Get the best credit card to fit your needs

A credit card can be a handy way to manage your spending, get on top of your debt or build your credit score. We’re by your side to help you find the best credit card for you.

Flexi Core Credit Card
Visa Classic

Monthly account fee

R14

Monthly credit facility fee

R30

Total monthly fee

R44

Minimum monthly income

R2 000

Credit limit:

R90 000

Minimum payment

5% of the credit limit

Benefits

Up to 57 days interest-free on purchases
Lost card protection
Contactless payments (tap-and-pay) technology
Shop online and anywhere around the world
R1.5 million automatic basic cover* for international travel

Visa benefits

Global Cardholder Assistance Services (GCAS)
Exclusive Deals
Local Offers

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Gold Credit Card
Visa Gold

Monthly account fee
R25

Monthly credit facility fee

R30

Total monthly fee

R55

Minimum monthly income

R4 000

Credit limit

R90 000

Minimum payment

3% on outstanding balance

Benefits

Up to 57 days interest-free on purchases
Lost card protection
Contactless payments (tap-and-pay) technology
Shop online and anywhere around the world
R1.5 million automatic basic cover* for international travel
Bidvest Premier Lounge access at preferential rates***

Visa benefits

Global Cardholder Assistance Services (GCAS)
Exclusive Deals
Local Offers
Global Merchant Discount Offers
Visa Medical and Legal referral
Buyers Protection

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Premium Banking Credit Card Visa Platinum
Monthly account fee R62
Monthly credit facility fee R30
Total monthly fee R92
Minimum monthly income R25 000
Credit limit R138 000
Minimum payment 3% on outstanding balance
Benefits Up to 57 days interest-free on purchases Lost card protection Contactless payments (tap-and-pay) technology Shop online and anywhere around the world R3 million automatic basic cover* for international travel 12 complimentary Bidvest Premier Lounge visits to local or international lounges per credit card account per year. Preferential rates apply thereafter* Dedicated Premium Line Visa benefits** Global Cardholder Assistance Services (GCAS) Exclusive Deals Local Offers Global Merchant Discount Offers Visa Medical and Legal referral Buyers Protection Extended Warranty Cover
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Private Banking Credit Card
Visa Signature

Monthly account fee

R155

Monthly credit facility fee

R30

Total monthly fee

R185

Minimum monthly income

R62 500

Credit limit

R228 000

Minimum payment

3% on outstanding balance

Benefits

Up to 57 days interest-free on purchases
Lost card protection
Contactless payments (tap-and-pay) technology
Shop online and anywhere around the world
US$750 000 cover** from Visa for international travel
Bidvest Premier Lounge:
- Primary credit card holder: 24 visits per year, plus 2 guest entries per year
- Secondary card holders: Total of 24 visits across all secondary cards, plus 2 guest entries per year
- 6 visits to over 1 200 Lounge Key airport lounges worldwide***
Private banker
Dedicated 24/7 Private Assist Line

Visa benefits

Global Cardholder Assistance Services (GCAS)
Exclusive Deals
Local Offers
Global Merchant Discount Offers
Visa Medical and Legal referral
Buyers Protection
Extended Warranty Cover
Rental Car Collision Damage Waiver
Concierge Services

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[*] Underwritten by Bryte Insurance Company Limited.
[**] Underwritten by Chubb Insurance South Africa Limited.
[***] Provided by Bidvest Premier Lounge and/or Visa LoungeKey depending on the card.