Bank with us and you can borrow anything from R250 up to R8 000 immediately with an Instant Loan. It’s quick cash anytime, at any Absa ATM, on Cellphone Banking or Absa Online.

instant loan
Apply online

Apply on Absa Online and avoid waiting in queues.

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No paperwork

Skip filling out paperwork or sitting for hours on the phone. Apply on Cellphone Banking or at any Absa ATM.

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Anytime, day or night

Get access to cash whenever you need it.

Apply now for a instant loan, it’s easy

  • What you need

    • A good credit record 
    • A regular monthly income of R250 or more
    • An Absa bank account into which your monthly salary is paid
    • You must be 18 years of age or older
  • How it works

    • Maximum repayment period of 35 days
    • A once-off initiation fee of 10% will apply (excl. VAT)
    • The amount to repay within 35 days for an instant loan taken for R550 at an initiation fee of 10% would be R55 (excl. VAT). Terms and conditions apply
    • Calculate your estimated total costs of our Instant Loan
    • Credit protection will cover you in case of death and is available from Absa Life Limited
  • Where to apply

Need more help?

Let one of our consultants help you get the best loan for your needs.

Call us on:

0860 100 372

Visit your nearest branch