Personal Loan
We guarantee to beat the interest rate of any like-for-like personal loan of up to R350 000

We can't guarantee the best weather on your big day, or a smooth first day of school, or a happy-go-lucky holiday, but one thing we can guarantee is the lowest rate when you take out a personal loan from us.

We will not just match a like-for-like quote on a loan from an authorised financial services and registered credit provider, we’ll beat it.

Say, you get a quote with an interest rate of 15%, we'll beat it… Best price guaranteed*.

Absa personal loans are flexible: you can borrow from R3 000 to R350 000, and affordable repayment periods range from 12 to 84 months*.

Not for you? Find the right loan.

What you get

  • Immediate access to your funds after approval
  • The best interest rate guaranteed*
  • Flexible repayment terms
  • The ability to pay off your loan faster (extra payments reduce the capital amount of the loan)
  • Easy approval if you require additional funds
  • An affordable Credit Protection Plan
How to apply

Applying for a personal loan is quick and easy!

If you are an existing Absa customer with internet banking, you can get a loan in minutes, simply click the 'Apply now' button below and logon to your internet banking. Remember to check if you've been pre-qualified in the 'Absa Offers' section!

If you are a new Absa customer or an existing Absa customer without internet banking, simply click the 'Apply now' button below to apply online or request a call back.

For a smooth application process have the following documentation on hand

  • Proof of identity
    South African ID or Passport
  • Proof of residential address (not older than 3 months)
    Utilities or municipality account, rental agreement, telephone or cell phone account
  • Proof of earnings
    Latest payslip


Apply Now
Apply Online
Online banking customers

If you're already registered for Absa Online, you can apply
quickly and easily!

Logon and Apply online

New and existing customers

Not an Absa customer, or not registered for Online banking? You can still apply online!

Apply now

Call me back

Send us your contact details and a consultant will call you back to assist you with your application.

Call me back

Not registered for online banking? Register now

Online Application
Complete a secure application form online

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