If you’ve been looking to start building a credit record, then our Absa Flexi Core Credit Card is the perfect first-time credit card for you. Get this card and enjoy multiple benefits, from making purchases in stores and online, to making larger purchases without having to carry huge amounts of cash around.

Apply now

Apply now


Flexi Core Credit Card benefits and how to get it

  • Benefits and exclusive features

    • Interest-free credit: Get up to 57 days interest-free on purchases
    • No transaction fees on purchases
    • Lost card protection: You are covered if your card is lost or stolen
    • Everyday shopping worldwide and online: Swipe at any point-of-sale machine worldwide, shop securely online
    • Rewards: Get cash back when you pay with your card locally and internationally
    • Travel insurance: Automatic basic cover* for a range of travel emergencies
    • Contactless: Your card has contactless (tap-and-pay) technology
    • NotifyMe: Get SMSs of any account activity for added security
    • Credit Life protection: Looks after your family by paying your outstanding debt in the event of death, dread disease and permanent disability
    • Fixed monthly payments: Ensure you pay more of your capital debt monthly and allow for easy budgeting
    • Helps you build a credit history
  • Digital banking

    • Absa Banking App: Use the App to stop and replace your card, report fraud, manage your daily card limits, lock and unlock certain functions, retrieve your PIN and set your card up for international travel
    • Absa Online Banking: Bank wherever you are 24/7

    Visit our Ways to bank section to find out how you can bank digitally with Absa.

  • Qualifying criteria

    • Monthly income of R2 000
    • You must be 18 years or older
    • Subject to affordability assessment
  • Documents needed

    • Valid South African ID book or Smart card
    • Proof of residence
    • Latest proof of income for three consecutive months required

                                                     *Terms and conditions apply

Need more help?

Let one of our call centre agents help you get the best account for your needs.

Apply online 24/7 or call:

0861 114 411
Weekdays 08:00 - 17:30
Saturday 08:00-13:00

General card support:

0861 462 273
Weekday: 08:00 - 20:00
Weekends: 08:00 - 13:00

Visit your nearest branch

For 24-hour Services:

For application status updates call:

0861 114 411

For Lost and stolen cards call:

0800 111 155 | Absa App

Email us at: