Our Women Empowerment Finance facility is suitable for new and existing woman-owned businesses. If your business has a revenue stream and positive cashflow but lacks a deposit, collateral or security, you can qualify for a loan of up to R50 million.

 Flexible  terms

Option to repay your loan on a monthly, bi-monthly, quarterly or annual basis.


Borrow any sum between R150 000 and R50 million. Repayment terms of up to 10 years.


No deposit, collateral or security?
We can help.

  • Minimum qualifying criteria


    • Business must be conducted for profit and must show evidence of future revenue and repayment ability
    • The applicant must be a South African citizen and the business must be registered in South Africa
    • Business must be at least 51% owned and controlled by women
    • The applicant must have industry skills and expertise
    • Must have a viable business plan (or a business profile for purchase order finance must be provided)
    • If you don’t hold a business transactional account with us, it will be a condition that it must be moved to Absa
    • At least one of the owners must exercise management control of the business on a day-to-day basis


  • Features

    • Loans from R150 000 to R50 million
    • Repayment terms from 12 months to 10 years
    • Flexi reserve facility to keep additional funds in excess of the instalment
    • Repayment options to consider
      • Automatic capitalisation facility repayments
      • Payment escalation
      • Balloon payment
  • Exclusions

    • Businesses or directors with own collateral or security
    • Businesses where the main production or trade is in
      • Weapons and/or ammunition
      • Tobacco
      • Alcohol
    • Gambling outlets, casinos and any similar enterprises
    • Any business relating to pornography or prostitution

Need more help?

Let one of our consultants assist you.

Contact your Relationship Executive.

Call us on:

0860 040 302