Cover next year's school fees upfront, book that dream holiday, improve your home, or kickstart your small business with Absa Personal Loans.

Apply for your Personal Loan today on the Absa Banking App and Absa Online.

Apply for a Personal Loan of up to
R350 000 on the Mobile Banking App and get immediate payout into your Absa transactional account.

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What are you looking for?

A personal loan application that is quick and flexible. Let us help you get what you need.

Personal Loan

All-purpose borrowing, for both planned and unplanned expenses.

Amount
Up to R350 000

Repayment term
Up to 84 months

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Express Loan

The perfect solution if you need money and want to pay it back quickly!

Amount
R1500 -  R8 000

Repayment term
1-6  Months

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Instant Loan

Quick cash anytime, at any Absa ATM, Cellphone Banking or through Online Banking.

Amount
R350 -  R8 000

Repayment term
35 days

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Payment calculator

Calculate your repayments with our Personal Loan calculator.

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Switch your personal loans to us and save!

Switch your personal loan to Absa and get the lowest interest rate, guaranteed*.

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We've got the best credit options for you!

Don't need a loan? Choose between our great credit options for flexible repayments and the best interest rates guaranteed.

Overdraft

Easily access cash if you have a cheque account.

Amount
R500 - R250 000

Repayment term
Indefinite

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Revolving Credit Facility

Ongoing access to cash when you need it.

Amount
R15 000 - R350 000

Repayment term
Indefinite

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Credit Card

Make everyday purchases and cover unexpected expenses.

Amount
Flexible

Repayment term
Flexible

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Need more help?

Call us on: 0860 100 372

Visit your nearest branch