Thinking about improving your home, getting a car, education or just some extra cash? Our personal loan could be the quickest and easiest way.

Loan applications are now available on our digital channels:
Absa Online, the Absa Banking App and Cellphone Banking.

Providing a seamless banking service to our customers remains a high priority.

Easy online application

A personal loan application that is quick and flexible. Let us help you get what you need.

Personal Loan

All-purpose borrowing, for both planned and unplanned expenses.

Amount
Up to R350 000

Repayment term
Up to 84 months

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Instant Loan

Quick cash anytime, at any Absa ATM or through Online Banking.

Amount
R250 -  R8 000

Repayment term
35 days

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Payment calculator

See what your loan repayment may be before you apply

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personal loans

Switch your personal loans to us and save!

Switch your personal loan to Absa and get the lowest interest rate, guaranteed.

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Other credit options

Get credit with us and always have the money you need at your fingertips.

Overdraft

Easily access cash if you have a cheque account.

Amount
R500 - R250 000

Repayment term
Indefinite

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Revolving Credit Facility

Ongoing access to cash when you need it.

Amount
R15 000 - R150 000

Repayment term
Indefinite

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Credit Card

Make everyday purchases and cover unexpected expenses.

Amount
Flexible

Repayment term
Flexible

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Need more help?

Call us on: 0860 100 372

Visit your nearest branch