A credit card can be a handy way to manage your spending, get on top of your debt or build your credit score. We’re by your side to help you find the best credit card for you.

Gold Credit Card
Visa Gold

Monthly account fee
R27

Monthly credit facility fee

R30

Total monthly fee

R57

Minimum monthly income

R7 000

Credit limit

R90 000

Minimum payment

3% on outstanding balance

Benefits
  • Up to 57 days interest-free on purchases
  • Lost card protection
  • Contactless payments (tap-and-pay) technology
  • Shop online and anywhere around the world
  • R1.5 million automatic basic cover* for international travel
  • Bidvest Premier Lounge access at preferential rates***
Visa benefits
  • Global Cardholder Assistance Services (GCAS)
  • Exclusive Deals
  • Local Offers
  • Global Merchant Discount Offers
  • Visa Medical and Legal referral
  • Buyers Protection

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Premium Banking Credit Card
Visa Platinum

Monthly account fee
R67

Monthly credit facility fee

R30

  

Total monthly fee

R97

  

Minimum monthly income

R25 000

  

Credit limit

R138 000

  

Minimum payment

3% on outstanding balance

  

Benefits

  • Up to 57 days interest-free on purchases
  • Lost card protection
  • Contactless payments (tap-and-pay) technology
  • Shop online and anywhere around the world
  • R3 million automatic basic cover* for international travel
  • 12 complimentary Bidvest Premier Lounge visits to local or international lounges per credit card account per year. Preferential rates apply thereafter***
  • Dedicated Premium Line

Visa benefits

  • Global Cardholder Assistance Services (GCAS)
  • Exclusive Deals
  • Local Offers
  • Global Merchant Discount Offers
  • Visa Medical and Legal referral
  • Buyers Protection
  • Extended Warranty Cover

Apply now

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Private Banking Credit Card
Visa Signature

Monthly account fee

R170

Monthly credit facility fee

R30

Total monthly fee

R200

Minimum monthly income

R62 500

Credit limit

R228 000

Minimum payment

3% on outstanding balance

Benefits

  • Up to 57 days interest-free on purchases
  • Lost card protection
  • Contactless payments (tap-and-pay) technology
  • Shop online and anywhere around the world
  • US$750 000 cover** from Visa for international travel
  • Bidvest Premier Lounge:
    • Primary credit card holder: 24 visits per year, plus 2 guest entries per year
    • Secondary card holders: Total of 24 visits across all secondary cards, plus 2 guest entries per year
    • 6 visits to over 1 200 Visa Airport Companion (DragonPass) airport lounges worldwide***
  • Private banker
  • Dedicated 24/7 Private Assist Line

Visa benefits

  • Global Cardholder Assistance Services (GCAS)
  • Exclusive Deals
  • Local Offers
  • Global Merchant Discount Offers
  • Visa Medical and Legal referral
  • Buyers Protection
  • Extended Warranty Cover
  • Rental Car Collision Damage Waiver
  • Concierge Services

Apply now

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[*] Underwritten by Bryte Insurance Company Limited.
[**] Underwritten by Chubb Insurance South Africa Limited.
[***] Provided by Bidvest Premier Lounge and/or Visa Airport Companion and DragonPass depending on the card. Spend criteria rules and T&Cs apply.