Private credit card
Monthly fee
Recommended income
R62 500 pm

Private Banking Visa Signature Credit Card benefits

24/7 Private Assist

Get exclusive help from our dedicated team of bankers, 7 days a week.

Travel and lifestyle

VIP treatment, exclusive travel perks from us and our partners.

Value added benefits

Complimentary access to Bidvest Premier Domestic and International airport departure lounges. Travel insurance for international bookings.

What you need to know about your Private Banking Credit Card

  • Features and benefits


    *Underwritten by Chubb Insurance South Africa Limited.

  • Qualifying criteria and requirements

    • Monthly income required: R62 500
    • Age: 18 years or older
    • Documentation required: Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months
    • Subject to affordability assessment
  • Buy and paying

    • Credit limit: Up to R228 000
    • Swipe, scan or tap to pay at any point-of-sale machine worldwide
    • Shop securely online or in-store
  • Rates and fees

    • Interest rate: Get up to 57 days interest-free on qualifying transactions
    • Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and Lotto)
    • Fixed monthly payments: You can pay extra on your monthly instalments if you need to

How to apply

Apply for your credit card quickly and easily using Online Banking.

Apply now


Call us on 0860 553 553

Weekdays 08:00 - 17:30
Saturday 08:00 - 13:00


Rewards is even hotter in 2024!

Still no monthly membership fees, no points - just real cash back.

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More about your Private Banking Credit Card

My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.

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Learn about credit

Get important tips and useful information on how you can manage your Absa Credit Card.

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Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

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Digital payment solutions

For fast, secure payments.
Available 24/7.


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You might be interested in the following credit cards

Gold Credit Card
Student Credit Card
Monthly fee:
Recommended income
R4000 pm
All-inclusive card with lifestyle benefits, special offers, free travel insurance and more.
Premium Banking Credit Card
Premium Banking Credit Card
Monthly fee:
Recommended income
R25 000 pm
Exclusive card with premium service, digital payments and Rewards.
Need more help?

For more information visit our Self-service section.

General card support:

Call us on : 0860 553 553
International: +27 11 501 5006
Email us at :

Private Assist:
Call us on : 0860 553 553

International Private Assist:
Call us on : +27 11 501 5011

Visit your nearest branch

For lost and stolen cards (24/7)
Call us on: 0800 111 155 | Absa App