We understand the importance of your wholesale or retail business, that’s why we offer tailored banking products and services so that you can grow and run it effectively.

Banking services and loans to get your business up and running

wholesale and retail

We offer merchant services, loans and insurance

Two ladies with Tablet

Tailor-made products to take your business to the next level

Woman with trolley

Download business documents for everyday use

man, desk and coffee
Contract of employment Commitment to quality service
Human resources
General office management
Notification to attend a counselling session Maintenance request
Personal records - disciplinary detail Office supplies request
Personal records - acknowledgement of resignation Phone memo
Personal records - attendance register
Sales and products
Personal records - employment details Order form
Personal records - payslip Products stock control
Personal records - time/wage register Products return report
Personal records - personal details Sales Plan
Discipline - draft disciplinary policy Sales representative evaluation
Discipline - disciplinary incident
Remuneration payroll
Discipline - disciplinary hearing decision Commission summary
Discipline - disciplinary appeal
Expertise and advice
Discipline - appeal decision The impact of tenure when investing in the fuel retail industry
Discipline - example of disciplinary code Understanding your service station business
Discipline - attend a disciplinary hearing  
Grievances -draft grievance policy  
Grievances - staff member  
Grievances - supervisor  
Suspension - pending disciplinary hearing  
Suspension - pending investigation  
Performace - performance agreement  
Performance - performance evaluation  
Basic financial planning
Cash flow  
Labour costs  
Product costing  
Letters of demand
Defective goods/services  
Instalment in arrears warning  
Letters of demand (general)  
Short delivery of goods  
Offers from customer
Pay in full settlement  
Pay in instalments  
Rejecting a settlement offer  
Loans and credit
Acknowledgement of loan  
Letter of acceptance for monies received  
Travel expense report  

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