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Premium banking card
Monthly fee
R135
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Unlock premium banking with the Absa Gold Account

Cash Rewards

Premium banking for everyday needs

Get priority service and exclusive perks, with a low monthly fee of R135 when bundled with the Gold Package.

Overdraft facility

Absa Rewards cash back

Join Absa Rewards for free and earn real cash back on every swipe with your Visa debit card at participating retailers.

Overdraft facility

Contactless Visa Debit Card

Make fast, secure payments with your Visa debit card with tap-and-pay technology for transactions up to R500 without a PIN.

What’s included in your Gold Account

Gold Account benefits

Rates and fees

What you need to apply

Smarter banking features

Lifestyle & travel perks

  • Gold Account benefits

    Seamless Digital Banking

     

    Bidvest Lounge Access

     

    Overdraft Facility

    • Access instant funds for unexpected expenses with an overdraft or linked credit card, subject to approval.

     

    Open your Gold Cheque Account now

  • Rates and fees

    Apply online for your Gold Account today and enjoy banking that suits your lifestyle!

     

    • Monthly fee: R135

     

     

  • What you need to apply

    Start banking smarter with the Absa Gold Cheque Account. Here’s what you need to qualify:

     

    • Valid South African ID, smart card, or passport for foreign nationals
    • Proof of residence (e.g., utility bill, lease agreement) not older than three months
    • Proof of income (e.g., payslip, three months’ bank statements) if applying for an overdraft 
    • Recommended income of R4 000 per month
    • Not under debt counselling, intervention, or curatorship.

     

    Apply online in minutes and unlock premium banking with exclusive rewards.

     

  • Smarter banking features

    Bank with ease using features designed for value and convenience:

     

    • Digital Access: Free Absa Banking App, online banking, and telephone banking with real-time notifications and emailed statements
    • Visa Debit Card: Unlimited swipes, contactless payments, and integration with digital wallets like Samsung Pay
    • CashSend Transfers: Send money instantly to any South African cellphone number
    • Overdraft Access: Quick access to funds for unexpected expenses (subject to credit approval).
    • ATM Access: Up to R3 000 free Absa ATM deposits and withdrawals monthly.

  • Lifestyle & travel perks

    Elevate your banking with these exclusive benefits:

     

    • Absa Rewards: Free membership with cash back on card purchases
    • Bidvest Lounge Access: Preferential rates for airport lounge access
    • Prepaid Transactions: Top up airtime, data, or electricity via the Banking App or ATMs with no fees
    • Investment Options: Access tailored savings and investment products to grow your wealth
    • Credit Life Protection: Protection plan covers outstanding debt in case of death, dread disease, or permanent disability.

Frequently Asked Questions
 

Start banking the way you have always wanted to

Download the Absa Banking App today.

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Need more help?

Let one of our bank consultants help you get the best account for your needs.

Call us on: 0860 100 372

Email us at: absa@absa.co.za

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