Bring your dreams to life with a Premium Credit Card.

Features and benefits

• Digital banking: Use your Absa Banking App to stop and replace your card, report fraud, manage your daily card limits and more. Or you can logon to Absa Online Banking and bank wherever you are, 24/7.
• Bidvest Airport Lounge access at preferential rates 
• Travel insurance* R3 million automatic basic cover for a range of travel emergencies
• Buyers Protection and Extended Warranty
• Free lost card protection: You are covered if your card is lost or stolen (subject to letting the bank know)
  
• Rewards: Get cash back when you pay with your card locally and internationally
• Exclusive Visa benefits
  
• Contactless payments: Your card has contactless (tap-and-pay) technology
• NotifyMe: Get SMSs of any account activity for added security
• Credit Life protection: Looks after your family by paying your outstanding debt in the event of death, dread disease and permanent disability
• Credit history: Use your card and build a credit history

As a Premium Banking Credit Card holder you can earn an additional 10% booster on top of the standard Absa Rewards earn rate at Dis-Chem.

• To qualify for the booster you have to have a minimum total monthly spend of R7 000 on your Premium Banking Credit Card for the Rewards accrual period (spend period is from the 16^th of each month until the 15^th of the next month). Your total spend can be a combination of Dis-Chem spend and any other qualifying credit card spend.
•  To qualify for any booster earn you must have spent at Dis-Chem during the month.
• The booster is only paid on purchases made on your Premium Banking Credit Card account. Purchases funded from the transactional or cheque account will earn at the normal debit card earn rate and will not count towards the booster total.
• If the spend cap of R3 000 or 30% of the total spend across all cards (whichever occurs first) is reached on an Absa card other than the Premium Banking Credit Card, subsequent spend made with the Premium Banking Credit Card will not attract any earn benefit, including this additional benefit.
• The earn will increase as follows for the various tiers:
  
  
  • Tier 5: from 30% to 33%
  • Tier 4:  from 6.5% to 7.15%
  • Tier 3: from 2.5%  to 2.75%
  • Tier 2: from 1.5% to 1.65%
  • Tier 1: from 1% to 1.1%
     
• Existing credit card and Absa Rewards product rules and spend thresholds apply.

Find out more about the Absa Rewards Dis-Chem partnership and the detailed terms and conditions for this offer.