Gold credit card
Monthly fee
Recommended income
R4 000 pm

Bank the smart way with a Gold Credit Card


Smart way to pay

Shop securely online or instore. Pay with your card, smartphone or wearable device.


Rewards and Absa Advantage

Cash back with Absa Rewards. Free meals for completing challenges on your App.


Value added benefits

Preferential rates to access to Bidvest Premier Domestic and International airport departure lounges. Travel insurance for international bookings.

Gold Credit Card Details

  • Features and benefits

    *Underwritten by Bryte Insurance Company Limited.
    Terms and conditions apply

  • Qualifying criteria and requirements

    • Monthly income of R4000 required
    • 18 years or older
    • Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months
    • Subject to affordability assessment
  • Buying and paying

    • Credit limit Up to R90 000
    • Swipe, scan or tap to pay at any point-of-sale machine worldwide
    • Shop securely online or in-store
  • Rates and fees

    • Get up to 57 days interest-free on qualifying transactions
    • Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and Lotto)
    •  You can pay extra on your monthly instalments if you need to

How to apply

Apply for your credit card quickly and easily using Online Banking.

Apply now


Call us on 0861 114 411

Weekdays 08:00 - 17:30
Saturday 08:00 - 13:00

Rewards is even hotter in 2024!

Still no monthly membership fees, no points - just real cash back.

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More about your Gold Credit Card

My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.


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Learn about credit

Get important tips and useful information on how you can manage your Absa Credit Card.

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Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

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Digital payment solutions

For fast, secure payments. Available 24/7.


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You might be interested in the following credit cards

Flexi Core Credit Card
Student Credit Card
A credit card with multiple benefits; from purchases in stores and online, to paying with your smartphone or wearable device.
Premium Banking Credit Card
Premium Banking Credit Card
Access your Absa cheque, credit and savings accounts with just one card. Get priority banking and complimentary access to airport lounges.
Need more help?

For more information visit our Self-service section

General card support:

Call us on: 0861 462 273
International: +27 11 354 4001
Email us at:

Visit your nearest branch

For lost and stolen cards (24/7)

Call us on: 0800 111 155 | Absa App