Are you a final year student or recent graduate? At a discounted fee of R49 per month for 12 months, you can make a smooth transition into the working world with a Gold Graduate account.

Apply now

Low monthly fee of R49 for 12 months

Access to overdraft and credit before your first salary

Monthly R50 food voucher at selected food outlets

R299 discount at selected gyms

What you can expect

To open Graduate account you will need
Better everyday banking
  • Low monthly fee of R49 for 12 months
  • 5 free Absa ATM cash withdrawals
  • 5 free Absa ATM cash deposits at Absa ATM or Cash Acceptor
  • Free Absa Online, mobile app and telephone banking
  • Free NotifyMe email and SMS notifications
  • Free card swipes and point of sale (POS) transactions
  • Free statement and balance enquiries on all our digital channels
  • Free cash withdrawals at point of sale (POS)
  • Free electronic account and beneficiary payments via Absa ATM, Internet or telephone banking
  • Unused value bundle transactions roll over for one month
  • 50% discount on monthly fee if credit balance is more than R30 000 for the month

After 12 months, you’ll be moved over to a Gold Value Bundle account.

Tell me more about the account
Lifestyle benefits
  • Up to R100 discount on a second main meal at a wide range of restaurants with Absa Dining (terms and conditions apply)
  • Free Nu Metro movie ticket every month (2D movies)
  • Add Absa Rewards and earn up to 1% back in Cash Rewards on all debit, cheque and credit card purchases 
How to use Graduate account
Wealth and finance benefits
  • Access to credit before your first salary
  • No monthly fee on overdraft for the first 12 months
  • Financial advice to help you get a good start
  • Assistance with sourcing finance, insurance and delivery of your first car
  • Estate Provider Plan
  • Free will drafting service with Absa Trust
The masterpass wallet
What you need to open your account
  • To be under 30 years old
  • To be in your final year of studies or have just qualified with a three year degree or diploma or post qualification
  • A valid, bar-coded South African ID or a valid passport
  • Proof of residence not more than 3 months old (e.g. utility bill or Telkom statement)
  • Proof of qualifications or confirmation of final year studies
  • Latest payslip (if you are applying for an overdraft)
  • Bank statement - last 3 months (if you are applying for an overdraft)

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

08600 08600

Visit your nearest branch