Our business funding solutions cater for start-ups and existing small, medium and micro enterprises (SMEs) with working capital or expansion finance needs. Access any one of our Enterprise Development Centres around the country and get all the business development support that’s appropriate to your needs.

Let us help grow your business

Funding is a BIG answer for any small business

To start a business takes lots of courage and second to that, determination. You know you have both. A lack of funds shouldn’t prevent you from realising your dream.

See our funding solutions for SMEs

  • Enterprise and Supply Chain Finance

    Our Enterprise and Supply Chain Finance solution is designed to meet an SME’s working capital, commercial asset and expansion finance needs. You may be eligible for funding if you are participating in an Enterprise and Supplier Development Programme with a corporate or government entity, and you can demonstrate affordability for the loan from the cash flows arising from your contract with the corporate or government entity. An Absa Business Banking suite can be tailored for the SME.

  • Absa Development Credit Fund

    Are you a small, medium or micro-sized enterprise and don’t qualify for a conventional business loan? We may have another finance option for you, subject to your business’ ability to repay the loan.

    Tell me more

  • Absa Women Empowerment Fund

    Are you a business woman with the skills and expertise to make a success of your business? If so, you may be eligible for finance through our Women Empowerment Fund, subject to your business’ ability to repay the loan.

    Tell me more

  • Absa SME Fund

    If you are an SME and your business is 100% black-owned and have just been awarded a government contract or tender, we can assist you grow your business with an Absa SME Fund loan.

    Tell me more

  • Thembani International Guarantee Fund

    Is your SME 51% black owned and does it operate in South Africa, a Southern African country and/or countries where Absa has operations? Our Thembani International Guarantee Fund may be the right solution to grow your business.

    Tell me more

  • Talk to us

    Send us your details and we’ll make sure you get all the help you need concerning your finance needs. Please note all fields are mandatory.


Need more help?

Let one of our consultants assist you.

Contact your relationship executive.

Call Absa Business Banking on:

0860 040 302

Email us at:


We can finance it all

Absa Commercial Asset Finance can offer you a workable asset finance solution to help power your business further.

Our vehicle and asset solutions

Need more help?

For Absa Vehicle and Asset Finance call us on:

0860 369 369

For Commercial Asset Finance call us on:

0861 00 11 55

Funding for your operations

With enough working capital you can run things smoothly while maintaining your business’s competitive edge.

Here are some solutions:

  • Business overdraft

    The business overdraft facility is linked to your business account and provides you the ability to make payments using either your own funds and/or an overdraft limit, providing you with working capital while avoiding unnecessary penalties.

    Tell me more

  • Short and medium term finance solutions

    We can help you with a variety of short-term and medium-term finance products to ensure your business has the funding it needs.

    Tell me more

Need more help?

Have we provided all the information you need?
If not, we are here to help.

Call us on:

0860 040 302

Support to build and grow your business

Our Enterprise Development Centres located throughout South Africa can support your business from inception until maturity through unlocking access to finance, access to markets and access to business development support services. We can tailor business development support that’s appropriate to your needs.

Here’s what we offer:

Business Development Support Services
  • Consultants who can help with business plans, cash flow projections, company registrations and guidance on business development
  • Networking opportunities for entrepreneurs and the chance to attend seminars and workshops to boost your business
  • Access to computers - no need to own one yourself
  • Our aim is to drive the economy and ultimately strengthen job-creation potential, productivity and sustainability
What we offer
  • Advisory services on our funding and support offerings for SMEs
  • Guidance on business plans, cash flow, licences, permits, registration regulations and tax compliance documents
  • Workshops for SMEs on topics ranging from entrepreneurial skills development to financial literacy to business management
  • Opportunities for SMEs to network through seminars and other events
Access to markets

Our online platform, called Procurement Portal, connects SMEs to corporate and government buyers to help SMEs identify markets.

  • Buyers can search for SMEs in a particular region, of a certain profile and with a particular capacity
  • The portal encourages corporates and government entities to buy more services and products from SMEs
  • It helps SMEs find business opportunities
How it works
  • Suppliers of all sizes, industries and profiles can register their business information on the portal
  • Corporate and government entity buyers can search for accredited suppliers in particular regions and industries and with a specific profile
  • Registration and interaction takes place on an independent website - subscription contracts and costs are managed by Supply Chain Network (SCNet)
  • Registered suppliers get daily notifications of public leads and tenders issued
  • Absa Entrepreneurship Centres



    Contact number


    892 Umngeni Road, Lion Match Factory Office Park, Durban, 4001

    031 324 2360 (Tel)

    031 324 2384 (Work)


    15 Chatterton Road, Pietermaritzburg, 3201

    033 264 4500 (Tel)

    033 394 2242 (Fax)


    1 Central Place, 30 Jeppe Street, Newtown, Johannesburg

    011 689 1940

    Cape Town

    1st Floor, Bridgepark West, Bridgeway, Century City, 7441

    021 816 4000

    Free State

    Absa Brandwag, corner Donald Murray and Nelson Mandela Drive, Bloemfontein

    051 401 1051

    Port Elizabeth

    1st Floor, Kwantu Towers, Vuyisile Mini Square, Port Elizabeth, 6001

    041 501 9200 (Tel)

    041 501 9210 (Fax)

    North West

    Corner R565 and Direpotsane Road, Phokeng, 0355

    014 556 7260


Need more help?

Contact your relationship executive.

Call Absa Business Banking on:

0860 040 302

Email us at: