Absa contactless enabled debit cards let you pay for small amounts with just a tap of your card. No swiping, no pin. It’s quick and convenient and even faster than paying with cash!

Less hassle
Less hassle

Just tap and you’re done

No need to carry cash
No need to carry cash 

Load your card at any ATM

Multi-applications on one debit card
Multi-applications on one card

Contactless payments on your debit card

Available for Private Banking clients
Available for Private Banking clients

As an Absa Private Banking customer you also enjoy the benefits of making contactless payments.

Learn more

Get the most out of your contactless payments

Simple and affordable

How to get it and what you can expect

Get an Absa Gold or Platinum account
Get an Absa Gold or Platinum account
  • You need to earn a minimum of R4 000 a month to qualify for a Gold cheque account
  • You need to earn a minimum of R25 000 a month you qualify for a Platinum cheque account

Apply for a Gold account  Apply for a Platinum account

Already have a Gold or Platinum account?
Already have a debit card with contactless symbol?

If you have a new VISA branded Gold, Platinum, Private Banking and Wealth segments debit card with the contactless symbol on, you can then load funds and start using it. If your card is MasterCard or DOES NOT have the contactless symbol on, you will need to go to the branch and request a contactless enabled card.

Find my nearest branch

How do I load money and make purchases?
How do I load money and make purchases?

To load money onto your contactless enabled card:

  • To load money onto your contactless enabled card:
  • Go to any absa ATM and follow the instructions
  • Transfer money via AOL, ATM and Cellphone Banking
  • Go to any participating retailer

To purchase with our contactless enabled card:

  • Go to any retailer displaying the contactless logo
  • Make sure your purchase is less than R200
  • Hold your card over the reader
  • Your purchase will be actioned and you will receive a receipt

You can also check your contactless balance at any ATM

How much does it cost?
How much does it cost?
  • No transaction fees
  • No charges for declined transactions
  • A percentage fee is charged every time you load funds on your contactless application
  • When you transfer funds to your contactless application from your account, the percentage fee is charged on your account

What you need to know about contactless payments

  • Where can I get a contactless enabled card?

    Contactless enabled cards are available at all our branches.

  • How do I know if my card is contactless enabled?

    contactless card

    If your card displays the above symbol, it is contactless enabled

  • Where can I use my contactless card?

    contactless card

    Look out for the contactless payment symbol at participating:

    • petrol station convenience stores
    • supermarket kiosks
    • fast-food restaurants
    • cinema counters
    • bus or taxi operators
  • How much can I load on my card?

    You can load money a minimum of R3.00 up to a maximum of R1 500 at once, but up to R3 000 per month.

  • Why has the contactless feature been added to our debit cards?

    We continuously strive to simplify your banking and transacting experience. Adding the contactless functionality to debit cards allows you to choose how you pay for your transport or retail items. When you come across a retailer that accepts contactless
    payments you can pay for low value goods or services much faster.

  • Can I use my contactless enabled card to pay for transport?

    Yes, your contactless card can be used to pay for your transport fare if it costs R200 or less and if the transport operator allows contactless payments. Look out for the contactless symbol at participating public transport operators.

  • Can I use my contactless enabled card to buy from retailers?

    Yes, your contactless card can be used to pay for retail purchases of R200 or less at participating retailers.

  • How do I transfer money to the contactless portion of my card?

    You can transfer money to the contactless portion of your card through Absa Online, Absa ATM for fund transfers, Absa Cash Acceptor ATM for cash deposits, Cellphone Banking, Telephone banking and at participating retailers.

  • Once I’ve transferred money to my card, how soon can I start using the contactless functionality?

    Funds loaded onto your contactless card are stored on the card’s chip. Once you have transferred money to the card you will need to do a balance update on the chip before you will be able to use the funds on your card.

    If you transfer funds to your card through cash accepting ATM or at participating retailers your balance will be updated and you can immediately use your contactless function. However, if you transfer funds through Cellphone Banking or Absa Online, you will need to visit any of our ATMs to update your balance before you can use the contactless function.

  • How to identify if my card is wallet based nor not?

    You can identify your card if it’s a wallet or not. If it has the contactless sign and a second account number at the back, is a Wallet. A direct one will only have a contactless sign without a second account number at the back and you don’t need to load funds to the account to it, it goes direct. If your card has the contactless sign, but with the account number, then it needs to be funded.

  • How do I check my balance on the contactless portion of my card?

    You can check your balance at any Absa ATM or at Absa participating retailers that display the contactless symbol. Select ‘contactless’ from the available options and then select ‘balance enquiry’ to view your current balance.

  • Can I withdraw money from the contactless portion of my card?

    Funds cannot be withdrawn from the contactless portion of your card. You can however draw available funds from your cheque or savings account if you have a contactless enabled Debit Card.

  • Where can I find retailers that accept contactless transactions?

    Look out for the contactless symbol  at participating retailers and transit providers as this indicates that they accept contactless payments.

    Contactless payments are a new way to pay and many retailers are in the process of converting their Point-of-Sale devices to accept contactless transactions. Over time you will start to see more and more retailers and transit operators accepting contactless transactions.

  • What happens to my funds if I lose my card?

    The contactless portion of your contactless enabled card is just like cash. You don’t need a PIN to use it, which means you can quickly process transactions of R200 or less. Should you lose your card, call the Absa stop card number on 0800 11 11 55 immediately.

    Any funds that are still remaining on the contactless application of your card 30 days after the card has been blocked will be transferred to your new card.

    The non-contactless enabled portion of your card requires a PIN entry, which means it can’t be easily accessed by strangers should you lose your card.

Get the most out of your contactless payments

Simple and affordable

Before you can use your contacless card you will need to load some cash (up to R200) onto it.

Infographic-Contactless

Choose how you want to load funds onto your contactless enabled card below

Get the most out of your contactless payments

Simple and affordable

Once your card is loaded with cash you need to activate it.

Inforgraphic AOL Contactless

Get the most out of your contactless payments

Simple and affordable

Absa contactless enabled debit cards let you pay for small amounts with just a tap of your card. No swiping, no pin. It’s quick and convenient and even faster than paying with cash!

Inforgraphic AOL Contactless
contact us

Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on:

08600 08600

Visit your nearest branch