We can't guarantee the best weather on your big day, or a smooth first day of school, or a happy-go-lucky holiday, but one thing we can guarantee is the lowest rate when you take out a personal loan from us.
We will not just match a like-for-like quote on a loan from an authorised financial services and registered credit provider, we’ll beat it.
Say, you get a quote with an interest rate of 15%, we'll beat it… Best price guaranteed*.
Absa personal loans are flexible: you can borrow from R3 000 to R350 000, and affordable repayment periods range from 12 to 84 months*.
Not for you? Find the right loan.
- Immediate access to your funds after approval
- The best interest rate guaranteed*
- Flexible repayment terms
- The ability to pay off your loan faster (extra payments reduce the capital amount of the loan)
- Easy approval if you require additional funds
- An affordable Credit Protection Plan
Applying for a personal loan is quick and easy!
If you are an existing Absa customer with internet banking, you can get a loan in minutes, simply click the 'Apply now' button below and logon to your internet banking. Remember to check if you've been pre-qualified in the 'Absa Offers' section!
If you are a new Absa customer or an existing Absa customer without internet banking, simply click the 'Apply now' button below to apply online or request a call back.
For a smooth application process have the following documentation on hand
- Proof of identity
South African ID or Passport
- Proof of residential address (not older than 3 months)
Utilities or municipality account, rental agreement, telephone or cell phone account
- Proof of earnings