Establish good credit habits while earning rewards on your purchases. Apply for an Absa Student Credit Card and live life on your terms.

Student Credit Card



No monthly

Swipe, shop online or spend on whatever you desire and pay no monthly card fees.

Student Credit Card credit-record
Build a credit

Great way to establish a credit history while you enhance your future.

Student Credit Card absa rewards
Absa Rewards and Absa Advantage

Get cash back from Absa Rewards when you pay with your card. Complete simple challenges on the Banking App and get rewarded instantly with Absa Advantage.

Advantages of your Student Credit Card

Features and benefits

  • Digital banking: Use your Absa Banking App to stop and replace your card, report fraud, manage your daily card limits and more. Or you can logon to Absa Online Banking and bank wherever you are, 24/7
  • Bidvest Airport Lounge: 3 complimentary visits per year. Access at preferential rates thereafter 
  • Travel insurance: R1 million automatic basic cover* for a range of travel emergencies
  • Free lost card protection: You are covered if your card is lost or stolen, subject to letting the bank know (please call us on 0800 111 155)
  • Absa Rewards: Get cash back when you pay with your card locally and internationally
  • Absa Advantage: Complete simple challenges on the Absa Banking App and get rewarded instantly for banking smarter
  • Exclusive Visa benefits such as Visa Global Merchant offers
  • Contactless payments: Tap to pay with your card, smartphone or wearable device at any point-of-sale machine worldwide
  • NotifyMe: For added security, activate SMS notifications to get alerts of any activity in your account


Rates and fees

  • Interest rate: Get up to 57 days interest-free on qualifying transactions
  • Transaction fee: No transaction fees on purchases
  • Fixed monthly payments: You can pay extra on your monthly instalments if you need to

Buy and pay with your credit card

  • Swipe, scan or tap to pay at any point-of-sale machine worldwide
  • Shop securely online or in-store

Qualifying criteria and requirements

  • Monthly income: Minimum monthly income or allowance of R800
  • Age: Between 18 and 30 years
  • Documentation required: Valid South African ID book or smart card, proof of residence and the latest proof of income for three consecutive months
  • Student registration: You must be a registered full-time student at an FET college, SAQA-approved institution, university, university of technology or private institution

Our credit card application process

  1. Visit an Absa branch; or
  2. Absa Student bureau

Alternative application options

If you are not sure our Student Credit Card is the right card for you, please compare our credit cards. If you need alternative application processes, find the one that suits you below:

Telephonic application

Call us on 0861 114 411

Weekdays 08:00 – 17:30
Saturday 08:00 – 13:00

Need more help?

General card support

Call us on 0861 462 273

International +27 11 354 4001

Monday – Sunday

07:00 – 19:00

For Lost and stolen cards

Call us on 0800 111 155 | Absa App

Apply online 24/7

Or call us on 0861 114 411

Weekdays 08:00 - 17:30

Saturday 08:00-13:00

For application status updates

Call us on 0861 114 411

Email us at: