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What's new in online banking

Flexi Core Credit Card - your first credit card to build good credit.

With our Absa Flexi Core Credit Card you always get more than you expect. Make purchases online, swipe in store and get rewarded.

Build a credit record

Smart way to start building a good credit history.

Absa Rewards and Absa Advantage

Get cash back from Absa Rewards when you pay with your card. Complete simple challenges on the Banking App and get rewarded instantly with Absa Advantage.

Smart way to pay

Shop securely online or in store. Swipe, scan or tap to pay with your card, smartphone or wearable device at any point-of-sale machine worldwide.

Apply now

Advantages of your first credit card

Features and benefits

Digital banking: Use your Absa Banking App to stop and replace your card, report fraud, manage your daily card limits and more. Or you can logon to Absa Online Banking and bank wherever you are, 24/7
Travel insurance: Automatic basic cover* for a range of travel emergencies
Free lost card protection: You are covered if your card is lost or stolen, subject to letting the bank know (please call us on 0800 111 155)
Absa Rewards: Get cash back when you pay with your card locally and internationally
Absa Advantage: Complete simple challenges on the Absa Banking App and get rewarded instantly for banking smarter
Exclusive Visa benefits such as Visa Global Merchant offers
Contactless payments: Tap to pay with your card, smartphone or wearable device at any point-of-sale machine worldwide
NotifyMe: For added security, activate SMS notifications to get alerts of any activity in your account
Credit history: Use your card and build a credit history

*Underwritten by Bryte Insurance Company Limited.

Terms and conditions apply to pricing, services and benefits.

Rates and fees

Interest rate: Get up to 57 days interest-free on qualifying transactions
Transaction fee: No transaction fees on purchases
Fixed monthly payments: You can pay extra on your monthly instalments if you need to

Buy and pay with your credit card

Credit limit: Up to R90 000
Swipe, scan or tap to pay at any point-of-sale machine worldwide
Shop securely online or in-store

Qualifying criteria and requirements

Monthly income required: R2 000
Age: 18 years or older
Documentation required: Valid South African ID book or Smart card, proof of residence and the latest proof of income for three consecutive months
Subject to affordability assessment

Our 5-step credit card application process

Click on the Apply now button below
On the Online Account Application page, enter the characters as displayed in the image
Please complete the six-step assessment
You may Save and continue later, or Continue at each stage of your assessment
Click Apply when you have completed your assessment

Apply now

Alternative application options

If you are not sure our Flexi Core Credit Card is the right card for you, please compare our credit cards. If you need alternative application processes, find the one that suits you below: