Thinking about improving your home, getting a car, education or just some extra cash? Our personal loan could be the quickest and easiest way.

Loan applications are now available on our digital channels:
Absa Online, the Absa Banking App and Cellphone Banking.

Providing a seamless banking service to our customers remains a high priority.

Easy online application

A personal loan application that is quick and flexible. Let us help you get what you need.

Personal Loan

All-purpose borrowing, for both planned and unplanned expenses.

Amount
Up to R350 000

Repayment term
Up to 84 months

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Instant Loan

Quick cash anytime, at any Absa ATM, Cellphone Banking or through Online Banking.

Amount
R250 -  R8 000

Repayment term
35 days

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Payment calculator

See what your loan repayment may be before you apply

Calculate

personal loans

Switch your personal loans to us and save!

Switch your personal loan to Absa and get the lowest interest rate, guaranteed.

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Other credit options

Get credit with us and always have the money you need at your fingertips.

Overdraft

Easily access cash if you have a cheque account.

Amount
R500 - R250 000

Repayment term
Indefinite

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Revolving Credit Facility

Ongoing access to cash when you need it.

Amount
R15 000 - R150 000

Repayment term
Indefinite

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Credit Card

Make everyday purchases and cover unexpected expenses.

Amount
Flexible

Repayment term
Flexible

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Need more help?

Call us on: 0860 100 372

Visit your nearest branch