Credit Cards


Gold Credit Card

An all-inclusive gold credit card tailored to suit your needs

Qualifying CriteriaMonthly income of R4 000
  • Valid ID
  • Over 18 years old
  • Proof of residence

If you want to expand your financial resources and earn an income of  R4 000 per month, then a Gold Credit Card from Absa is the ideal way to enjoy the convenience and security of full credit facilities.

A Gold Credit Card can cater for secondary cards and a garage card, enabling you to share this banking convenience with family members.

A Gold Credit Card also entitles you to a range of exciting lifestyle-enhancing, special offers and discounts from Visa or MasterCard.

Not for you? Find the right credit card.


A Gold Credit Card could be the right choice if you:

  • Earn an income of R4 000 or more per month
  • Want a linked Garage Card to pay for petrol, oil, spares, repairs and tollgates
  • Would like linked secondary cards to share the security and convenience with family members
  • Would like the convenience of paying bills and making purchases online and in stores
  • Are keen to continue developing and growing your credit history


Did You Know?
You will automatically enjoy Travel Insurance from Absa when you purchase your international return travel tickets with your Absa credit card.

What you get?
  • Discounted access to Bidvest lounges at both domestic and international terminals within South Africa.
  • Up to 57 days interest free on qualifying purchases (excluding cash withdrawals, casino transactions, Internet Banking transfers, garage card fuel purchases and budget plan purchases). All outstanding balances must be paid by the due date
  • Budget facility for purchases over R300 with extended credit that gives you 6 to 48 months to pay
  • Full ATM functionality, including cash withdrawals
  • Combi facility so you can link your credit card to your Absa Cheque or Savings Account
  • Secondary cards to share the benefits of your Absa Credit Card with family members
  • Garage Card which can be used for petrol, oil, spares, repairs and tollgates
  • Free monthly eStatements
  • Free Lost Card Protection, which means that if your card is lost or stolen, you will not be held liable for any fraudulent transactions that may occur on the card after you have reported the loss or theft. Once you have reported the card missing by contacting us, it is stopped immediately and you will be sent a new card. Please note that the Free Lost Card Protection does not cover the cost of replacing a card and a lost card administration fee will be charged to your account
  • Automatic basic Travel Insurance whenever international return travel tickets are purchased using your Absa Credit Card, with the option to purchase Top Up Cover
  • Optional Credit Protection Plan covers a limited outstanding balance in the event of death or permanent total disability. In the event of retrenchment, 10% of your outstanding balance will be paid out up to six (6) months.
  • A choice of either a Visa or a MasterCard credit card - each comes with associated benefits: Visa Card gives you access to Visa Privileges (which includes special offers on travel, shopping, dining and lifestyle), while MasterCard gives you access to MasterCard Moments (which includes exclusive offers and discounts to help you create special 'moments' around the world)
  • The flexibility of choosing to spend on either your revolving credit (straight) or extended credit (budget) facility - within one predetermined credit limit; as opposed to setting up the split when opening your credit card account.
  • 24/7 access to Absa Absa Online, Cellphone Banking and Telephone Banking.
  • Enhanced security with Chip and PIN technology - just make sure you never give credit card or PIN to anyone else
  • Secure online shopping with Verified by Visa or MasterCard SecureCode.

Online Application
Complete a secure application form online

Contact Gold Credit Card
What it Costs
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