Partner with us to get your business moving with flexible, hassle-free vehicle and asset finance for new or used vehicles. We also assist by providing fleet management services.

Find the best vehicle and asset finance option for your business

commercial-asset-finance

Our commercial asset finance specialists will arrange a loan to specifically suit your growing business needs.

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Flexible terms

Choose repayment terms between 12 and 60 months.

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Expert advice

Our skilled specialists will tailor-make funding to suit your business.

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Protect your loan

We'll settle the balance in the case of death, disability or loss of income.

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What can we help you with?

  • Vehicle and asset loan

    Instalment Sale Agreement

    Pay off the asset in regular instalments.

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    Finance Lease Agreement

    You have the option to buy the asset at the end of the lease period.

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    Operating Lease Agreement

    Allow your business uninterrupted use of the asset rather than ownership.

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    Islamic Vehicle and Asset Finance

    Purchase a vehicle or immovable asset with a fully Shari’ah-compliant loan.

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  • Specialised finance

    Aviation finance

    We have strong partnerships with international and local aviation dealers and manufacturers. We offer:

    • Industry-led expertise in aircraft importation, as well as local sourcing.
    • Through relationships with leading aviation insurance players, aviation attorneys, international escrow agents and the South African Civil Aviation authorities we forge auxiliary support crucial to aviation finance.
    • Aviation fuel cards underwritten by Absa Card Division.
    • Specialised Trade & Cargo Management.

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    Marine finance

    We have supportive funding mechanisms that cater for marine finance. We offer:

    • Loans with repayments suited to your cash flow and business circumstances.
    • Islamic finance and credit lines. 
    • Value-added risk mitigation products like credit shortfall, loss of use cover, credit protection cover, deposit protector and mechanical breakdown warranties.

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  • Partnerships

    Link Finance
    Link Finance

    The Route Quest Group is the leader in manufacturing trailers and related products in Africa with brands such as Henred Fruehauf and SA Truck Bodies. We offer a unique, innovative customer-oriented approach to finding transport solutions.

    Our in-house finance division offers a range of financial packages, such as trailer rentals, buy-back agreements, full maintenance leases as well as residual value leases. Our custom-made packages are structured to suit the customer’s needs and our experience in this industry gives us the leading edge in this regard.

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    eContract

    John Deere
    John Deere Financial

    For those who cultivate and harvest the land. For those who transform and enrich the land. For those who build upon the land. John Deere is committed to your success.

    Because of our past, our purpose and our passion for helping you become more profitable and productive, John Deere is uniquely positioned to be the equipment supplier of choice.

    Apply now

    eContract

    JCB Finance
    JCB Finance

    JCB is an international manufacturer of high-quality construction and agricultural equipment.

    The story of JCB is one of innovation, ambition and sheer hard work. From small beginnings building agricultural tipping trailers in 1945, to the global force in manufacturing the company has become today.

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    eContract

  • Insurance to cover my loan

    Our risk mitigation products include:

Need more help?

Let one of our consultants assist you.

For Absa Vehicle and Asset Finance call us on:

0860 669 669

For Commercial Asset Finance call us on:

0861 00 11 55

We manage your fleet while you focus on growing your business

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Sector expertise

We provide innovative fleet management solutions for your business.

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Value-added products

We enhance your customer experience with additional products and services.

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More value

We offer a variety of funding options and value adding benefits.

  • Our products and services

    Full maintenance leases

    Enjoy the use of vehicles that we own. We carry the residual value risk on all vehicles and dispose of them at the end of the contract. We also bear the cost of maintenance.

    We constantly monitor your fleet and work with you to keep your rentals in line with vehicle use. At the end of the contract you simply return the vehicle to us.

    Full maintenance lease contracts provide the following key benefits:

    • The fixed terms facilitate accurate cashflow forecasting.
    • Input VAT on maintenance expenditure is fully recoverable.

     

    Operating rentals

    This is where you enjoy the use of the vehicle for a monthly rental and pay the actual maintenance expenses incurred.

    Our technical support and the close management of all maintenance invoices will ensure that all costs are duly authorised and unnecessary expenses are avoided. At the end of the contract you simply return the vehicle and pay for any extra kilometres you have travelled.

    Operating rentals enable you to:

    • Fully recover input VAT on maintenance costs.
    • Keep your maintenance costs at a minimum.

     

    Managed maintenance

    Our skilled technical experts provide cost effective and proactive maintenance management. These costs will be recovered from you at the end of every month after:

    • Invoices have been scrutinised for accuracy and appropriateness.
    • We have ensured that the work is done according to the manufacturer’s requirements.

  • Features and benefits

    Manage risk
    • We manage all residual value and maintenance risk on your fleet vehicles or share them with you. 
    • Our state-of-the art information technology, extensive experience and solid relationships with dealers and manufacturers ensure that you get the optimum professional service you need.
    Competitive rentals

    You may qualify for extremely competitive fees or rentals depending on the size of your company and involvement.

    Customised packages
    • We consult with you on vehicle policy and management, fleet structure and cash flows. 
    • We also set up exception-based reporting systems that suit your needs.
    Convenience
    • We ensure we provide you with comprehensive advice and administrative procedures. 
    • We take care of all sourcing and disposal of vehicles, manage associated documentation and handle all licensing and administration.

  • Value added products

    Fuel management

    We provide a comprehensive fleet card service. This facility gives you:

    • One point of contact for all your fleet requirements. 
    • Enables us to better monitor the usage of your fleet, improving our control of all your fleet costs.
    Insurance and accident management

    Our customers can access innovative, tailored insurance products.

    Roadside mechanical assistance

    We can arrange roadside assistance for your drivers to ensure that they stay mobile and safe at all times.

    Fines and licences

    We will manage the renewal of your vehicles’ licences and the payment of your drivers’ fines.

    Open road tolling
    • We facilitate all your open road tolling (ORT) transactions, reducing administration burdens.
    • We ensure that the ORT solution incorporates the issuing of tags, managing the transaction flow to settlement and dispute management.
    Tracking and recovery systems

    We install tracking units and arrange to pay the monthly fees on your behalf.

  • Contact us

    Johannesburg 011 685 9500
    Cape Town 021 816 4000
    Port Elizabeth 041 396 5533
    Durban 031 566 7700
    Nelspruit 013 753 4584

Need more help?

Call us on:

0861 600 800

Fleet management in the palm of your hand

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Bespoke services

We set up reporting systems that suit your needs.

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Professional assistance 

We take care of your requirements and facilitate discussions with oil companies.

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Great rewards

Get Business Rewards and discounts from motor fuel companies.

Tailored
Daily updates

Get daily, tailored reports about your spending.

  • Features and benefits

    Features
    • We offer a variety of Fleet Cards to meet your fleet requirements.
    • Accepted at approximately 16 000 fuel and repair merchants nationwide.
    • Accepted at all Toll Plazas in South Africa.
    • Our Fleet Call Centre operates 24 hours a day, seven days a week and 365 days a year.
    • Fuel alliances with Sasol Oil and Caltex SA.
    • We offer Business Rewards and diesel rebates.
    • Key account manager assigned to your fleet to provide fleet and fuel information management services.
    • Fleet reports on a daily, weekly and monthly basis.
    • Customised reports.
    • Competitive pricing in line with required Fleet Solutions.
    • Integration into fleet and payroll solutions.
    Benefits
    • Package solutions.
    • Comprehensive advice and administrative procedures.
    • Business Rewards on all Sasol Purchases on the Fleet Cards (Terms and Conditions apply).
    • Diesel rebates will be negotiated and facilitated with Caltex SA.
    • Daily exception reports on:
      • Potential irregular transactions
      • Excessive fuel/oil consumption
      • Multiple fill-ups
      • Weekend fill-ups
      • Irregular odometer readings
    • Detailed toll reports including Open Road Tolling transactions.
    • e-Tags for Open Road Tolling. 
    • Competitive pricing. 
    • No unauthorized usage.
    • Manage credit limits.

  • Our fuel card range

    Use our Fuel Only Card to buy petrol or diesel and get Sasol Business Rewards.

    Fuel and toll card
    • Buy petrol or diesel, pay for toll roads and get Sasol Business Rewards.
    • Excludes oil transactions but you may opt for the car wash option.
    Fuel, oil, toll, repairs and maintenance
    • Buy petrol and diesel, pay for vehicle repairs and maintenance, toll roads, and get Sasol Business Rewards.
    • Choice to include oil transactions or car wash options.
    Toll only card
    • Use this card to pay for toll road usage these cards are used for the procurement of toll transactions at toll gates. 
    • Link Open Road Tolling e-tags to your card.
    Miscellaneous cards
    • Cannot be linked to a specific vehicle  
    • Can be used to refuel a number of vehicles
    • Can only buy fuel
    Caltex fuel, oil and toll only card (Open bin)
    • Use this card to buy diesel from Caltex garages at a discounted rate. 
    • Use this card to pay for toll gates or buy fuel at other petrol station brands (no discount is applicable).

    Caltex fuel, oil and toll only card (Closed bin)
    • Use this card to buy diesel from Caltex garages ONLY at a discounted rate. 
    • Use this card to pay for toll gates. 

  • Value added products

    e-Tags
    • Pay for tolls using a tag.
    • It's safe and fast.
    Car wash
    • Option on some of our fleet cards.
    • Enable or disable this service on request.
    Management reporting
    • Request reports on your Fleet Card.
    • Option to get reports via email or simply download from our internet-based reporting tool My Fleet.
    e-Fuel
    • Card-free, cashless system using technology to pre-authorize and conclude a refuelling transaction. 
    • The vehicle and not the driver authorises the transaction. 
    • Customer is provided with a preventative control measure to ensure that a vehicle is present when fuel is dispensed and allocation of fuel is properly recorded against a specific vehicle.
    BP FuelMaster

    Cardless technology which allows for ease of refuelling.

  • Our alliance partners

    Caltex
    • Facilitate payments for diesel at discounted rates from all participating Caltex petrol stations.
    • We offer “closed bin” cards can ONLY be accepted at participating Caltex petrol stations and can be used to pay for tolls.
    • We offer “open bin” cards which you can use to buy fuel at any petrol station or pay for tolls nationwide.
    Sasol rewards

    We reward you in cash for using your Fleet Card to buy 3 000 litres or more of fuel per month at Sasol and Exel filling stations.

Need more help?

Call us on:

0861 227 232

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Let's chat!

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Chat to a member of our team right here.