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Gold Credit Card

An all-inclusive credit card with lifestyle and special offers.

Monthly fee

R64

Recommended income

R7 000 pm

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Bank the smart way with a Gold Credit Card

Smart way to pay

Shop securely online or instore. Pay with your card, smartphone or wearable device.

Rewards and Absa Advantage

Cash back with Absa Rewards. Free meals for completing challenges on your Banking App.

Value added benefits

Preferential rates to access to Bidvest Premier Domestic and International airport departure lounges. Travel insurance for international bookings.

Gold Credit Card Details

Qualifying criteria and requirements

Rates and fees

Features and benefits
Access Absa Online Banking and the Absa Banking App

Bidvest Premier Airport Lounge access at preferential rates. See terms and conditions.

R1,5 million automatic basic cover* for travel emergencies

Free lost card protection: Call us on 0800 111 155 if your card is lost or stolen

Absa Rewards: Get cash back when you pay with your card

Absa Advantage: Get rewarded for completing simple challenges on your Banking App

Exclusive Visa benefits: Visa Local Offers, Global Merchant offers and Buyers Protection

Contactless payments: No PIN required for transactions up to R500. Just tap on a POS device to pay.

NotifyMe: Activate SMS notifications for added security

Credit history: Use your card and build a credit history

*Underwritten by Bryte Insurance Company Limited.
Terms and conditions apply
Qualifying criteria and requirements
Monthly income of R7 000 required

18 years or older

Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months

Subject to affordability assessment
Buying and paying
Credit limit Up to R90 000

Swipe, scan or tap to pay at any point-of-sale machine worldwide

Shop securely online or in-store
Rates and fees
Get up to 57 days interest-free on qualifying transactions

Transaction fees on purchases: No transaction fees on purchases (excluding prepaid airtime, data, utilities and Lotto)

You can pay extra on your monthly instalments if you need to

More about your Gold Credit Card

My card and safety

Keep your credit card in a safe place, use it wisely and never share your PIN with anyone.

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Learn about credit

Get important tips and useful information on how you can manage your Absa Credit Card.

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Upgrade or change limit

It’s quick and easy to upgrade or change your limit.

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Digital payment solutions

For fast, secure payments. Available 24/7.

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Premium Banking Credit Card

Access your Absa cheque, credit and savings accounts with just one card. Get priority banking and complimentary access to airport lounges.

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