Premium credit card
Monthly fee
Recommended income
R25 000 pm

Benefits of a Premium Package


Discount on fees

Save up to 22% on monthly fees.


Rewards Booster

Get 10% cashback for your spending at Dischem.


Travel benefits

Complimentary access to Bidvest Premier Domestic and International airport departure lounges. * Travel insurance for international bookings.

Advantages of your Premium Package

  • Credit card benefits

    *Underwritten by Bryte Insurance Company Limited. Terms and conditions apply

  • Cheque account benefits

    • Unlimited electronic payments including internal and external debit and stop orders
    • 50% discount on the monthly account fee when you maintain a balance of R50 000 or more on the cheque account
    • 50% discount on the spouse monthly account fees of a Premium Banking Value Bundle
    • No fees on Absa ATM withdrawal transactions to a total value of R4 000 each month
    • No fees on Absa ATM deposit transactions to a total value of R4 000 each month
    • Free MegaU account for children under the age of 19
  • Premium Rewards Booster at Dis-Chem

    As a Premium Banking Credit Card holder, you can earn an additional 10% booster on top of the standard Absa Rewards earn rate at Dis-Chem.
    • Premium Package credit card customers get an extra 10% when they spend at Dischem with their current Premium credit card earned when spending at Dischem.
    • To qualify for the Premium booster, spend a minimum of R7 000 monthly on your Premium credit card during the Rewards accrual period, including Dis-Chem and other qualifying credit card spend.
    • The earn will increase as follows for the various tiers:
      • Tier 5: from 30% to 33%
      • Tier 4:  from 6.5% to 7.15%
      • Tier 3: from 2.5% to 2.75%
      • Tier 2: from 1.5% to 1.65%
      • Tier 1: from 1% to 1.1%

    Existing credit card and Absa Rewards product rules and spend thresholds apply.
    Find out more about the Absa Rewards Dis-Chem partnership and the detailed terms and conditions for this offer

  • Lifestyle and travel benefits

    Your Premium Banking Credit Card offers Bidvest Lounge access at both domestic and international lounges across South Africa, as well as Basic Travel Insurance. You also have the option to purchase top-up insurance  depending on your individual needs. Important: Please read the terms and conditions for these benefits

    Travel with Visa

    No matter where you are, enjoy exclusive offers, rewards, and benefits simply by using your Visa card. Create an account or sign in to instantly access your world of Visa services.

    Enjoy Restaurant Deals, Airport Dining, Special Offers and Insurance benefits. Benefits vary depending on which card you hold.

    View your Visa details or register your card

    International Banking

    We have a range of International Banking solutions for you to consider when travelling such as Cash Passport, Currency Investment Account and Foreign banknotes.

    Learn more >



  • Requirements

    • Monthly income required: R25 000
    • Age: Between 18 and older
    • Documentation required: Valid South African ID book or Smart card, proof of residence, and the latest proof of income for three consecutive months
    • Preferential pricing will no longer apply on the Package credit card if the customer closes or changes the current account package.

    Subject to affordability assessment

How to apply

5-step credit card application process

  1. Click on the Apply now button below
  2. On the Online Account Application page, enter the characters as displayed in the image
  3. Please complete the six-step assessment
  4. You may Save and continue later, or Continue at each stage of your assessment
  5. Click Apply when you have completed your assessment


Call us on 0861 114 411
Weekdays 08:00 – 17:30
Saturday 08:00 – 13:00

Rewards is even hotter in 2024!

Still no monthly membership fees, no points - just real cash back.

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More about our credit cards

My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.


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Learn about credit

Get important tips and useful information on how you can manage your Absa Credit Card.

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Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

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Digital payment solutions

For fast, secure payments.
Available 24/7.


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You might be interested in the following credit cards

Gold Credit Card
Student Credit Card
Monthly fee:
Recommended income
R4 000 pm
An all-inclusive credit card with lifestyle benefits and special offers which includes professional rates, free travel insurance and more
Flexi Core Credit Card
Premium Banking Credit Card
Monthly fee:
Recommended income
R2 000 pm
A credit card with multiple benefits; from purchases in stores and online, to paying with your smartphone or wearable device.
Need more help?

For more information visit our Self-service section

General card support:

Call us on: 0861 462 273
International: +27 11 354 4001
Email us at:

Visit your nearest branch

For lost and stolen cards (24/7)

Call us on: 0800 111 155 | Absa App