We offer startups and existing small, medium and micro enterprises (SMEs) asset loans, working capital and business expansion finance.

I need finance for my business

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Starting a business takes lots of courage and determination. You know you have both. A lack of funds shouldn’t prevent you from realising your business dreams.

See our funding solutions for SMEs

SME Contract Financing

Up to R3 million loan to assist SMEs awarded contracts or purchase orders.

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Thembani International Guarantee Fund

Black-owned SMEs that don't have collateral/security operating in Southern Africa can apply for a loan with a guarantee of up to R10 million. 

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I need affordable vehicle and asset finance

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Our Commercial Asset Finance team has a workable asset finance solution to help drive your business to new levels.

contact

Need more help?

For Absa Vehicle and Asset Finance call us on:

0860 669 669

For Commercial Asset Finance call us on:

0861 00 11 55

I need a working capital loan

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With enough working capital you can run things smoothly while maintaining your business’ competitive edge.

  • Business overdraft

    If you need immediate funds to finance working capital and avoid unnecessary penalties, a business overdraft is best for you.

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  • Term finance

    We can help you with a variety of short-term and medium-term finance products to ensure your business has the funding it needs.

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Need more help?

Have we provided all the information you need?
If not, we are here to help.

Call us on:

0860 040 302

Small business support to help unlock your potential

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We assist emerging black small and medium enterprises (SMEs) in South Africa grow and prosper through various Enterprise Development (ED) initiatives. These initiatives contribute to the wider National Agenda to promote a thriving SME sector that enables economic and social development in the country.

 

  • SME support

    SMEs face numerous challenges in achieving sustainability and success, the most notable of these being:

    • Access to finance
    • Access to markets
    • Business management skills

    Tell me more
     

contact

Need more help?

Contact your relationship executive.

Call us on:

0860 040 302

Email us at:

ED@absa.co.za

Let's chat!

Need help?
Chat to a member of our team right here.

contact

Need more help?

Let one of our consultants assist you.

Contact your Business Executive.

Call us on:

0860 040 302