We offer startups and existing small, medium and micro enterprises (SMEs) asset loans, working capital and business expansion finance.

I need finance for my business


Starting a business takes lots of courage and determination. You know you have both. A lack of funds shouldn’t prevent you from realising your business dreams.

See our funding solutions for SMEs

SME Contract Financing

Up to R3 million loan to assist SMEs awarded contracts or purchase orders.

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Thembani International Guarantee Fund

Black-owned SMEs that don't have collateral/security operating in Southern Africa can apply for a loan with a guarantee of up to R10 million. 

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Talk to us

Send us your details and we’ll make sure you get all the help you need concerning your finance needs. Please note all fields are mandatory.

Please only complete below if you have selected an existing business
  • Contact us

    Contact our specialists about your needs

    Free State  051 401 1051/071 688 5978
    Northern Cape 053 839 7473/076 992 2697
    Eastern Cape 041 501 9201/041 502 1111
    Gauteng - Pretoria 012 366 6189
    Gauteng – Central and South 071 370 8194
    Limpopo 015 290 8024/072 342 7859
    Mpumalanga 013 753 4500
    North West 014 566 7260 
    Western Cape 0800 227 592 (Select option 6)
    KwaZulu-Natal 031 324 2360 

I need affordable vehicle and asset finance


Our Commercial Asset Finance team has a workable asset finance solution to help drive your business to new levels.


Need more help?

For Absa Vehicle and Asset Finance call us on:

0860 669 669

For Commercial Asset Finance call us on:

0861 00 11 55

I need a working capital loan


With enough working capital you can run things smoothly while maintaining your business’ competitive edge.

  • Business overdraft

    If you need immediate funds to finance working capital and avoid unnecessary penalties, a business overdraft is best for you.

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  • Term finance

    We can help you with a variety of short-term and medium-term finance products to ensure your business has the funding it needs.

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Need more help?

Have we provided all the information you need?
If not, we are here to help.

Call us on:

0860 040 302

Small business support to help unlock your potential


We assist emerging black small and medium enterprises (SMEs) in South Africa grow and prosper through various Enterprise Development (ED) initiatives. These initiatives contribute to the wider National Agenda to promote a thriving SME sector that enables economic and social development in the country.


  • SME support

    SMEs face numerous challenges in achieving sustainability and success, the most notable of these being:

    • Access to finance
    • Access to markets
    • Business management skills

    Tell me more


Need more help?

Contact your relationship executive.

Call us on:

0860 040 302

Email us at:


Let's chat!

Need help?
Chat to a member of our team right here.