What is the Absa Gold Credit Card?

The Absa Gold Credit Card is a personal credit card that allows you to swipe, scan, or tap to pay worldwide at any point-of-sale machine, and shop securely online or in-store. It also comes with rewards, travel benefits, and preferential rates.

What is the credit limit of the Gold Credit Card?

The Gold Credit Card offers a credit limit of up to R90 000, depending on your income and qualifying criteria.

What are the monthly fees and recommended income?

The monthly fee for the Gold Credit Card is R69, and it is recommended for individuals with a minimum income of R7 000 per month.

What rewards and benefits does the Gold Credit Card offer?

Cardholders earn cashback through Absa Rewards, can access Bidvest Premier Domestic and International airport lounges, enjoy travel insurance for international bookings, and participate in special challenges via the Banking App.

How can I use the Gold Credit Card?

You can use the Gold Credit Card to pay in-store, online, or via your smartphone or wearable device using swipe, scan, or tap.

How do I upgrade or change my credit limit?

Upgrading or changing your credit limit is quick and easy through your Absa Online Banking profile or the Banking App.

How do I keep my Gold Credit Card safe?

Keep your card in a secure place, never share your PIN, and monitor transactions through your Banking App to prevent unauthorized use.

Can I access other Absa credit cards?

Yes, you can explore other credit cards such as the Premium Banking Credit Card, which offers priority banking, access to airport lounges, and the ability to link multiple Absa accounts to one card.

Are digital payment solutions available with the Gold Credit Card?

Yes, you can use digital payment solutions for fast, secure payments 24/7 through your smartphone or wearable device.

How do I apply for the Gold Credit Card?

You can apply online by selecting 'Apply now' on the Gold Credit Card page, or request a call back for assistance from an Absa representative.

How do I download the Absa Banking App?

You can download the Absa Banking App on your device from the following stores: iStore, Google Play, or Huawei AppGallery. The app allows you to manage your Gold Credit Card, make payments, monitor transactions, and access Absa Rewards securely from your mobile device.

Get the Gold Credit Card with up to R90 000 to spend

Get the Absa Gold Credit Card with up to R90 000 to spend

Monthly fee

R69

Recommended income

R7 000 pm

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Bank the smart way with a Gold Credit Card

Smart way to pay

Shop securely online or instore. Pay with your card, smartphone or wearable device including your VezoPay payment ring.

Rewards and Absa Advantage

Cash back with Absa Rewards. Free meals for completing challenges on your Banking App.

Value added benefits

Preferential rates to access to Bidvest Premier Domestic and International airport departure lounges. Travel insurance for international bookings.

Gold Credit Card Details

Features and benefits
Access Absa Online Banking and the Absa Banking App

Bidvest Premier Airport Lounge access at preferential rates. See terms and conditions.

R1,5 million automatic basic cover* for travel emergencies

Free lost card protection: Call us on 0800 111 155 if your card is lost or stolen

Absa Rewards: Get cash back when you pay with your card

Absa Advantage: Get rewarded for completing simple challenges on your Banking App

Exclusive Visa benefits: Visa Local Offers, Global Merchant offers and Buyers Protection

Contactless payments: No PIN required for transactions up to R500. Just tap on a POS device to pay.

Digital wallets: Enrol your physical card or virtual card details in your digital wallet (Apple Pay, Google Pay or Samsung Pay) or purchase your VezoPay payment ring at vezopay.com to enjoy frictionless payments on the go. Swipe, scan, knock or tap to pay at any point-of-sale machine worldwide.

NotifyMe: Activate SMS notifications for added security

Credit history: Use your card and build a credit history

*Underwritten by Bryte Insurance Company Limited.
Terms and conditions apply
Qualifying criteria and requirements
Monthly income of R7 000 required

18 years or older

Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months

Subject to affordability assessment
Buying and paying
Credit limit Up to R90 000

Swipe, scan, knock or tap to pay at any point-of-sale machine worldwide

Shop securely online or in-store
Rates and fees
Get up to 57 days interest-free on qualifying transactions

Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and Lotto)

You can pay extra on your monthly instalments if you need to