Find the perfect Absa account
| Monthly fee |
| Recommended income |
| Absa Rewards |
| Point-of-sale swipes |
| Electronic enquiries |
| eStatements |
| Absa ATM and local POS cash withdrawals |
| Absa ATM cash deposits |
| Stop orders |
| Electronic payments |
| Digital Fraud Warranty |
| NotifyMe SMS or in-app messages |
| Monthly fee rebate** |
| Balance Booster* |
| Enhanced Credit Facility |
| Life cover |
| Savings Booster |
| Travel Insurance |
| Bidvest Lounge access |
Premium Banking |
R240 |
| R25 000 |
| ✓ |
| ✓ |
| ✓ |
| ✓ |
| Up to the total value of R4 000 |
| Up to the total value of R4 000 |
| ✓ |
| ✓ |
| ✓ |
| ✓ |
| 50% |
| X |
| X |
| X |
| X |
| X |
| X |
| Open now |
| Tell me more |
Ultimate Banking |
R98 |
| R7 000 |
| ✓ |
| ✓ |
| ✓ |
| ✓ |
| R3 000 free per month |
| R3 000 free per month |
| ✓ |
| ✓ |
| ✓ |
| ✓ |
| 100% |
| Up to R500 with no fees or interest |
(Optional) Of up to R100 000* with up to 30 days interest-free on POS transactions, provided the balance is settled in full within the billing cycle. You only pay the monthly service fee when you use the credit facility. |
| FREE R100 000 life cover for the first 12 months |
| ✓ |
| Up to R1.5 million |
| ✓ |
| Open now |
| Tell me more |
Ultimate Plus |
R220 |
| R25 000 |
| ✓ |
| ✓ |
| ✓ |
| ✓ |
| R9 000 free per month |
| R9 000 free per month |
| ✓ |
| ✓ |
| ✓ |
| ✓ |
| 100% |
| Up to R500 with no fees or interest |
(Optional) Of up to R100 000* with up to 30 days interest-free on POS transactions, provided the balance is settled in full within the billing cycle. You only pay the monthly service fee when you use the credit facility. |
| FREE R100 000 life cover for the first 12 months |
| ✓ |
| Up to R3 million |
| ✓ |
| Open now |
| Tell me more |
For an additional R75 per month, our Gold Value Bundle Plus offer gives you unlimited Absa ATM cash withdrawals – a useful new feature for customers who frequently exhaust their monthly bundled Absa ATM cash withdrawals.
The Premium Banking Plus offer includes unlimited Absa ATM cash withdrawals and five free ATM cash deposits per month, whereafter standard fees apply, as compared to the current R4 000 in Absa ATM and POS cash withdrawals and R4 000 in Absa ATM cash deposits on offer for Premium Banking customers.
*Balance Booster and Enhanced Credit Facility are subject to risk and affordability assessments. Terms and conditions apply. The initiation fee will be covered in the generic terms and conditions.
**Receive a discount on your monthly fee if you maintain a certain balance in your account.
The required balances and rebate amounts are as follows:
- Gold = 50% discount if R30 000 is maintained in the account
- Premium = 50% discount if R50 000 is maintained in the account
- Ultimate = 100% discount if R25 000 is maintained in the account
- Ultimate Plus = 100% discount if R50 000 is maintained in the account
Features and benefits compared
| Monthly fee |
| Recommended income |
| Absa App, Online, Mobile and Telephone Banking |
| Email/SMS notification |
| Electronic information enquires |
| Electronic fund transfers |
| Point-of-sale swipes |
| Point-of-sale cash withdrawals |
| eStatements |
| Electronic account and beneficiary payments |
| Lump sum life cover included |
Flexi Account |
R55.00 pm |
| R3 000 pm |
| ✓ |
| - |
| - |
| - |
| - |
| - |
| ✓ |
| - |
| R15 000 |
| Apply now |
| Tell me more |
Need more help?
Let one of our consultants help you get the best account for your needs.
Call us on: 0860 100 372
Email us at: absa@absa.co.za
Download the Absa Banking App
Absa Group Limited.