Our Premium Banking Credit Card is more than just another card or account. It's a new perspective on your money and your life. Apply online today.

premium banking
Premium Banking line

Enjoy exclusive priority banking in selected branches or speak to one of our Premium Banking agents.

Get rewards

Cash back from Absa Rewards when you pay with your card. Complete simple challenges on the Banking App and get instant rewards with Absa Advantage. Premium Rewards Booster at Dis-Chem.


Value added benefits

Complimentary access at local and international Bidvest airport lounges. Travel insurance when you book international return tickets.

Absa Online Banking customer

If you're an Absa Online Banking customer, you can apply for a credit card quickly and easily.

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Advantages of your Premium Credit Card

Features and benefits

  • Digital banking: Use your Absa Banking App to stop and replace your card, report fraud, manage your daily card limits and more. Or you can logon to Absa Online Banking and bank wherever you are, 24/7
  • Bidvest Airport Lounge: 12 complimentary visits per year and access at preferential rates thereafter (including guests)
  • Travel insurance* R3 million automatic basic cover for a range of travel emergencies
  • Buyers Protection and Extended Warranty
  • Free lost card protection: You are covered if your card is lost or stolen, subject to letting the bank know (please call us on 0800 111 155)
  • Absa Rewards: Earn up to 30% real cash back, depending on your Rewards Tier when you pay with your card locally and internationally
  • Absa Advantage: Complete simple challenges on the Banking App and get rewarded instantly
  • Exclusive Visa benefits such as Visa Global Merchant offers
  • Contactless payments: Tap to pay with your card, smartphone or wearable device at any point-of-sale machine worldwide
  • NotifyMe: For added security, activate SMS notifications to get alerts of any activity in your account
*Underwritten by Bryte Insurance Company Limited.
Terms and conditions apply to all services and benefits.
Premium Rewards Booster at Dis-Chem

As a Premium Banking Credit Card holder you can earn an additional 10% booster on top of the standard Absa Rewards earn rate at Dis-Chem.

  • To qualify for the booster you have to have a minimum total monthly spend of R7 000 on your Premium Banking Credit Card for the Rewards accrual period (spend period is from the 16th of each month until the 15th of the next month). Your total spend can be a combination of Dis-Chem spend and any other qualifying credit card spend.
  •  To qualify for any booster earn you must have spent at Dis-Chem during the month.
  • The booster is only paid on purchases made on your Premium Banking Credit Card account. Purchases funded from the transactional or cheque account will earn at the normal debit card earn rate and will not count towards the booster total.
  • If the spend cap of R3 000 or 30% of the total spend across all cards (whichever occurs first) is reached on an Absa card other than the Premium Banking Credit Card, subsequent spend made with the Premium Banking Credit Card will not attract any earn benefit, including this additional benefit.
  • The earn will increase as follows for the various tiers:

    • Tier 5: from 30% to 33%
    • Tier 4:  from 6.5% to 7.15%
    • Tier 3: from 2.5%  to 2.75%
    • Tier 2: from 1.5% to 1.65%
    • Tier 1: from 1% to 1.1%
  • Existing credit card and Absa Rewards product rules and spend thresholds apply.

Find out more about the Absa Rewards Dis-Chem partnership and the detailed terms and conditions for this offer.

Rates and fees

  • Interest rate: Get up to 57 days interest-free on qualifying transactions
  • Transaction fee: No transaction fees on purchases
  • Fixed monthly payments: You can pay extra on your monthly instalments if you need to

Buy and pay with your credit card

  • Credit limit: Up to R138 000
  • Swipe, scan or tap to pay at any point-of-sale machine worldwide
  • Shop securely online or in-store

Qualifying criteria and requirements

  • Monthly income required: R25 000
  • Age: 18 years or older
  • Documentation required: Valid South African ID book or smart card, proof of residence and the latest proof of income for three consecutive months
  • Subject to affordability assessment

Our 5-step credit card application process

  1. Click on the Apply now button below
  2. On the Online Account Application page, enter the characters as displayed in the image
  3. Please complete the six-step assessment
  4. You may Save and continue later, or Continue at each stage of your assessment
  5. Click Apply when you have completed your assessment

Alternative application options

If you are not sure our Premium banking credit card. is the right card for you, please compare our credit cards. If you need alternative application processes, find the one that suits you below:

Telephonic application

Call us on 0861 114 411

Weekdays 08:00 – 17:30
Saturday 08:00 – 13:00


Frequently asked questions

Need more help?

General card support

Call us on 0861 462 273

International +27 11 354 4001

Monday – Sunday

07:00 – 19:00

For Lost and stolen cards

Call us on 0800 111 155 | Absa App

Apply online 24/7

Or call us on 0861 114 411

Weekdays 08:00 - 17:30

Saturday 08:00-13:00

For application status updates

Call us on 0861 114 411