Our business funding solutions cater for start-ups and existing small, medium and micro enterprises (SMEs) with working capital or expansion finance needs. Access any one of our Enterprise Development Centres around the country and get all the business development support that’s appropriate to your needs.

I need funding for my business

To start a business takes lots of courage and second to that, determination. You know you have both. A lack of funds shouldn’t prevent you from realising your dream.

See our funding solutions for SMEs

Absa Development Credit Fund

Are you a small, medium or micro-sized enterprise and don’t qualify for a conventional business loan? We may have another finance option for you, subject to your business’ ability to repay the loan.

Tell me more

Absa Women Empowerment Fund

Are you a business woman with the skills and expertise to make a success of your business? If so, you may be eligible for finance through our Women Empowerment Fund, subject to your business’ ability to repay the loan.

Tell me more

Absa SME Fund

If you are an SME and your business is 100% black-owned and have just been awarded a government contract or tender, we can assist you grow your business with an Absa SME Fund loan.

Tell me more

Thembani International Guarantee Fund

Is your SME 51% black owned and does it operate in South Africa, a Southern African country and/or countries where Absa has operations? Our Thembani International Guarantee Fund may be the right solution to grow your business.

Tell me more

Talk to us

Send us your details and we’ll make sure you get all the help you need concerning your finance needs. Please note all fields are mandatory.

Please only complete below if you have selected an existing Business

Contact our specialists about your needs

Free State & Northern Cape 051 401 1230
Eastern Cape 041 390 6241
Gauteng - Pretoria 012 364 1787
Gauteng – Central & South 011 225 8673
Limpopo 012 364 1787 
Mpumalanga 012 364 1787
North West 014 566 7260 
Western Cape 021 816 4121
KwaZulu-Natal 031 324 2361 

I need affordable vehicle and asset finance

Absa Commercial Asset Finance can offer you a workable asset finance solution to help power your business further.


Need more help?

For Absa Vehicle and Asset Finance call us on:

0860 669 669

For Commercial Asset Finance call us on:

0861 00 11 55

I need a working capital loan

With enough working capital you can run things smoothly while maintaining your business’s competitive edge.

  • Business overdraft

    The business overdraft facility is linked to your business account and provides you the ability to make payments using either your own funds and/or an overdraft limit, providing you with working capital while avoiding unnecessary penalties.

    Tell me more

  • Short and medium term finance solutions

    We can help you with a variety of short-term and medium-term finance products to ensure your business has the funding it needs.

    Tell me more

Need more help?

Have we provided all the information you need?
If not, we are here to help.

Call us on:

0860 040 302

Small business support to help unlock your potential

Absa is committed to assisting emerging black small and medium enterprises (SMEs) in South Africa to grow and prosper through our various Enterprise Development (ED) initiatives. ED is an integral part of the Barclays Africa Shared Growth Strategy and contributes to the wider National Agenda to promote a thriving SME sector to enable economic and social development in the country.

SME Business

SMEs face numerous challenges in achieving sustainability and success, the most notable of these being:

• Access to finance
• Access to markets
• Business management skills

Absa, together with our various partners, seeks to assist SMEs to overcome some of these barriers.

Tell me more


Need more help?

Contact your relationship executive.

Call Absa Business Banking on:

0860 040 302

Email us at: