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Register

Gold Graduate Account

Are you a final year student or recent graduate? At a discounted fee of R52.96 per month, you can make a smooth transition into the working world with a Gold Graduate Account. After 36 months you will be upgraded to a Gold Value Bundle.

Apply now

Low monthly fee of R52.96.

Access to an overdraft and credit before your first salary.

Monthly R50 food voucher at selected food outlets.

Up to 30% discount on a membership at selected gyms.

What you can expect

Better everyday banking
Low monthly fee of R52.96

Five Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)

Five cash deposits, at Absa ATMs, cash acceptor or as cardless cash deposits (unused transactions will roll over for 1 month if not used)

Absa Online, mobile app and telephone banking

Unlimited NotifyMe email and SMS notifications

Unlimited debit card purchases and cash withdrawals at till-points

Unlimited statement and balance enquiries on all our digital channels

Unlimited electronic account and beneficiary payments via Absa ATM, internet or telephone banking

50% discount on monthly fee if credit balance is more than R30 000 for the month

Please note that not all transaction charges will be included in the monthly fee. Some transactions will be charged at the standard pay-as-you-transact fee. For more information, you can refer to the pricing brochure or visit your nearest branch.

After 36 months, you’ll be upgraded to a Gold Value Bundle account.

5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)

5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)

5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)

5 free Absa ATM cash withdrawals (unused transactions will roll over for 1 month if not used)
Lifestyle benefits
R200 Travel Start voucher

R50 discount to be redeemed at McDonald's, Debonairs, Nando's or Steers (online)

Up to 30% discount on a membership at selected gyms

How to qualify for your monthly benefits

Complete at least six debit or credit banking transactions per month of which at least two must be prepaid transactions

How to redeem your benefits

Dial *120*9001# and follow the prompts

Read the terms and conditions
Wealth and finance benefits
Access to credit before your first salary

No monthly fee on overdraft for the first 12 months

Financial advice to help you get a good start

Assistance with sourcing finance, insurance and delivery of your first car

Estate Provider Plan

Free will drafting service with Absa Trust
What you need to open your account
To be under 30 years old

To be in your final year of studies or have just qualified with a three year degree or diploma or post qualification

A valid, bar-coded South African ID or passport

Proof of residence not more than three months old (e.g. utility bill or cellphone statement)

Proof of qualifications or confirmation of final year studies

Latest payslip or bank statement — last 3 months (if you are applying for an overdraft)