Make your dreams a reality with the right loan
Here's what you get with us:
Live free. Do it all. Prosper
With a personal loan you have endless possibilities
To borrow or not to borrow...
A loan can be a great tool to help you achieve your goals. Before you make a decision, here are some tips that will help you decide if it’s right for you.
Think about the following too
Maintaining a good credit history is important as it reflects on your credit score which in turn usually impacts on your financial future.
To better manage your credit record, make sure you are in the loop concerning your creditworthiness (an indication of the likelihood that a borrower will default in paying back a loan). Also understand your credit score and credit report.
We assess your affordability based on your monthly income and expenses to make sure you can afford the loan repayments. We also evaluate your credit profile to understand your past payment behaviour.
Switching your personal loan to us is easy
Here’s what you need to do
- Get the settlement amount of your loan from your lender
- Bring your settlement letter to us, as well as the following documents:
- Your original SA identity document
- Proof of residence
- Latest payslip
- Latest 3 months' bank statements (if you are not an Absa transactional customer)