Are you a final year student or recent graduate? At a discounted fee of R54.50 per month, you can make a smooth transition into the working world with a Gold Graduate Account. After 36 months you will be upgraded to a Gold Value Bundle.

Apply now

Credit Silver

Low monthly fee of R54.50.

Access to an overdraft and credit before your first salary.

Monthly R50 food voucher at selected food outlets.

Up to 30% discount on a membership at selected gyms.

What you can expect

  • Better everyday banking

    • Low monthly fee of R54.50
    • Five Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)
    • Five cash deposits, at Absa ATMs, cash acceptor or as cardless cash deposits (unused transactions will roll over for 1 month if not used)
    • Absa Online, mobile app and telephone banking
    • Unlimited NotifyMe email and SMS notifications
    • Unlimited debit card purchases and cash withdrawals at till-points
    • Unlimited statement and balance enquiries on all our digital channels
    • Unlimited electronic account and beneficiary payments via Absa ATM, internet or telephone banking
    • 50% discount on monthly fee if credit balance is more than R30 000 for the month

    Please note that not all transaction charges will be included in the monthly fee. Some transactions will be charged at the standard pay-as-you-transact fee. For more information, you can refer to the pricing brochure or visit your nearest branch.

    After 36 months, you’ll be upgraded to a Gold Value Bundle account.

    • 5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)
    • 5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)
    • 5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)
    • 5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)

  • Lifestyle benefits

    • R200 Travel Start voucher
    • R50 discount to be redeemed at McDonald's, Debonairs, Nando's or Steers (online)
    • Up to 30% discount on a membership at selected gyms

    How to qualify for your monthly benefits

    • Complete at least six debit or credit banking transactions per month of which at least two must be prepaid transactions

    How to redeem your benefits

    • Dial *120*9001# and follow the prompts

    Read the terms and conditions

  • Wealth and finance benefits

    • Access to credit before your first salary
    • No monthly fee on overdraft for the first 12 months
    • Financial advice to help you get a good start
    • Assistance with sourcing finance, insurance and delivery of your first car
    • Estate Provider Plan
    • Free will drafting service with Absa Trust

  • What you need to open your account

    • To be under 30 years old
    • To be in your final year of studies or have just qualified with a three year degree or diploma or post qualification
    • A valid, bar-coded South African ID or passport
    • Proof of residence not more than three months old (e.g. utility bill or cellphone statement)
    • Proof of qualifications or confirmation of final year studies
    • Latest payslip or bank statement — last 3 months (if you are applying for an overdraft)

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Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

08600 08600

Visit your nearest branch