive card with premium service, digital payments and Rewards.
Gold Credit Card
Student Credit Card
Monthly fee:
Recommended income
R4000 pm
All-inclusive card with lifestyle benefits, special offers, free travel insurance and more.
Need more help?

For more information visit our Self-service section

General card support:

Call us on: 0861 462 273
International: +27 11 354 4001
Email us at:

Visit your nearest branch

For lost and stolen cards (24/7)

Call us on: 0800 111 155 | Absa App