Need cash in hurry? Get an Absa Instant Loan exclusive to Absa customers. Get up to R8 000 in cash at any Absa ATM, Cellphone banking or Absa Online.

It’s the fastest way to cover your immediate needs.

Apply now

instant loan
Quick access to cash. No paperwork.

Apply at any Absa ATM, cellphone banking or online.

Loan amount

Access cash from R350 up to R8000, no documents needed.

Anytime, day or night

Access to cash anytime.

instant loan
Credit Protection

Credit protection to cover you in case of death.

Apply now for an Instant Loan, it’s easy

  • What you need

    • A good credit record. 
    • A regular monthly income of  R3000 or more.
    • An Absa bank account into which your monthly salary is paid.
    • You must be 18 years of age or older.
  • How it works

    • Apply at our channels (Absa ATM, online banking and Cellphone banking).
    • Accept the quote as well as the terms and conditions.
    • The funds will be made available in your transactional account to use immediately.
    • Repayment amount is deducted from your transactional account and it is due on your next salary date, within 35 days.
    • Interest rate is charged from 0% up to 5%, based on the customer profile and the number of Instant loans taken in a calendar year.
    • Initiation fee is charged from R80 up to 10% of the loan amount (excluding VAT), based on the customer profile.

    Access the Terms and Conditions

    Access Frequently Asked Questions

  • Where can you apply

    • Apply online
    • Apply at any Absa ATM
    • Cellphone Banking, dial *120*2272#

Compare our loans

Choose the best one for you.

Instant Loan

Quick cash anytime, at any Absa ATM, Cellphone Banking or through Online Banking.

R350 - R8 000

Repayment term
Up to 35 days

Apply now

Personal Loan

All-purpose borrowing, for both planned and unplanned expenses.

Up to R350 000

Repayment term
84  Months

Tell me more

Express Loan

The perfect solution if you need money and want to pay it back quickly!

R1 500 -  R8 000

Repayment term
1-6 months

Tell me more

Need more help?

Let one of our consultants help you get the best loan for your needs.

Call us on:

0860 100 372

Visit your nearest branch