A credit card can be a handy way to manage your spending, get on top of your debt or build your credit score. We’re by your side to help you find the best credit card for you.

Flexi Core Credit Card
Visa Classic

Monthly account fee

R19

Monthly credit facility fee

R30

Total monthly fee

R49

Minimum monthly income

R2 000

Credit limit:

R90 000

Minimum payment

 5% of the credit limit

Benefits

  • Up to 57 days interest-free on purchases
  • Lost card protection
  • Contactless payments (tap-and-pay) technology
  • Shop online and anywhere around the world
  • R1.5 million automatic basic cover* for international travel

Visa benefits

  • Global Cardholder Assistance Services (GCAS)
  • Exclusive Deals
  • Local Offers

Apply now

Apply now

Tell me more

Gold Credit Card
Visa Gold

Monthly account fee
R27

Monthly credit facility fee

R30

Total monthly fee

R57

Minimum monthly income

R4 000

Credit limit

R90 000

Minimum payment

3% on outstanding balance


Benefits
  • Up to 57 days interest-free on purchases
  • Lost card protection
  • Contactless payments (tap-and-pay) technology
  • Shop online and anywhere around the world
  • R1.5 million automatic basic cover* for international travel
  • Bidvest Premier Lounge access at preferential rates***
Visa benefits
  • Global Cardholder Assistance Services (GCAS)
  • Exclusive Deals
  • Local Offers
  • Global Merchant Discount Offers
  • Visa Medical and Legal referral
  • Buyers Protection

Apply now

Apply now

Tell me more

 

Premium Banking Credit Card
Visa Platinum

Monthly account fee
R67

Monthly credit facility fee

R30

 

Total monthly fee

R97

 

Minimum monthly income

R25 000

 

Credit limit

R138 000

 

Minimum payment

3% on outstanding balance

 

Benefits

  • Up to 57 days interest-free on purchases
  • Lost card protection
  • Contactless payments (tap-and-pay) technology
  • Shop online and anywhere around the world
  • R3 million automatic basic cover* for international travel
  • 12 complimentary Bidvest Premier Lounge visits to local or international lounges per credit card account per year. Preferential rates apply thereafter***
  • Dedicated Premium Line

Visa benefits

  • Global Cardholder Assistance Services (GCAS)
  • Exclusive Deals
  • Local Offers
  • Global Merchant Discount Offers
  • Visa Medical and Legal referral
  • Buyers Protection
  • Extended Warranty Cover

Apply now

Apply now

Tell me more

Private Banking Credit Card
Visa Signature

Monthly account fee

R170

Monthly credit facility fee

R30

Total monthly fee

R200

Minimum monthly income

R62 500

Credit limit

R228 000

Minimum payment

3% on outstanding balance

Benefits

  • Up to 57 days interest-free on purchases
  • Lost card protection
  • Contactless payments (tap-and-pay) technology
  • Shop online and anywhere around the world
  • US$750 000 cover** from Visa for international travel
  • Bidvest Premier Lounge:
    • Primary credit card holder: 24 visits per year, plus 2 guest entries per year
    • Secondary card holders: Total of 24 visits across all secondary cards, plus 2 guest entries per year
    • 6 visits to over 1 200 Lounge Key airport lounges worldwide***
  • Private banker
  • Dedicated 24/7 Private Assist Line

Visa benefits

  • Global Cardholder Assistance Services (GCAS)
  • Exclusive Deals
  • Local Offers
  • Global Merchant Discount Offers
  • Visa Medical and Legal referral
  • Buyers Protection
  • Extended Warranty Cover
  • Rental Car Collision Damage Waiver
  • Concierge Services

Apply now

Apply now

Tell me more

[*] Underwritten by Bryte Insurance Company Limited.
[**] Underwritten by Chubb Insurance South Africa Limited.
[***] Provided by Bidvest Premier Lounge and/or Visa LoungeKey depending on the card.

Need more help?

Let one of our call centre agents help you get the best account for your needs.

Apply online 24/7 or call:

0861 114 411

Weekdays 08:00 - 17:30
Saturday 08:00-13:00

General card support:

Call us on 0861 462 273
International +27 11 354 4001

Monday – Sunday
07:00 – 19:00    

Visit your nearest branch

Premium Banking

Call us on 0860 109 085
International: +27 11 501 5006

Private Banking (24/7)

Call us on 0860 553 553
International: +2711 501 5011

For lost and stolen cards (24/7)

Call us on 0800 111 155 | Absa App

For application status updates

Call us on 0861 114 411