This Shari'ah compliant account is based on a Qardh structure. For R190.00 per month, you'll have access to priority service, expert advice and a host of exclusive lifestyle benefits.
Minimum income: R25 000

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Premium branch service
Retrenchment & Disability Benefit

Retrenchment and Disability Cover included

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Wealth enhancement
Wealth enhancement

What you leave for the future starts today. Access a financial adviser, get a free financial needs analysis and more.

Lifestyle benefits
Lifestyle and travel benefits

Open up your life and your money to the world with international money transfers, lounge access, chauffeured drives and a host of travel benefits

Get unlimited electronic transactions
Premium service

We bank when you bank. Enjoy exclusive priority banking in selected branches, call 0860 109 085 or chat online to a banker 24/7.

Family benefits
Family Benefits

Islamic death benefit to the value of R25 000.

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Get unlimited electronic transactions
One card solution

Less is more. Access your debit and savings account with one card.

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Get unlimited electronic transactions
Absa Rewards

Make money with every swipe and get cash back in your pocket with Absa Rewards.

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What you can expect

  • Smarter banking

    • R190.00 per month
    • Includes:
      • Online banking
      • Mobile app banking
      • Unlimited Notify-me SMS notifications
      • Unlimited card swipes
      • Seven Absa ATM cash withdrawals
      • Five Absa ATM cash deposits
    • Debit card with contactless tap and pay
    • One card solution: access your debit and savings account with one card
    • View and pay bills online using the  walletdoc  app or website
    • Keep all card and payment details in your MasterPass digital wallet

  • Premium service

    • 24/7 dedicated Premium Line available on 0860 109 085 | +2711 501 5006
    • Premium chat service for banking, financial and investment advice
    • Priority bankers in selected branches

  • Wealth enhancement

    • Access to a financial advisor
    • Free financial needs analysis
    • Find the right investment for you with the Virtual Investor tool
    • Free Stockbroking Account (no monthly admin fees): Invest in JSE™ Shari'ah-compliant shares and a Shari’ah Top 40 exchange-traded fund (ETF).

  • Family benefits

    • Retrenchment and disability benefit
    • 50% off your spouse’s Premium Banking monthly fee
    • Free Islamic Youth account and app for children under 19
    • R25 000 death benefit
    • Free Islamic will

  • Lifestyle and travel benefits

    Exclusive benefits
    • Add Absa Rewards and get great benefits such as:
      • Real cash back when you use your Absa card*
      • As much as 20% Cash back every time you shop or fill up at Sasol* 

    *Terms and conditions apply

    Travel benefits
    • Get foreign bank notes for 22 of the world’s major currencies and we can order currency for you, should we not have it at our counters
    • Use four different currencies from one card with the Multi-currency Cash Passport
    • International airport lounge access with DragonPass 
    • Preferential rates at Bidvest lounges on your Premium Banking Credit Card
    International Payments
    • SWIFT: Send money from your bank account to an account abroad with SWIFT (bank-to-bank) transfers.
    • Western Union: A fast, reliable, person-to-person transfer service, and convenient way to send or receive money around the world.

  • Making the switch is easy

    We switch your debit orders for you. Download a switching form here, complete and send to switching@absa.co.za.

    Benefits of switching include:

    • Absa Islamic Vehicle Finance: In the market for an upgrade? Keep your next finance agreement with us and you’ll get up to 5% cash back on your settlement amount.

  • What you need to apply

    • Minimum income of R25 000 per month
    • Valid, bar-coded South African ID
    • Proof of residence
    • Your latest salary advice
    • South African citizenship

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Need more help?

Get in touch on the 24/7 Premium Line:

0860 109 085

International callers:

+2711 501 5006

Email us at:

premiumbanking@absa.co.za

Visit your nearest branch