Features and benefits

Absa Online Banking and Banking App . Enjoy complimentary airport lounge access, travel insurance, buyers protection, and more.

Qualifying criteria and requirements

Monthly income required: R25 000. Must be 18 years or older. Provide a valid SA ID, proof of residence, and proof of income for three months. Subject to affordability assessment.

Credit limit up to R138 000. Swipe, scan, or tap to pay worldwide. Shop securely online or in-store.

Get up to 57 days interest-free on qualifying transactions. No transaction fees on purchases (excluding prepaid airtime, data, utilities, and Lotto). Fixed monthly payments available.

Save more on fees with a Premium Package

Monthly fee

R240

Recommended income

R25 000 pm

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Benefits of a Premium Package

Discount on fees

Save up to 22% on monthly fees.

Rewards Booster

Get 10% cashback for your spending at Dischem.

Travel benefits

Complimentary access to Bidvest Premier Domestic and International airport departure lounges. * Travel insurance for international bookings.

Advantages of your Premium Package

Credit card benefits
Up to 57 days interest-free on qualifying transactions

No transaction fees on purchases

Fixed monthly payments, plus you can pay extra if you need to

Absa Rewards: Get Cashback when you pay with your card

Absa Advantage: Get rewarded for completing simple challenges on

Buy and pay for your premium lifestyle with credit limit of up to R138 000

Contactless payments: No PIN required. Just tap on a POS device to pay.

Absa Online Banking and your Absa Banking App

Bidvest Premier Airport Lounge: 12 complimentary visits p.a. Access at preferential rates thereafter. Spend criteria rules apply. See terms and conditions.

Automatic Basic travel insurance* R3 million for a range of travel emergencies

Free lost card protection: Call us on 0800 111 155 if your card is lost or stolen

Exclusive Visa benefits: Visa Local Offers, Global Merchant offers, Buyers Protection, Extended Warranty.

Contactless payments: No PIN required for transactions up to R500. Just tap on a POS device to pay.

NotifyMe: Get notifications for added security

Swipe, scan, or tap to pay at any point-of-sale machine worldwide

Digital baking: using Absa Banking App and Absa Online Banking

*Underwritten by Bryte Insurance Company Limited. Terms and conditions apply
Cheque account benefits
Unlimited electronic payments including internal and external debit and stop orders

50% discount on the monthly account fee when you maintain a balance of R50 000 or more on the cheque account

50% discount on the spouse monthly account fees of a Premium Banking Value Bundle

No fees on Absa ATM withdrawal transactions to a total value of R4 000 each month

No fees on Absa ATM deposit transactions to a total value of R4 000 each month

Free MegaU account for children under the age of 19
Lifestyle and travel benefits

Your Premium Banking Credit Card offers Bidvest Lounge access at both domestic and international lounges across South Africa, as well as Basic Travel Insurance. You also have the option to purchase top-up insurance depending on your individual needs. Important: Please read the terms and conditions for these benefits

Travel with Visa

No matter where you are, enjoy exclusive offers, rewards, and benefits simply by using your Visa card. Create an account or sign in to instantly access your world of Visa services.

Enjoy Restaurant Deals, Airport Dining, Special Offers and Insurance benefits. Benefits vary depending on which card you hold.

View your Visa details or register your card

International Banking

We have a range of International Banking solutions for you to consider when travelling such as Cash Passport, Currency Investment Account and Foreign banknotes.

Learn more >
Requirements
Monthly income required: R25 000

Age: Between 18 and older

Documentation required: Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months

Preferential pricing will no longer apply on the Package credit card if the customer closes or changes the current account package.

Subject to affordability assessment

5-step credit card application process

Click on the Apply now button below
On the Online Account Application page, enter the characters as displayed in the image
Please complete the six-step assessment
You may Save and continue later, or Continue at each stage of your assessment
Click Apply when you have completed your assessment