Premium Credit Card
Monthly fee
Recommended income
R25 000 pm and above

Premium Credit Card benefits

Priority banking

Dedicated Premium Banking line.

Cash Rewards

Cash back with Absa Rewards. Free meals for completing challenges on your App.

Value added benefits

Complimentary access to Bidvest Premier Domestic and International airport departure lounges. Travel insurance for international bookings.

What you need to know about your Premium Credit Card

  • Features and benefits


    *Underwritten by Bryte Insurance Company Limited.
    Terms and conditions apply

  • Qualifying criteria and requirements

    • Monthly income required: R25 000
    • Age: 18 years or older
    • Documentation required: Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months
    • Subject to affordability assessment
  • Buying and paying

    • Credit limit: Up to R138 000
    • Swipe, scan or tap to pay at any point-of-sale machine worldwide
    • Shop securely online or in-store
  • Rates and fees

    • Interest rate: Get up to 57 days interest-free on qualifying transactions
    • Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and Lotto)
    • Fixed monthly payments: You can pay extra on your monthly instalments if you need to

How to apply

Apply for your credit card quickly and easily using Online Banking.

Apply now


Call us on 0860 109 085

Weekdays 08:00 - 17:30
Saturday 08:00 - 13:00


Rewards is even hotter in 2024!

Still no monthly membership fees, no points - just real cash back.

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More about your Premium Credit Card

Learn about credit

Get important tips and useful information on how you can manage your Absa Credit Card.

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Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

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My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.

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Digital payment solutions

For fast, secure payments. Available 24/7.


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You might be interested in the following credit cards

Gold Credit Card
Student Credit Card
Monthly fee:
Recommended income
R4000 pm
All-inclusive card with lifestyle benefits, special offers, free travel insurance and more.
Private Banking Credit Card
Premium Banking Credit Card
Monthly fee:
Recommended income
R62 500 pm
Banking benefits that suit both your personal style and financial status.
Need more help?

For more information visit our Self-service section

General card support:

Call us on: 0861 462 273
International: +27 11 354 4001
Email us at:

Visit your nearest branch

For lost and stolen cards (24/7)

Call us on: 0800 111 155 | Absa App