This Shari'ah compliant account is based on a Qardh structure. For R170.48 per month, you’ll have access to priority service, expert advice and a host of exclusive lifestyle benefits.
Minimum income: R25 000

Apply now

Premium branch service
Premium service

We bank when you bank. Enjoy exclusive priority banking in selected branches, call 0860 109 085 or chat online to a banker 24/7.

Wealth enhancement
Wealth enhancement

What you leave for the future starts today. Access a financial advisor, get a free financial needs analysis and more.

Lifestyle benefits
Lifestyle and travel benefits

Open up your life and your money to the world with international money transfers, lounge access, chauffeured drives and a host of travel benefits

Family benefits
Family benefits

Takaful death benefit of R25 000

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Get unlimited electronic transactions
One card solution

Less is more. Access your debit and savings account with one card.

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Get unlimited electronic transactions
Absa Rewards

Make money with every swipe and get cash back in your pocket with Absa Rewards.

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What you can expect

Smarter banking
  • R170.48 per month
  • Includes:
    • Free online banking
    • Free mobile app banking
    • Free Notify-me SMS notifications
    • Free card swipes
    • 7 free Absa ATM cash withdrawals
    • 5 free Absa ATM cash deposits
  • Debit card with contactless tap and pay
  • One card solution: access your debit and savings account with one card
  • View and pay bills online using the walletdoc app or website
  • Keep all card and payment details in your MasterPass digital wallet
  • Help pay the banking fees of a family member, an employee or a dependent with Bank on Me
  • Transacting using a chip debit card is smarter, faster and more convenient. Learn more about debit card benefits.
Premium service
  • 24/7 dedicated Premium Line available on 0860 109 085 | +2711 501 5006
  • Premium chat service for banking, financial and investment advice
  • Priority bankers in selected branches
Wealth enhancement
  • Access to a financial advisor
  • Free financial needs analysis
  • Find the right investment for you with the Virtual Investor tool
  • Free Stockbroking Account (no monthly admin fees): Invest in JSE™ Shari'ah-compliant shares and a Shari’ah Top 40 exchange-traded fund (ETF).
Family benefits
  • 50% off your spouse’s Premium Banking monthly fee
  • Free Islamic Youth account and app for children under 19
  • R25 000 lump sum Takaful benefit
  • Free Islamic will
Lifestyle and travel benefits
  • 8 free Take-me-Home trips per year
  • Add Absa Rewards and get great benefits such as:
    • Real cash back when you use your Absa card*
    • As much as 15% Cash Rewards every time you shop or fill up at Sasol* 

*Terms and conditions apply

Travel benefits
  • Get foreign bank notes for 22 of the world’s major currencies and we can order currency for you, should we not have it at our counters
  • Use four different currencies from one card with the Multi-currency Cash Passport
  • International airport lounge access with DragonPass 
  • Preferential rates at Bidvest lounges on your Premium Banking Credit Card
International Payments
  • SWIFT: Send money from your bank account to an account abroad with SWIFT (bank-to-bank) transfers.
  • Western Union: A fast, reliable, person-to-person transfer service, and convenient way to send or receive money around the world.
Making the switch is easy

We switch your debit orders for you. Download a switching form here, complete and send to

Benefits of switching include:

  • Absa Islamic Vehicle Finance: In the market for an upgrade? Keep your next finance agreement with us and you’ll get up to 5% cash back on your settlement amount.
What you need to apply
  • Minimum income of R25 000 per month
  • Valid, bar-coded South African ID
  • Proof of residence
  • Your latest salary advice
  • South African citizenship

Need more help?

Get in touch on the 24/7 Premium Line:

0860 109 085

International callers:

+2711 501 5006

E-mail us at:

Visit your nearest branch