This Shari'ah compliant account is based on a Qardh structure. For R159 per month, you’ll have access to priority service, expert advice and a host of exclusive lifestyle benefits.
Minimum income: R25 000

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24/7 Dedicated Premium line

We bank when you bank. Speak to a Premium Banking agent 24/7.

0860 109 085 | +2711 501 5006

Premium chat

Receive instant financial and investment advice with our online chat service.

Premium branch service

Gain access to exclusive service from priority bankers in selected branches.

One card solution

Less is more. Access your debit and savings account with one card.

Family benefits

Get R25 000 Takaful benefit plus 50% off your spouse’s value bundle fee.

Absa Rewards

Make money with every swipe and get cash back in your pocket with Absa Rewards.

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What you can expect

Smarter banking
  • R159 per month
  • Includes:
    • Free online banking
    • Free mobile app banking
    • Free Notify-me SMS notifications
    • Free card swipes
    • 7 free Absa ATM cash withdrawals
    • 5 free Absa ATM cash deposits
  • Debit card with contactless tap and pay
  • One card solution: access your debit and savings account with one card
  • View and pay bills online using the walletdoc app or website
  • Keep all card and payment details in your MasterPass digital wallet
Premium service
  • 24/7 dedicated Premium Banking line
  • Premium chat service for banking, financial and investment advice
  • Priority bankers in selected branches
Wealth enhancement
  • Access to a financial advisor
  • Free financial needs analysis
  • Find the right investment for you with the Virtual Investor tool
  • Free Stockbroking Account (no monthly admin fees): invest in JSE™ Shari'ah-compliant shares and Shari’ah Top 40 exchange-traded fund (ETF)
Family benefits
  • 50% off spouse or partner bundle fees
  • Free Islamic Youth account and app for children under 19
  • R25 000 lump sum Takaful benefit
  • Free Islamic will
Lifestyle benefits
  • 8 free Take-me-Home trips per year
  • Get cash back in your pocket by adding Absa Rewards for benefits such as:
    • Earn as much as 15% Cash Rewards every time you shop or fill up at Sasol (terms and conditons apply).
  • Travel benefits
    • Use four different currencies from one card with the Multi-currency Cash Passport
  • International airport lounge access with DragonPass (please note that this is not a Shari'ah compliant product).
  • Preferential rates at Bidvest lounges on your Premium Banking Credit Card
Making the switch is easy

We switch your debit orders for you. Download a switching form here, complete and send to

Benefits of switching include:

  • Absa Vehicle Finance: in the market for an upgrade? Keep your next finance agreement with us and you’ll get up to 5% cash back on your settlement amount.
What you need to apply
  • Minimum income of R25 000 per month
  • Valid, bar-coded South African ID
  • Proof of residence
  • Your latest salary advice
  • South African citizenship

Need more help?

Get in touch on the 24/7 Premium Line:

0860 109 085

International callers:

+2711 501 5006

E-mail us at:

Visit your nearest branch